Effective January 1, 2024, Advantage U (Medicare Advantage PPO) is no longer offered to our members, Because timely filing provides 360 days for claim resolution, information regarding Advantage U remains in the Provider Manual until December 31, 2024 to support claims runout. We thank you for the excellent care you've provided our Advantage U members.
INTRODUCTION
About University of Utah Health Plans
Welcome to University of Utah Heath Plans (U of U Health Plans). We are committed to enhancing the member experience, improving the quality of care, strengthening the health of populations, and reducing the cost of care. We are proud to be your community partner and we value and honor the distinctive connection that you share with us and our members.
U of U Health Plans was organized in 1998 with the formation of Healthy U Medicaid, a Medicaid Managed Care plan. Since our inception, we have been recognized as a reliable, innovative health insurance plan committed to enhancing the member experience, improving the quality of care, strengthening the health of populations, and reducing the cost of care.
U of U Health Plans offers a full suite of products providing health insurance coverage and services to plan members in Utah and the greater Mountain West. We specialize in health plan administration of physical and mental health and pharmacy benefits for fully insured and self-funded employers groups, individuals and families, Medicare Advantage and Medicaid beneficiaries. We also function as a third-party benefit and/or claims administrator for other payers, behavioral health programs, and select collaborations within the University of Utah.
Our goal is not to just operate at industry standards, but to exceed them in every possible way. We welcome your suggestions on how we can better serve you and your staff.
For us, this is more than insurance, this is personal.
About this manual
The U of U Health Plans Provider Manual is an administrative reference guide for physicians, facilities, and other healthcare professionals, as well as their practice managers and office staff (referred to collectively as providers) who provide services for our members.
The information communicated in this manual does not take the place of any U of U Health Plans provider service agreement(s) signed by a contracted or employed provider. This provider manual is considered an attachment to, and thereby part of, all executed University of Utah Health Plans Provider Agreements as referenced thereto and incorporated therein.
Thank you for respecting the proprietary nature of the information contained herein and not sharing the information with those outside of your practice, clinic, or facility. The provider manual will be updated as appropriate.
Contact Information
U of U Health Plans Address Information | ||
Mailing Address | ||
University of Utah Health Plans 6056 Fashion Square Dr. Suite 3104 Murray, UT 84107 |
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Claims Submission | ||
EDI Trading Partner Number for all U of U Health Plans and Advantage U: HT000179-002 |
All Paper Claims for Commercial, Individual and Family, or Healthy U Medicaid members: University of Utah Health Plans PO Box 45180 Salt Lake City, UT 84145-0180 |
Paper Medical Claims for Advantage U Signature and Advantage U Signature Part B Buyback members: Advantage U – Claims Cognizant PO Box 4405 Scranton, PA 18505 |
Paper Claims with Routine Vision Services for Advantage U Advantage U Signature and Advantage U Signature Part B Buyback members: Advantage U – Claims Vision Service Plan P.O. Box 385018 Birmingham, AL 35238-5018 |
Paper Claims with Nonroutine Audiology Diagnoses for Advantage U Advantage U Signature and Advantage U Signature Part B Buyback members: Advantage U – Claims Cognizant PO Box 4405 Scranton, PA 18505 |
Note: Only providers contracted with TruHearing may offer or bill audiology services with a routine diagnosis. Other diagnoses are considered nonroutine. |
U of U Health Plans Department Numbers | |||
Claim Inquiries, Customer Service, Eligibility for members | |||
U of U Health Plans – Commercial: | 833-981-0213 | 801-213-4008 | ||
Healthy Premier U of U Hospitals & Clinics Plan: | 833-443-3440 | 801-213-0274 | ||
U of U Health Plans – Individual/Family: | 833-981-0214 | 801-213-4111 | ||
Advantage U (Medicare PPO) plans: | 855-275-0374 | ||
Advantage U Vision (VSP) | 800-877-7195 / vsp.com | ||
Advantage U Hearing (TruVision) | 844-268-4908 / truhearing.com | ||
Healthy U Medicaid Claims/Customer Service: Eligibility: |
833-981-0212 | 801-213-4104 medicaid.utah.gov/eligibility 801-538-6155 |
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Healthy U CHIP Claims/Customer Service: Eligibility: |
833-404-4300 | 801-213-0525 medicaid.utah.gov/eligibility 801-538-6155 |
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Utilization Management | |||
Advantage U (Medicare PPO) plans: | 888-605-0858 | 801-587-3003 | ||
All other plans: | 833-981-0213 Opt 2 | 801-213-4008 Opt 2 Fax: 801-281-6121 |
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Quality Improvement | |||
Phone: Fax: |
801-587-2777 801-281-6121 |
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Provider Relations | |||
Phone (toll-free): Phone (Utah): Fax: Email: |
833-970-1848 Opt 2 801-587-2838 Opt 2 Fax: 801-281-6121 Provider.relations@hsc.utah.edu |
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Provider Contracting | |||
Phone (toll-free): Phone (Utah): Fax: Email: |
833-970-1848 Opt 4 801-587-2838 Opt 4 Fax: 801-281-6121 Providercontracting@hsc.utah.edu |
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Provider Credentialing | |||
Phone (toll-free): Phone (Utah): Fax: Email: |
833-970-1848 Opt 3 801-587-2838 Opt 3 Fax: 801-281-6121 Provider.credentialing@hsc.utah.edu |
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Pharmacy | |||
Advantage U Medicare Advantage Prior Authorizations (CVS Caremark ) Phone: Formulary: |
888-970-0851 Advantage U Formulary |
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All other plans Prior Authorizations Phone: Healthy U: Individual/Family: Commercial Groups: Fax: Formulary: |
855-856-5694 855-869-4769 855-859-4892 888-509-8142 https://uhealthplan.utah.edu/pharmacy |
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EDI | |||
Phone: Phone: Website: |
801-587-2638 801-587-2639 EDI |
Glossary and Acronyms (Compiled from CMS and U of U Health Plans)
(Business definition) – Payment for items or services that are billed by mistake by providers, but should not be paid for by Medicare or the health plan. This is not the same as fraud. The range of the improper behaviors or billing practices include, but is not limited to:
- Billing for a non-covered service, services that fail to meet professionally recognized standards of care, or services that are medically unnecessary
- Misusing codes on the claim (i.e., the way the service is coded on the claim does not comply with national or local coding guidelines or is not billed as rendered)
- Inappropriately allocating costs on a cost report
Note: ABNs may not be used when the patient is a member of a Medicare Advantage plan, such as Advantage U, or a Private Fee-for-Service Plan.
CMS defines fraudulent behavior as knowingly and willfully executing, or attempting to execute, a scheme or artifice to defraud any healthcare benefit program or to obtain (by means of false or fraudulent pretenses, representations, or promises) any of the money or property owned by, or under the custody or control of, any healthcare benefit program.
Benefits and Responsibilities of Participation
Benefits of Participation
Providers contracted to participate on a University of Utah Health Plans network benefit in the following ways:
- Providers with whom members can schedule an appointment are listed in our provider directories
- Receive payments promptly and directly, rather than through billing patients
- Receive predictable payments in accordance with contracted network fee-schedule rates
- Have access to a dedicated Provider Relations consultant, as well as our team of Provider Relations coordinators
- Members seeking care from participating providers benefit by way of lower out-of-pocket costs and assurance of compliance with quality standards.
Responsibilities of Participation
Provision of Covered Services
Participating providers agree to:
- Deliver covered services and supplies in accordance with the U of U Health Plans benefit plans
- Inform members of covered services as well as other programs and resources available to them for prevention, education, and treatment
- Freely communicate with patients about their treatment options, regardless of benefit coverage limitations
- Bill U of U Health Plans directly for covered services
- Hold members harmless for any charges in excess of deductible, copayment, or coinsurance amounts specified by their U of U Health Plans benefit plan
- Hold member harmless for any billed charges in excess of the contracted fee schedule allowed amounts for covered services and services deemed not medically necessary
- Abide by the contracted U of U Health Plans network(s) grievance and appeal procedures
- Refer members to participating providers for extended services (e.g., laboratory, consultations, imaging)
- In regards to U of U Health Plans Individual and Family plans, Healthy U Medicaid, Healthy U Behavioral, Healthy U Integrated, and Healthy U CHIP members, comply with all state and federal regulations
Complaint Resolution
Contracted providers agree to cooperate with U of U Health Plans personnel to resolve any complaints reported by U of U Health Plans members, other providers, or state or federal program representatives.
Doctors are Not Rewarded for Denying Care
Decisions about utilization management (effective use of services) are based solely on whether the treatment is a covered service under the member’s benefit plan and is medically appropriate for the member’s condition. U of U Health Plans does not reward doctors or others for denying coverage or care. Utilization Management (UM) decisions are based only on appropriateness of care and service, and existence of coverage. We do not reward providers for issuing denials of coverage or service care, and UM decision-makers do not receive financial incentives.
Access Standards
Appointment Access Standards
Appointment Wait times
University of Utah Health Plans is committed to ensuring that its members have timely access to the services they need. Providers are expected to also ensure members have access to timely care by complying with the Access Standards below.
A Primary Care Provider (PCP) is defined as a generalist, including physicians or mid-level clinicians, in any of the following areas:
- Family Practice
- General Practice
- General Internal Medicine
- Geriatric Medicine
- Midwife (if working in a PCP practice)
- Obstetrics/Gynecology (by physician)
- Pediatrics or Adolescent Medicine
- Preventive Medicine
- Women’s Health Nurse Practitioner
Commercial Group Members Appointment and Availability Standards | |||
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Type of Care | Primary Care Providers | Specialty Providers | Behavioral Health Providers |
Urgent Care | |||
Not life-threatening | Within 48 hours (2 days) | Within 48 hours (2 days) | Within 48 hours (2 days) |
Routine, Non-Urgent Care | |||
(Includes school physicals) (Does not apply to appointments for regularly scheduled visits to monitor a chronic condition, if the schedule calls for visits less frequently than once every month.) |
Within 30 business days, in person or telehealth | Within 30 business days, in person or telehealth | Initial visits for routine care within 10 business days, in person or telehealth Follow-up visits for routine care within 30 business days, in person or telehealth |
After-Hours Care | |||
After-Hours Care | Offer after-hours care or provide directions on where to receive after-hours care | ||
Non-life-threatening emergency | |||
Non-life-threatening emergency | Within 6 hours, or direct patients to the Emergency Room or behavioral health crisis services |
Commercial Individual Members Appointment and Availability Standards | |||
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Type of Care | Primary Care Providers | Specialty Providers | Behavioral Health Providers |
Routine, Non-Urgent Care | Within 15 business days, in person or telehealth | Within 30 business days, in person or telehealth | Within 10 business days, in person or telehealth |
* Primary Care and Behavioral Health provider and specialty types defined by CMS’s Shopper Survey Technical Guidance for Qualified Health Plan (QHP) Issuers in the Federally-Facilitated Exchanges (FFEs)
Healthy U (Medicaid) and Healthy U CHIP Appointment and Availability Standards | |||
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Type of Care | Primary Care Providers | Specialty Providers | Behavioral Health Providers |
Urgent Care | |||
Symptomatic, not life-threatening, treated in a provider’s office. Does not indicate dangerousness, but patient’s functioning is seriously impaired and symptom are moderate to severe. | Within 2 calendar days | Within 2 calendar days | Within 2 calendar days |
Routine, Non-Urgent Care | |||
Includes school physicals Includes symptoms generally less intrusive and less serious than those requiring urgent care. Does not apply to appointments for regularly scheduled visits to monitor a chronic condition if the schedule calls for visits less frequently than once every month. |
Within 30 calendar days | Within 30 calendar days | Within 30 calendar days |
Initial Contact Requiring Emergency Services | |||
Initial contact includes by telephone or a walk-in basis Applies to providers participating in the Healthy U Behavioral and Healthy U CHIP networks |
Screening within 30 minutes of initial contact |
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Applies to providers participating in the Healthy U Behavioral and Healthy U CHIP networks |
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* * Healthy U Medicaid and Healthy U CHIP members must be offered appointments during the same hours of operation offered to commercial members or Medicaid Fee-for-Service (FFS) members.
Appointment Scheduling
Providers are required to have an appropriate scheduling system that reserves adequate time allotments for various types of appointments, as well as adequate time reserved for urgent/acute care.
The provider’s telephone system must be sufficient to manage the volume of calls coming into the office.
After Hours Care
U of U Health Plans requires all providers to have back-up coverage during off hours, or scheduled days out of the office, and to have telephone coverage 24 hours per day, 7 days per week. In-office recordings must state the operating hours of the office, whom to contact if after hours, and direct the member to call 911 if it is an emergency.
PCP providers are required to have a mechanism in place to direct members to the appropriate after-hours care. U of U Health Plans encourages providers to return member calls within two (2) hours of being contacted, whenever possible.
Note: All emergency care services must be immediately available, 24 hours a day, 7 days a week. Provider network practices must provide after-hours instruction to enrollees needing emergency care.
Compliance with Access Standards
To ensure compliance with Appointment and Availability Standards, U of U Health Plans surveys primary care, specialty, and behavioral health network providers no less than annually.
Methods of monitoring access may include:
- Online, email, or fax surveys
- Telephone surveys (identified or secret-shopper)
- Provider Relations onsite or virtual visits
- Appointment lag-time reports (as available)
Survey results are recorded and analyzed by U of U Health Plans. Deficiencies or failure to meet Appointment and Availability Standards may result in one or more of the following corrective actions:
- Verbal notification of non-compliance
- Written notification of non-compliance
- Additional provider education
- Suspension of access to new enrollees
- Provider corrective action plans
- Suspension or termination of provider contract from U of U Health Plans provider network(s)
Our Provider Relations team will notify your office if the survey reveals deficiencies or failure to meet the standards.
Service Delivery
Professional services - Participating providers agree that healthcare will be available from the provider, or from a covering provider, twenty-four hours a day, seven days a week. The covering provider must also be a participating provider. If there is a clinical need for services to be rendered by a nonparticipating provider, the referring provider will notify U of U Health Plans prior to referring the member to a nonparticipating provider, and use best efforts to notify the nonparticipating provider of utilization management requirements. In the event of an emergency, provider is not obligated to provide such prior notifications.
Inpatient Facility Services - Covered services must be available from participating facilities twenty-four hours a day, seven days a week. If facility services are referred to any facility other than a participating facility, the referring facility must notify the U of U Health Plans Utilization Management department prior to referring member to the nonparticipating facility, and use best efforts to notify the nonparticipating facility of the U of U Health Plans Utilization Management requirements. In the event of an emergency admission, the facility should use best efforts to notify our Utilization Management department as soon as possible.
Non-Discrimination
Providers are required to render covered services to U of U Health Plans members in an appropriate, timely, cost-effective manner consistent with customary medical care standards and practices. Services will be delivered in a culturally and linguistically appropriate manner; thereby including those with limited English proficiency or reading skills, those with diverse cultural and ethnic backgrounds, the homeless, and individuals with physical or mental disabilities. Providers may openly discuss with members all appropriate or medically necessary treatment options, regardless of benefit coverage limitations.
In compliance with Title VI of the Civil Rights Act of 1964, section 504 of the Rehabilitation Act of 1973, the Age Discrimination Act of 1975, Title II of the Americans with Disabilities Act of 1990, and the University of Utah Policy and Procedures 1999, providers are also required to provide access and treatment without regard to race, color, sex, sexual orientation, religion, national origin, disability, or age. Additionally, provider will not, within their lawful scope of practice, discriminate against members from high-risk populations or who require treatment for costly conditions. Any provider with concerns regarding the provision of services on the basis of disability, or with compliance questions, can call our Customer Service department at 833-981-0213, option 1.
Domestic Violence
U of U Health Plans participating network providers and staff should be knowledgeable about methods to detect domestic violence, about mandatory reporting laws when domestic violence is suspected, and about resources in the community to which patients can be referred.
Physical Facilities
Providers are required to maintain physical facilities that:
- Are clean and sanitary
- Are accessible to disabled members in accordance with the ADA (exceptions may be granted on a case-by-case basis)
- Have adequate fire and safety features
- Have adequate waiting and exam room space
- Are equipped with the appropriate medical equipment, devices and supplies commensurate with the type of services offered
- Store medical records and other PHI appropriately in a secure location
Furthermore, providers must write paper prescriptions on tamper-resistant prescription pads or send prescriptions via a secure electronic method to the pharmacy, in accordance with state and federal laws.
Licensure & Insurance
Providers are responsible to maintain:
- Current licensure
- Malpractice liability insurance
- Specialty board certification when applicable
- Hospital privileges or an admit plan
- Sufficient documentation related to credentialing questions to ensure compliance with state and/or federal statutes.
Providers are required to release this information to U of U Health Plans upon request.
Notification of Changes
Providers are responsible to notify U of U Health Plans Provider Relations in writing immediately upon a change in status.
- Send demographic updates, such as an address change or a new billing contact, or if a provider leaves your clinic, via our Provider Information Update Form or email provider.relations@hsc.utah.edu.
- Email provider.credentialing@hsc.utah.edu with information that may impact your credentialing status, including: malpractice claims, licensure, hospital privileges, Medicare/Medicaid sanctions or other disciplinary actions, other changes in your credentials, or if a new provider joins your clinic
Directory Accuracy Attestations
U of U Health Plans is federally required to keep our directories updated with accurate information. To this end, participating network providers are required to review their directory information, submit changes to us as described above, and attest to the accuracy of their information every 90 days.
With that in mind, U of U Health Plans has contracted with Quest Analytics® to use the BetterDoctor® online portal to gather accurate directory data.
What you need to know
- BetterDoctor will contact you every 90 days by fax, mail, email, and/or telephone to verify your provider directory information via the BetterDoctor online verification portal. In some cases, BetterDoctor will establish a roster process for larger practices.
- You need to attest, or provide changes, when you are contacted.
- BetterDoctor will forward your changes or attestation to U of U Health Plans to enter into our systems.
Common provider directory discrepancies
- The practitioner no longer practices at the office.
- The practitioner is not accepting new patients.
- The phone number listed isn’t the scheduling number, is incorrect, or is disconnected.
Resources
BetterDoctor – Frequently Asked Questions & Answers
Note: As this is a federal requirement for many providers, those who do not respond may be removed from the directories. Please do not delay reviewing your directory listing and completing the attestation quarterly.
RECORDKEEPING REQUIREMENTS
Participating providers must maintain confidential, correct, legible, and complete medical records for all U of U Health Plans members. Printed and/or electronic medical records and other Protected Health Information (PHI) must be stored in a secure location.
To fulfill activities such as payment of claims, quality improvement, state and/or federal reporting, credentialing, and HEDIS, U of U Health Plans may conduct medical record audits. The audits may include, but are not limited to, evaluation of:
- Legibility
- Patient identifying information
- Entries dated and timed
- Complete problem list
- Complete medication list
- Clear notation of allergies
- Documentation of immunizations and preventive health screenings, as applicable
- Progress notes for each visit that include plans for follow-up and/or return visits
- Appropriate supporting medical documentation to plan for referral and or prior authorization requests
- Advance directives
Specialists should provide consultation notes to the member’s PCP. Medical records must be provided at no cost to U of U Health Plans, and must be available for inspection by U of U Health Plans, its assigned representatives, and/or federal and state agency representatives during reasonable business hours.
According to Utah Administrative Code R432-100-33 (4c), patient medical records should be maintained for at least seven years. Medical records for minors should be maintained until the patient reaches 18 years of age plus four years, but no less than seven years.
SITE AUDITS AND ENSURING APPROPRIATE PHYSICAL FACILITIES
Office Site Audits are one method of ensuring that the providers with whom we contract provide, among other things, services in a clean and accessible environment that is appropriately staffed, have the appropriate medical equipment and devices for the services rendered, practice appropriate medical record-keeping standards, and take reasonable steps to safeguard the integrity and confidentiality of our members’ protected health information.
An official site visit may be completed by a member of the Provider Relations team and an RN or LPN from the Utilization Management team within 60 days, when possible, of a valid member complaint regarding the environmental aspects of the office where member care is delivered. Site visits may also occur if a facility is not accredited or certified, or loses its accreditation.
The Site Audit Questionnaire, in accordance with the Centers for Medicare & Medicaid Services (CMS) and NCQA criteria, addresses the following physical aspects of the office:
- Physical accessibility
- Physical appearance
- Adequacy of waiting room space
- Adequacy of exam room space
- Privacy/HIPAA compliance
- Registration process
- Medical record-keeping practices
- Accessibility of medical records
- Staff/patient interaction
- Clinic Personnel Conduct
The completed Site Audit Questionnaire will be reviewed by the U of U Health Plans Credentialing Committee, in accordance with our Credentialing Policies. Suggestions for improvement—if any—will be documented for the provider in writing. To remain a contracted provider, the provider must provide a corrective action plan to correct at least 90% of the listed deficiencies within an agreed upon time frame. Any outstanding deficiencies will be reviewed every six months until the deficiencies are resolved.
The Credentialing Committee retains the rights to approve or disapprove corrective action plans, determine whether the provider’s plan and actions meet criteria, and recommend termination for noncompliance, if deficiencies are not resolved as outlined above.
Learn more on the University of Utah Health Plans Credentialing Policy.
COMPLIANCE
U of U Health Plans actively promotes a culture of ethical, transparent behavior. This culture includes our business decisions and our treatment of employees, members, providers, and other business partners. We hold our providers responsible to respect and abide by the same principles.
Compliance with U of U Health Plans Policies and Procedures
All contracted providers are required to comply and participate with all U of U Health Plans Utilization Management and Quality Improvement programs, credentialing and recredentialing activities, and complaint and grievance policies. Providers agree to allow U of U Health Plans to use their performance data. In addition, providers agree to abide by policies and procedures related to covered services, member billing, emergency services, and other policies and procedures as defined by U of U Health Plans with respect to each plan in which the provider participates. Review U of U Health Plans Coverage Policies at Coverage Policies.
Compliance with Federal and Utah Medicaid Regulations
Healthy U Medicaid, Healthy U Behavioral, and Healthy U CHIP providers are required to comply with all Federal and Utah Medicaid regulations when providing services to Healthy U Medicaid, Healthy U Behavioral, and Healthy U CHIP members.
Patient Confidentiality and HIPAA
Providers, their employees, and business associates agree to safeguard the privacy and confidentiality of U of U Health Plans members; and agree to abide by the rules and regulations set forth in the Federal Health Insurance Portability and Accountability Act of 1996 (HIPAA).
Written authorization is required from our members for all uses and disclosures of PHI, except uses and disclosures for treatment, payment, and healthcare operations (TPO). Releases and disclosures of PHI should be done according to a standard of ‘minimum necessary,’ meaning only the amount of information needed to fulfill a specific purpose or task should be released.
Treatment, Payment, Operations (TPO) may include, but is not limited to:
- Patient referrals
- Providing information to an authorized person who cares, or will be caring, for a U of U Health Plans member
- Providing the necessary information to U of U Health Plans for authorizations or processing and paying claims
- Complying with U of U Health Plans Quality activities, HEDIS reporting, or other U of U Health Plans programs centered on the improvement and measurement of patient care
U of U Health Plans is responsible to ensure members’ privacy and also adheres to stringent confidentiality regulations as required by federal law. Therefore, to verify the identity of a caller purporting to be a provider or staff member from the provider’s office, the caller is required to supply the provider’s Tax ID Number (TIN) and NPI when requesting patient information.
More detailed information on privacy is available on the CMS MLN Fact Sheet: HIPAA BASICS FOR PROVIDERS: PRIVACY, SECURITY, AND BREACH NOTIFICATION RULES.
Fraud, Waste, and Abuse (FWA) Compliance
U of U Health Plans recognizes and understands the financial and personal impact that healthcare fraud, waste, and abuse (FWA) can have on the health plan, its providers, and our members. We are committed to the fight against healthcare FWA.
U of U Health Plans complies with all state and federal rules, laws, and regulations, and reports all suspected fraudulent behavior as required by law. We use a wide variety of resources, tools, and internal controls to detect, investigate, prevent, monitor, and resolve potential FWA.
- Maintain and enforce internal FWA policies, procedures and guidelines
- Claims system pre-processing checks
- Claims system edit reports
- Medical necessity prepayment reviews
- Fraud detection tool that identifies potential overutilization issues, improper payments, outliers, schemes and suspected FWA
- Public information search reports
- Suspension of payment claims process
- Credentialing and recredentialing reviews
- Primary insurance identification and verification process
- CMS issued fraud alerts
- Utilization management reviews – prepayment, concurrent, and postpayment
U of U Health Plans encourages all providers to institute a compliance plan to detect, prevent, and report non-compliance and FWA issues. The Office of Inspector General (OIG) has published guidance for physician practices to assist in the development of a compliance plan: General Compliance Program Guidance (65 FR 59434; October 5, 2000).
Additional information about FWA detection, prevention, and reporting, including definitions and examples of FWA behaviors is available in the Medicare Learning Network’s booklet, Medicare Fraud & Abuse: Prevent, Detect, Report.
Reporting Fraud, Waste, and Abuse (FWA)
If you suspect FWA by a provider participating in any U of U Health Plans network, or member of any of our benefit plans, report it to the University of Utah Health Plans Compliance Office through the following methods:
- Compliance & Ethics Hotline: 888-206-6025 or online at secure.ethicspoint.com, available 24 hours a day, 7 days a week. Reports can be made anonymously.
- Email: HealthPlansReportFraud@utah.edu
- Fax: 801-585-2654
- Mail:
University of Utah Health Plans
Attention: Special Investigations Unit
6056 Fashion Square Drive, Suite 3104
Murray, Utah 84107
CORRECTIVE ACTION
U of U Health Plans strictly enforces their policies and standards. If misconduct, unethical behavior, FWA, or other suspected violations are identified through complaints, hotline reports, routine auditing, or by regulatory agencies, a prompt investigation is initiated.
If the information received is substantiated, an appropriate corrective action plan is developed and implemented. Disciplinary standards may include training and education, or disciplinary action up to and including termination of a contract.
Claims, Payment, and Appeals
Providers contracted with University of Utah Health Plans agree to submit claims for services and supplies provided to our members. In most circumstances, claims must be submitted under the name of the rendering provider.
Claims Submission Requirements
Providers should submit claims via electronic 837 HIPAA-compliant transactions or on the appropriate standard paper forms (CMS 1500 for professional services and UB04 for facility services). All claims must be filed within timely filing requirements. All necessary information for correct processing of the claim should be included on or attached to the claim form, including:
- Patient Name
- Patient’s Member Identification Number
- Patient’s date of birth
- Patient’s address
- Rendering and billing provider, if different
- Provider’s name
- Provider’s Tax Identification Number (TIN)
- Provider’s NPI
- Provider’s practice and billing addresses
- Other insurance information (if applicable and known)
- Date(s) of service of claim
- Diagnosis ICD-10 Code(s) - obtained from authorized ICD 10 CM reference guides for the year corresponding to the date of service
- Procedure codes (CPT/HCPCS) or revenue codes identifying services on claim – obtained from authorized reference guides for the year corresponding to the date of service
- Medical drugs (non-retail) charges administered by a professional provider billed with the appropriate HCPCS code
- Billed charges for each service on claim
- Supporting documentation including operative reports, emergency room reports, medical records supporting diagnosis when requested, etc.
- Explanation of benefits from primary payer (if applicable)
Claims are processed and remittance advices sent to the provider in accordance with the timeliness provisions set forth in the providers Participating Provider Agreement. Please be aware that paper claims require a longer time to process. While we will accept claims submitted electronically or on paper, we strongly encourage providers to utilize the efficiencies gained through Electronic Data Interchange (EDI) transactions. EDI transactions are covered in greater detail later in this section.
If electronic claims are not an option in your practice, we will accept paper claims mailed to:
University of Utah Health Plans
Attention: Claims Department
P.O. Box 45180
Salt Lake City, Utah 84145-0180
Elements of Clean Claims
A clean claim is any claim submitted by a provider that:
- Includes substantiating documentation, if required
- Has a corresponding prior authorization, if required
- Complies with billing guidelines and coverage policies
- Has no missing or invalid information (e.g., CPT, DOB, NPI)
- Is received by U of U Health Plans within the timely filing period
- Does not require special treatment that prevents timely payment
- Includes all relevant information to determine other carrier liability
- If submitted on paper, is submitted on a UB-04, CMS-1500, or successor claim form, with all required elements
- If submitted electronically, is submitted in compliance with the applicable federal and state regulatory authority (i.e., Medicare or state Medicaid) and uses only permitted standard code sets
Corrected Claims
U of U Health Plans prefers to receive corrected claims via EDI transaction. To request a claim be corrected, submit the following information in Loop 2300 of an 837I (Institutional) or 837P (Professional) electronic claim form.
- In segment CLM05-3, insert the appropriate “Claim Frequency Type” code (these may be displayed by your software as a dropdown field):
- 7 – Replacement of prior claim
- 8 – Void/cancel prior claim
- Enter the original claim number in the REF*F8 “Payer Claim Control Number” field.
- If you are submitting a primary payer’s EOB with this corrected claim, you must include the primary payment date, also in REF*F8.
- You must report every line associated with this claim to ensure the full claim is reprocessed.
- Refer to your 5010 Implementation Guide for additional information.
Note for Healthy U Medicaid claims: To submit an EOB for a denied Healthy U claim, you must submit an electronic correction that includes the EOB information. U of U Health Plans can no longer accept submission of corrected claims or EOBs on paper for Healthy U members.
Paper Claim Forms
If you must submit a corrected claim on a CMS 1500 (02/12) paper claim form:
- In box 22, enter the appropriate Resubmission Code:
- 7 – Correction to prior claim
- 8 – Void of a professional claim
- Enter the payer’s original claim number in box 22 under the "Original Ref. No." field.
- Remember, if you’re correcting to add an EOB, you must attach the primary EOB to the corrected claim.
If you must submit a corrected claim on a UB-04 Facility claim form:
- Enter the CLAIM FREQUENCY TYPE code as the 4th digit of Box 4 "Type of Bill"
- 7 – Correction to prior claim (e.g., 0137 indicates a correction to a Hospital Outpatient claim)
- 8 – Void/correction to prior claim
- Enter the payer’s original claim number in Box 64 "Document Control Number."
Rejected vs. Denied Claims
A rejected claim is a claim that is sent back due to an error in the claim. This could be due to an input error, incorrect data, or data that does not match what the payer has on file.
A denied claim has been processed and adjudicated in the payer system, but is denied and deemed unpayable. The denial could be for a number of reasons.
When a claim has been rejected (i.e., it has not been adjudicated), you can resubmit the claim. To resubmit the claim, simply create a new claim and resubmit it through the clearinghouse. If you resubmit a claim that has been denied, the new claim will be denied as a duplicate claim.
A corrected claim will replace the previously adjudicated claim, so ensure all charges are included on the corrected claim. You can submit a corrected claim if:
- The plan denied the claim for missing information (i.e., primary insurance EOB not submitted or complete)
Note: You need to correct information on the original claim submission, even if the claim has already paid
Common reasons to submit a corrected claim
- Primary insurance EOB missing (you must attach the primary EOB to the corrected claim)
- Primary insurance EOB amount is changing
- Incorrect billed amount
- CPT/Modifier changes
- Transposed procedure or diagnosis code
- Inaccurate data entry
- Denial of claims as duplicates
- Missing or invalid ordering or referring provider
Timely Filing Requirement
Healthy U Medicaid – The timely filing period for primary and secondary claims is 365 days from the date of service.
Note: The exception to this rule is if any kind of Medicare is the primary insurance. When Medicare is the primary insurance, the claim must be submitted within the later of 365 days from the date of service or 180 days from the Medicare EOB date.
Corrections to a Healthy U claim must also be received and/or adjusted within the later of 365 days from the date of service or 180 days from the Medicare EOB date.
U of U Health Plans Commercial or Individual/Family plans – The timely filing limit for primary claims is 365 days from the date of service. The timely filing limit for secondary claims is 180 days from the primary payer’s EOB adjudication date. Any corrections to a claim must also be received and/or adjusted within the same 365 days from the date of service.
Advantage U Medicare - The timely filing period for primary and secondary claims is 365 days from the date of service.
Coordination of Benefits
Coordination of benefits (COB) ensures patients receive benefits from all health insurance plans under which they may be covered; while also ensuring that the total, combined payment does not exceed the amount charged for the services provided.
When your patient has coverage under two or more payers, U of U Health Plans may not always be the payer of first resort (primary plan). Additional payers to consider include other health insurance plans, Medicare or Medicare Advantage, Medicaid, or liability plans such as Worker’s Compensation Fund or property owner’s insurance for injury or illness occurring on or caused by the covered property.
When another payer is the primary plan, submit claims to that plan first; then submit the claim—complete with all payment information (i.e., remittance advice)—to other payers in order of primacy. Always include all insurance coverage information on each claim to ensure each insurance plan is aware of other potential payers.
Coordinating with U of U Health Plans Commercial and Individual or Family Plans
When a U of U Health Plans Commercial or Individual/Family member has another plan that is primary, payment by U of U Health Plans will be reduced by the amount of reimbursement from the primary payer(s); up to, but not exceeding, the lesser of the remaining billed charges or allowed amount(s) had U of U Health Plans been the primary payer.
If compensation is received from a liability plan, the provider is expected to refund any amounts paid by U of U Health Plans for covered medical services.
For specific questions, or to verify a member’s coordination of benefits status, contact a U of U Health Plans Customer Service representative for the member’s benefit plan.
Coordinating with Healthy U Medicaid
Healthy U Medicaid should always be treated as the payer of last resort. If the patient has any coverage in addition to Medicaid, submit the claim to the primary payer first, followed by any additional payer(s) applicable, and then to Healthy U Medicaid. Include the remittance advice(s) from the primary and any other payer(s) with the claim. The Healthy U Medicaid payment for Medicare or third party claims will equal the provider’s contracted allowed amount, less any amounts paid by Medicare or other third party payers.
Coordinating with Advantage U Medicare
Advantage U (Medicare PPO) bases primacy on employment status, and whether certain diseases exist. To understand when Medicare is primary or secondary, please refer to How Medicare Works with Other Insurance, or the CMS Coordination of Benefits brochure.
Claims Editing, Review, and Audit
U of U Health Plans follows standard claims processing guidelines, including but not limited to: current coding manuals and editors, CMS and State of Utah Medicaid rules and regulations, standard bundling and unbundling rules, National Correct Coding Initiative (NCCI) guidelines and edits, and FDA definitions and determinations. These coding edits are developed based on procedures referenced in the American Medical Association’s (AMA) Current Procedural Terminology (CPT) Manual and the Healthcare Common Procedure Coding System (HCPCS) Manual. All claims are subject to the U of U Health Plans coverage policies. We reserve the right to review and audit, adjust, and pay claims in accordance with the Participating Provider Agreement.
Electronic Data Interchange (EDI)
EDI claims and other transactions can help improve efficiency, productivity, and cash flow for providers. Approximately 80 percent of our claims pass through electronic claim processing without adjudicator intervention. This results in fewer data entry errors and faster turnaround time, 15 days on average, from the date we receive a claim to when payment is received in the provider office.
U of U Health Plans is a member of the Utah Health Information Network (UHIN), a nonprofit coalition of payers, providers, government entities, accountable care organizations (ACO), billing services, and other interested parties in Utah. Numerous options are available for electronic claims submission through UHIN.
All electronic claims for U of U Health Plans, and other health plans for which we administer claims, are relayed through the UHIN clearinghouse. UHIN accepts and returns transactions via their Web portal, UTRANSEND; they also connect to most national clearinghouses and support all HIPAA-compliant billing software.
If a provider is not a member of UHIN, other options for sending EDI claims are available. For more information about UHIN and the services they offer, visit uhin.org.
Accepted Transactions
U of U Health Plans is HIPAA-compliant in the following transactions:
- 837 005010X224 (Dental)
- 837 005010X222A1 (Professional claims)
- 837 005010X223A2 (Institutional claims)
- 277CA Claim Acknowledgement/error report
- 999 Acknowledgement
- 835 005010X221A1 (Remittance advice)
- EFT (Electronic funds transfer) in conjunction with the 835
- COB (Coordination of Benefits)
- 270/271 0051010X279A1 Eligibility Request/Response (real-time)
- 276/277 Claim status inquiry/response (real-time)
Trading Partner Registration
If you currently submit electronic transactions through a clearinghouse it is not necessary to register with UHIN. Established clearinghouses already have a trading partner number set up to submit electronic transactions through UHIN to Utah payers.
The U of U Health Plans trading partner number with UHIN is HT000179-002.
EDI Enrollment Process
A Provider must be enrolled with EDI for claims submission (837) to be eligible for Electronic Remittance Advices (ERA or 835) and Electronic Funds Transfer (EFT) transactions. The 835 and EFT transactions are interdependent (i.e., to receive the 835 a provider must be enrolled with the EFT, and to receive the EFT a provider must be enrolled with the 835); therefore, a Provider must enroll in both transactions. Data is associated with the billing provider’s NPI.
Enrollment for Electronic Remittance Advices (ERA) is accomplished through your clearinghouse. Once your enrollment is set up, they will submit the information to U of U Health Plans on your behalf.
Once U of U Health Plans has received the EDI enrollment form, we will begin setting up the EDI connections. We will notify the provider by email once the setup is complete.
Submitting Claims through UHIN
There are several different options for submitting claims through UHIN:
- Direct link - Providers can transmit a HIPAA-compliant file from their billing system directly to UHIN
- Clearinghouses - UHIN has a connection to most national clearinghouses and supports all HIPAA-compliant billing software
- MYUHIN - Billing Software provided by UHIN
Other clearinghouses
The following table is a partial list of UHIN-contracted clearinghouses:
CLEARINGHOUSE | PAYER ID |
---|---|
Apex EDI | # UHUOU |
Availity | # SX155 |
Change Healthcare/Emdeon | # SX155 |
Claim MD | # SX155 |
ClaimRemedi | # SX155 |
Eligible | # SX155 |
Med USA | # HT000179-002 |
Office Ally | # SX155 |
Optum Clearinghouse | # SX155 |
Practice Insight | # SX155 |
RelayHealth/McKesson | # SX155 |
SSI Group | # SX155 |
TriZetto | # 00179 |
Zirmed/Waystar | # Z1030 |
Note: Payer ID numbers are assigned by the clearinghouse. U of U Health Plans does not assign or maintain these numbers; therefore, contact your clearinghouse for Payer ID information.
For help with EDI questions, please email uuhpedi@hsc.utah.edu.
Payment
Provider payments will be issued via Electronic Funds Transfer (EFT), if the provider is enrolled for this service, or via virtual credit card.
Remittance Advice
U of U Health Plans generates an explanation of how each claim was processed (remittance advice) when processing is complete. Remittance advices summarize all claims processed for that provider by patient, during that claim period. Each claim is assigned a number and clearly identifies provider, patient, dates of service, billed charges, allowed amount, paid amount and reason codes for any processing decisions.
Providers can view remittance advices by the following methods:
- Via our secure Provider Portal* for contracted providers – registration is required
- Via an 835 EDI transaction, if set up for this feature
- Or by postal mail if not set up for electronic transactions
If you have a question on the processing or payment of a claim, please contact a U of U Health Plans Customer Service Representative for the member’s benefit plan. The representative can research the claim based on claim number, patient, provider, and dates of service.
TYPE OF PLAN | LOCAL PHONE NUMBER | TOLL-FREE PHONE NUMBER |
---|---|---|
Healthy U Medicaid | 801-213-4104 | 833-981-0212 |
U of U Health Plans– Commercial | 801-213-4008 | 833-981-0213 |
U of U Health Plans– Individual | 801-213-4111 | 833-981-0214 |
Advantage U Medicare | 801-893-6645 | 855-275-0374 |
* To learn more about our secure Provider Portal, email uofuhpproviderportal@hsc.utah.edu.
Fee Schedule Updates
Fee schedules are based on Relative Value Units (RVU) and reviewed at least annually, or in accordance with the Participating Provider Agreement. Notice is sent to impacted providers when reviews are completed.
For government programs, such as Healthy U Medicaid and Advantage U, fee schedule rates are informed by the respective governing body. Healthy U defines the published date of the state Medicaid fee schedule as the first day of the first month following the quarter. For example, the published date of the state Medicaid July fee schedule is defined as August 1st.
For a sample fee schedule or rate information for specific codes, participating providers can email our Provider Contracting team at ProviderContracting@hsc.utah.edu. Include your Tax ID number, Group NPI, and any specific codes that apply to your practice.
Mid-Level Provider Reimbursement
U of U Health Plans follows Medicare Guidelines for reimbursement of mid-level providers.
Overpayments/Refunds
In the event that U of U Health Plans determines that a claim has been overpaid, we will recover the balance due by way of offset or retraction from current and/or future claims. Provisions for repayment of refunds included in the U of U Health Plans Participating Provider Agreement supersede those contained in this manual. If necessary, U of U Health Plans may refer unresolved recovery of funds to the Utah Attorney General’s Office for collection.
If overpayments are identified through the Fraud, Waste and Abuse department, the provider will be notified in writing and will be given 60 days to dispute or refund the overpayment. If the provider fails to submit the balance due within 60 days of notification, U of U Health Plans may recover the balance due by way of offset or retraction from current and/or future claims. If necessary, U of U Health Plans may refer unresolved recovery of funds to the Utah Attorney General’s Office for collection.
Please notify us immediately if you discover an error requiring the claim to be reprocessed.
Claims Appeal Process
U of U Health Plans has a Grievance and Appeals System to ensure providers and members can express a complaint (grievance), or request review of a claim or prior authorization request that has been reduced or denied. Processes are in place to accommodate grievances, appeals, and external review. Providers are required to follow the respective policies and procedures listed for each specific plan when appealing claim remittances.
Note: U of U Health Plans requires that providers obtain consent from a Commercial or Individual / Family plan member to appeal on their behalf, for denied claims or prior authorizations relating to clinical services. A clinical appeal means services that were denied in a pre-service review, or services that were billed and require medical review, that were denied.
Definitions
Adverse Benefit Determination (ABD) is a denial, reduction, suspension or termination of requested or previously requested service or payment of service.
Appeal is a request for a review of an ABD.
Grievance is a complaint or expression of dissatisfaction about any matter other than an adverse benefit determination. For example, failure of a provider to respect a member’s rights or provide quality care.
Independent External Review is an independent organization that, upon request, conducts external reviews of adverse determinations. The IRO conducts these reviews as an independent contractor for University of Utah Health Plans and/or as assigned via state regulatory requirements. The IRO is unbiased and is not controlled or influenced by the health plan.
Provider Dispute is a request from a contracted provider to review a previous claim decision made by a health plan concerning claims processing or payment rates (e.g., bundling/unbundling, multiple procedures).
Timeliness
Appeals must be submitted within the time frame specified by each members’ benefit plan.
Commercial or Individual and Family plan – 180 days from the date of a Notice of Adverse Benefit Determination letter or Explanation of Benefits (EOB).
Healthy U Medicaid – 60 days from the date of a Notice of Adverse Benefit Determination or EOB.
Advantage U Medicare PPO – 60 days from the date of the initial adverse benefit determination (for prior authorizations) or the remittance advice (for payment disputes).
Huntsman Mental Health Institute and Miners – Please contact appeal coordinators at 801-213-4008 or 833-981-0213.
Appeal Process
Providers are required to follow the respective policies and procedures listed in each specific plan when appealing claim remittances.
- For Commercial group or Individual/Family plan members, follow Appeal Rights.
- For all Healthy U Medicaid members, follow the Medicaid Grievance and Appeals Process.
- For Advantage U (Medicare) members, follow Advantage U Appeals.
Complete and submit the appropriate Appeal Form
Note: Attach any necessary documentation by uploading documents in the “Appeal Documents” section prior to submitting the form.
- Commercial group, Healthy U Medicaid, or Individual / Family plan members; and Retail Pharmacy Appeals
- Advantage U (Medicare PPO) members, and Advantage U Retail Pharmacy Appeals
If you prefer, you can print and mail or fax the completed appeal form, and necessary documentation to:
Appeals and Grievances Department
6056 Fashion Square Dr. Suite 3104
Murray, UT 84107
Fax: 801-587-9985
U of U Health Plans will assist members or providers in filing appeals, grievances, or an external level of appeal upon request. If you or your member-patient need help filing an appeal or checking on an appeal’s status, call Customer Service for the member’s benefit plan.
TYPE OF PLAN | LOCAL PHONE NUMBER | TOLL-FREE PHONE NUMBER |
---|---|---|
Healthy U Medicaid | 801-213-4104 | 833-981-0212 |
U of U Health Plans– Commercial | 801-213-4008 | 833-981-0213 |
U of U Health Plans– Individual | 801-213-4111 | 833-981-0214 |
Advantage U Medicare | 801-893-6645 | 855-275-0374 |
Response Time
How long will it take for a decision to be made?
- Commercial group and Individual/Family plans
- Pre-service appeal – within 30 calendar days of receipt of the request
- Post-service appeal – within 45 calendar days of receipt of the request
- Healthy U Medicaid – 30 calendar days
- Advantage U (Medicare)
- Pre-Service appeal – within 30 calendar days of receipt of the request
- Post-Service appeal – within 60 calendar days of receipt of the request
If additional information is requested, we can take an additional 14 calendar days to make our decision. If we need to take extra time, we will notify you and the member by phone or postal mail.
If you believe the member’s life or immediate health is in danger, you may ask for an expedited appeal by calling Customer Service. If we agree the decision needs to be made quickly, we will make a decision in 72 hours from receipt of the request. If we need more time to make the decision, we can take up to another 14 calendar days. If we need more time, we will send you and the member a letter explaining why. Once we make a decision, we will mail you and the member an Appeal Resolution Letter, and call you if you requested an expedited appeal.
In addition to the appeal processes outlined for each plan in this manual, refer to the Appeals Process link on our website for further appeal information, or call Customer Service for the member’s benefit plan.
Filing a Grievance
A grievance is an expression of dissatisfaction (complaint) about a process or provider, rather than an appeal for reconsideration of a claim or other determination. Members and providers have the right to file a grievance against a benefit plan, service, or provider. Members, providers, or another authorized person may submit a grievance on behalf of a member.
Grievances will be accepted from members or providers by completing and submitting a Complaint Form on our website.
If you prefer, you can print and mail or fax the completed complaint form, and necessary documentation to:
Appeals and Grievances Department
University of Utah Health Plans
6056 Fashion Square Dr. Suite 3104
Murray, UT 84107
Fax: 801-587-9985
If needed, Customer Service for the member’s benefit plan is available to help file a complaint:
TYPE OF PLAN | LOCAL PHONE NUMBER | TOLL-FREE PHONE NUMBER |
---|---|---|
Healthy U Medicaid | 801-213-4104 | 833-981-0212 |
U of U Health Plans– Commercial | 801-213-4008 | 833-981-0213 |
U of U Health Plans– Individual | 801-213-4111 | 833-981-0214 |
Advantage U Medicare | 801-893-6645 | 855-275-0374 |
Upon request, a Customer Service representative can assist a member in completing the required steps to file a complaint (e.g., interpreter services, TTY).
Grievance regarding U of U Health Plan Policies
A complaint about our coverage policies may be submitted to the Provider Relations department.
- Phone: 801-587-2838 or 833-970-1848
- Mail:
Provider Relations
University of Utah Health Plans
6056 Fashion Square Dr. Suite 3104
Murray, UT 84107 - Email: provider.relations@hsc.utah.edu
- Fax: 801-281-6121
Upon receipt of your complaint, the Provider Relations representative will send a letter of acknowledgment to the complainant.
Billing Members
Member Hold Harmless
University of Utah Health Plans members share in the responsibility of their medical expenses, which helps to keep the cost of healthcare as low as possible. Members share in the cost of healthcare through copayments, deductibles, and coinsurance.
Billing Members
The “No Billing of Members” clause outlined in the Participating Provider Agreement, is in accordance with state and federal law. Participating providers cannot seek payment directly from members, except for required copayments, annual deductibles, or coinsurance. Providers should collect fees for any noncovered services directly from the member. Providers should not balance bill the member for the difference between the contracted amount and the total billed charges.
Provider can collect payment from members for services that are not medically necessary, provided that the member or a person legally responsible for the member has been notified by the provider in advance and in writing that such services are not medically necessary and that the member or a person legally responsible for the member has explicitly consented to pay for such services prior to the services being rendered. The written notification must be specific to the services rendered and not part of the provider’s general financial policy, and not signed under duress.
Copayments
A copayment is a fixed amount that a member is responsible to pay to the provider at the time of service (e.g., office visits). Some benefit plans have an equal copayment for PCP and Specialists. Some benefit plans may have a split copayment where the specialist copayment is higher than the PCP copayment. Copays are generally excluded from the out-of-pocket maximum.
Copayments vary according to the member’s particular benefit plan. Each member’s ID card indicates the amount of copayment the member is required to pay. The member is responsible for only one copayment per office visit and is responsible for paying the copayment to providers participating with University of Utah Health Plans at the time of service.
Deductibles
A deductible is an amount the member must pay out of their own pocket before benefits for a specific service are paid by the plan. Each plan will indicate separate deductible amounts for individual and family deductibles. A family deductible is satisfied when the combined family members’ deductibles meet the amount set for the family deductible. One family member cannot satisfy the entire family deductible. Deductible amounts are identified on the provider’s remittance advice. Members may have an in-network deductible that is separate from the out-of-network deductible.
Coinsurance
Coinsurance is the percentage of an eligible medical expense that is payable by the member after the deductible is met. This amount, combined with any amount paid by University of Utah Health Plans will total 100 percent of the provider's contracted rate. Coinsurance usually applies to the out-of-pocket maximum.
Out-of-Pocket Maximum
An out-of-pocket maximum is the amount of covered expenses that must be paid each calendar year by a member toward the cost of their healthcare. The individual out-of-pocket maximum applies separately to each member. The family out-of-pocket maximum applies collectively to all members in the same family. Members may have an in-network out-of-pocket maximum that is separate from the out-of-network out-of-pocket maximum. University of Utah Health Plans will pay 100 percent of the allowable rate—except for copayments and any charges excluded, including the PPO discount—for any covered family member during the remainder of the year. Some products and services that do not apply toward the annual out-of-pocket maximum include copayments, deductibles, prescription copayments, mental healthcare services, and noncovered services.
Contact Customer Service for specific information regarding the University of Utah Health Plan member’s copayment, annual deductible, coinsurance, noncovered services, and benefit maximum amounts. Please use the appropriate Customer Service phone number for the member's benefits plan.
TYPE OF PLAN | LOCAL PHONE NUMBER | TOLL-FREE PHONE NUMBER |
---|---|---|
Healthy U Medicaid | 801-213-4104 | 833-981-0212 |
U of U Health Plans– Commercial | 801-213-4008 | 833-981-0213 |
U of U Health Plans– Individual | 801-213-4111 | 833-981-0214 |
Advantage U Medicare | 801-893-6645 | 855-275-0374 |
Network Contracting & Credentialing
Introduction
University of Utah Health Plans contracts with physicians, facilities, and other healthcare professionals for a variety of provider networks to support the healthcare benefits covered in our benefit plans. We are committed to facilitating the “triple aim” of improving experience and quality of care, improving the health of populations, and reducing the per-capita cost of care in the communities we serve.
Contracting strong networks ensures every member has access to the care they need, at the lowest appropriate cost. Our network options serve Commercial Group, Individual and Family (on and off the ACA Marketplace exchange), Medicaid, and Medicare members. Providers can participate in one or more networks, according to the U of U Health Plans business and geographic needs.
Review the U of U Health Plans networks.
Contracting
Providers who contract (participate) with U of U Health Plans networks enjoy direct and predictable payments, are listed in our online provider directories, and have access to a dedicated provider consultant and our team of provider coordinators. Participating providers also have access to proprietary online tools to make doing business with U of U Health Plans even easier.
Provider applications to participate in one or more U of U Health Plans networks are considered in accordance with any of the following elements:
- Provider applications to participate in one or more U of U Health Plans networks are considered in accordance with any of the following elements:
- Consideration of enrollee’s ability to access current provider practices within existing network(s); namely, accepting new patients or not, timely access to care, or transportation barriers
- Network adequacy requirements and expected utilization based on the current or expected population of a given geographic area (usually defined by county or zip code, expressed as enrollee to provider ratios)
- Network adequacy requirements based on provider type and/or specialty, including consideration of types of training, experience, and specialization
- Network composition based on scope of services required by payer, such as employer, health plan, union/trust, or government entity
- Performance in terms of cost/utilization, quality measures, outcomes, access, and/or patient or physician satisfaction, as applicable and available
- Practice access considerations, such as appointment wait time, accommodations for persons with physical and/or mental disabilities, age restrictions, or extended hours of operation
- Enrollee demographic needs and preferences, including but not limited to cultural, ethnic, racial, and linguistic considerations
- Existing, non-compensated referral patterns or admitting privileges, as compared to current network providers and/or on behalf of U of U Health Plans members
- Proximity to other participating providers
- Types of services offered
- Essential Community Provider status, as defined by 45 CFR 156.235
- Administrative ease; such as ability to meet timely filing requirements, adhere to Utilization Management procedures, or submit electronic claims
To submit a contract application, review our Provider Application Process, including current network limitations. The information provided in Exhibit B of the Provider Application Form is used both for contracting and credentialing processes.
Provider applications are reviewed by our Contracting Committee within 15 to 20 business days.
- Incomplete applications will automatically be denied due to the lack of information necessary to evaluate the provider request against network criteria.
- If the application is approved, one of our Contract Executives will extend a contract to you. When we receive the signed and returned contract, we will initiate the credentialing of all providers listed in Exhibit B of the application.
- If the application is not approved, you will be notified.
For questions about our contracting process, email providercontracting@hsc.utah.edu or call 801-587-2838 or 833-970-1848, option 2.
Notes:
Providers may begin to treat members only after a fully executed contract is final and only after the provider’s credentialing approval date, as noted on the letter they receive when credentialing is complete. Claims with a date of service prior to the latter of the contract effective date or the credentialing approval date will be paid as out-of-network for PPO plans and denied for EPO plans and Healthy U Medicaid.
If you need to make an update to your practice’s information, please do so via our secure Provider Portal, using the “Provider Updates” link under the Administration tab, or use the Provider Information Update Form. Do not submit a new application.
Credentialing
U of U Health Plans strives to uphold the highest credentialing standards. Credentialing helps ensure that our provider networks consist of high-quality providers who have met clearly defined standards. Most providers, including Advanced Practice Professionals (APPs)—such as Physician Assistants (PA), Certified Nurse Midwives (CNM), and Advance Practice Registered Nurses (APRN)—must be approved through our credentialing process before they can participate in any network.
The credentialing process includes, but is not limited to, verifying appropriate licensure, education and training, board certification, DEA licensure, accreditation/certification status, review of sanctions, and review of an acceptable history of professional liability claims. Initial credentialing typically takes six to eight weeks to complete, depending on whether you are credentialing a facility organization or a provider. Recredentialing occurs every three (3) years. The U of U Health Plans Credentialing Committee is responsible to determine whether a provider meets our credentialing criteria. This committee is chaired by our Medical Director. The Credentialing Committee meets the first Monday of each month, excluding holidays.
Practitioners
Newly contracted providers - Once your contract application is reviewed and accepted, you will be notified that your application has been sent to our Credentialing Committee.
New providers in an existing practice - To initiate credentialing for new providers with your practice, complete one of the following processes:
- Submit the Provider Information Update Form
- Send the following information for each practitioner to be credentialed, or via a roster containing the information below, to our Credentialing team at provider.credentialing@hsc.utah.edu.
- Provider’s first and last names, and middle initial
- Provider’s title
- Provider’s specialty
- Provider’s date of birth
- Provider’s CAQH Provider ID
- Provider NPI
- Primary Practice Location
- Credentialing contact name and email address
Initial credentialing and subsequent recredentialing every three years is required for all physicians and other healthcare professionals with whom members schedule appointments.
The decision to accept or reject a practitioner’s credentialing application is based on information generated through primary source verifications of application information, complaints and grievances, malpractice history, and board certifications. Other sources of information may be considered as appropriate and relevant at the sole discretion of the Credentialing Committee. Review “Practitioner Rights” in this document, for information regarding unfavorable credentialing decisions, or consult the Practitioner Appeal Rights in the U of U Health Plans Credentialing Policy.
Monitoring Provider Sanctions and Disciplinary Actions
U of U Health Plans monitors provider sanctions and disciplinary actions monthly, via reports from the National Practitioner Data Bank (NPDB), Health & Human Services (HHS), Office of Inspector General (OIG), System for Award Management (SAM), and state licensing boards.
- Providers with Medicare or Medicaid sanctions, or who have a business relationship with a debarred or excluded provider or entity, will be terminated from U of U Health Plans networks.
- Providers who have had restrictions placed upon their license to practice will be reviewed by the Credentialing Committee for appropriate action.
Practitioner Rights
- Credentialing applicants have the right to be informed of their application status (i.e., Ready for Committee, App In-process, App Incomplete, or Missing Information) upon request. Email provider.credentialing@hsc.utah.edu, or call 833-970-1948, option 3 with your request. Emails will be responded to within 24 hours, and voice mails within 48 hours.
- Credentialing applicants can correct erroneous information at any time during the credentialing process. Erroneous information must be lined through with black ink, with corrections noted above or to the side and initialed. No white-out will be accepted. Submit corrections to provider.credentialing@hsc.utah.edu. Corrections will be communicated to our CVO within 2 business days.
- Upon request, applicants can review the information submitted in support of their credentialing or recredentialing application, including but not limited to:
- Information from outside sources
- Malpractice insurance carrier face sheet
- State licensing board
- DEA agency verification
- Education verification letter from a school
- Board certification verification, if applicable
- U of U Health Plans is not required to reveal sources of information that are not part of our verification requirements or as prohibited by federal or state law (e.g., NPDB reports). The applicant may view their file in the presence of the U of U Health Plans Medical Director and a member of the credentialing team.
Credentialing Organizational and Supply Providers
U of U Health Plans verifies that all organizational and supply providers have met their respective certifications, have current state licenses, are in good standing with state and federal authorities, and have adequate liability coverage. Credentialing is completed upon initial contracting and then every three years, thereafter.
Nondiscrimination toward Providers
U of U Health Plans does not discriminate against providers with respect to participation based on race, gender, nationality, age, sexual orientation, the type/cost of treatment or patient in which the provider specializes including providers serving high-risk populations, or in terms of participation, reimbursement, or indemnification, against any health care professional who is acting within the scope of their license or certification under state law, solely on the basis of the license or certification.
Not to be construed as discriminatory:
- Limiting a network to a number sufficient to adequately meet the access needs of members
- Establishing reimbursement amounts for different specialties or in accordance with contract negotiations
- Establishing measures designed to ensure our members receive quality services or control costs, as appropriate, in compliance with our responsibilities to our members
Providers denied participation on a U of U Health Plans network will be notified in writing of the reason for the decision.
Additional information: Policy: University of Utah Health Plans: Practitioner Denials, Terminations, and Fair Hearing Policy.
Learn more about our Contracting process.
Learn more about our Credentialing process.
Member Information
Identifying Members
U of U Health Plans provides an identification card to members, listing their name and their assigned ID number. The entire member ID number must be used for billing and inquiries. Although there may be some slight variation in where certain information appears on the ID cards, the cards typically include the following:
- Member name, member ID number, group name
- Network name
- Summary of key member copay, deductible, and coinsurance responsibilities
- Pharmacy information
- Whom to contact for eligibility, benefits, prior authorization, and utilization management
- Claims submission information
- Locating a participating provider
Identification Card Samples
(All cards are samples only. Details may change from year to year)
Healthy Preferred
Healthy Premier
Healthy Premier – U of U Hospitals & Clinics Employees
U Health Plus
Healthy U CHIP
Medicaid – Healthy U members should show their Utah Medicaid member ID.
Benefit Plans
Details of each benefit plan are available in our Provider Portal.
Commercial plans – Healthy Preferred and Healthy Premier products are available to eligible employer groups. Healthy Preferred serves groups across the Wasatch Front, whereas Healthy Premier is available to groups across Utah and southeast Idaho.
Individual or Family – Healthy Premier and U Health Plus products are available as individual or family plans regardless of whether they are purchased on or off the Health Insurance Marketplace. The Healthy Premier benefit plan is available throughout Utah. U Health Plus is only available to Individual or Family members living within a defined footprint in Salt Lake County and, as of January 1, 2025, Davis County.
Healthy U CHIP – Is a managed care health plan that provides physical and behavioral health benefits to Utah children and teens under the age of 19 years old whose income is less than 200% of the Federal Poverty Limit (FPL), are not eligible for Medicaid, and are not currently covered by other health insurance.
Healthy U Medicaid, Healthy U Behavioral, and Healthy U Integrated – Are managed care health plans exclusively for Medicaid-eligible members.
Products & Services
U of U Health Plans group product offerings include PPO, EPO, HSA, and QHDHP.
PPO (Preferred Provider Organization) - A PPO gives members the freedom to choose any doctor, specialist, or hospital to provide their care. The level of member responsibility is determined by whether or not the provider or facility chosen is contracted with UUHP. Although the member may choose any provider, there are advantages to choosing network providers. These include lower copays and reduced out-of-pocket expenses.
EPO (Exclusive Provider Organization) - An EPO is a managed care plan where services are covered only if the member goes to doctors, specialists, or hospitals in the plan’s network (except in an emergency).
Fully-Insured, Self-Funded, or Level-Funded Options - We offer an extensive variety of products for large, medium, and small businesses, including employee health benefit plans and value-added services that can be tailored to meet an organization’s specific needs.
Qualified High Deductible Health Plan (QHDHP) and High Deductible Health Plan (HDHP) - QHDHP and HDHPs are high-deductible health insurance plans with lower premiums and higher deductibles than a traditional health plan. Being covered by an HDHP is also a requirement for having a health savings account. Some HDHP plans also offer additional "wellness" benefits, provided before a deductible is paid. High-deductible health plans are a form of intended to provide coverage for preventive and catastrophic illnesses.
Healthcare Savings Account (HSA) - An HSA is a tax-advantaged medical savings account only available to enrollees in a high-deductible health plan (HDHP). The funds contributed to an account are not subject to federal income tax at the time of deposit. Unlike a flexible spending account (FSA), HSA funds roll over and accumulate year to year if they are not spent. HSAs are owned by the individual, which differentiates them from company-owned Health Reimbursement Arrangements (HRA) that are an alternate tax-deductible source of funds paired with either HDHPs or standard health plans.
Member Eligibility
U of U Health Plans reimburses providers for medically necessary and covered services rendered to members who are enrolled and eligible on the date of service.
Members should carry and show a copy of their member ID card at every visit. To ensure member eligibility, you should ask for a copy of the member ID card. Please know, however, that the member ID card does not guarantee member eligibility. Members, or their employer, may terminate their U of U Health Plans coverage without surrendering their cards. To ensure your patient is eligible on the date of service, verify eligibility prior to every visit by: logging in to our Provider Portal, submitting a 270/271 0051010X279A1 Eligibility Request/Response (real time), or calling Customer Service for the member’s benefit plan:
- Commercial: 833-981-0213 or 801-213-4008
- Individual and Family: 833-981-0214 or 801-213-4111
- Healthy Premier – U of U Hospitals & Clinics Employees: 833-443-3440 or 801-213-0274
- Healthy U CHIP and Healthy U Medicaid: Eligibility and plan-enrollment information for Healthy U CHIP and all Healthy U Medicaid products is available in Utah Medicaid’s PRISM portal. Because eligibility for membership can change from month to month, as can a Medicaid member’s assignment to the ‘Restriction’ program, providers should confirm eligibility prior to every visit.
Member Portal
Just as providers can check claim status, eligibility, and out-of-pocket benefits through our Provider Portal, U of U Health Plans members can view this information on our Member Portal.
Member Rights and Responsibilities
Member Rights
Members have the right to:
- Be treated with respect and dignity and a right to privacy by practitioners/providers, nurses, medical staff, administrative staff, and other employees
- Receive information about the plans offered by U of U Health Plans, our practitioners/providers, our services, and members’ rights and responsibilities
- Know about any procedures that need to be followed for the member to get care
- Be informed about their health in a way that they can understand; when sick, they have the right to be told about their illness, care options and prospects for recovery
- Openly discuss with their practitioner/provider all appropriate or medically necessary treatment options, regardless of cost or benefit coverage including alternative treatments that may be self-administered
- Be involved in decisions about their healthcare, approve any medical service after receiving the information needed to make a choice, refuse medical treatment even when the practitioner/provider says the member needs it
- Be free from any form of restraint or seclusion used as a means of coercion, discipline, convenience or retaliation
- Privacy – Keep their medical information and records confidential subject to federal and state law
- Medical Record – See and ask for corrections to their medical record and receive a copy of it
- Voice complaints or appeals about the health plan or the care it provides and to call Customer Service if they have a complaint
- Appeal University of Utah Health Plan decisions
Note: U of U Health Plans requires that providers obtain consent from a Commercial or Individual/Family plan member to appeal on their behalf for denied claims or prior authorizations relating to clinical services. A clinical appeal means services that require medical review and were denied. Learn more about the Commercial and Individual/Family Claims Appeal Process, the Healthy U Medicaid Appeal Process, or the CHIP Appeal Process. - Receive a reasonable and timely response to a request for service, including evaluations and referrals
- Disenroll from one of the plans offered
- Ask for a second opinion about their medical condition in the following situations:
- When they are concerned about a diagnosis or medical plan of care
- If they question the reasonableness or necessity of recommended procedures
- If the clinical indications are not clear or are complex and confusing
- If the treatment plan in progress is not improving the medical condition within an appropriate period of time
- Receive interpreter services, and not be asked to bring a friend or family member with them to act as an interpreter. U of U Health Plans covers interpretation/translation services, with no out-of-pocket cost, for medical or vision visits for members who do not speak English, are deaf, hard of hearing, or are sight-impaired. Translators are available for more than 100 languages. To arrange interpreting/translation services, contact the Customer Service department for the member’s plan.
Health Plan | Toll Free | Local |
---|---|---|
Healthy U - Medicaid | 833-981-0212 | 801 213-4104 |
Healthy U CHIP | 833-404-4300 | 801-213-0525 |
Commercial Group | 833-981-0213 | 801 213-4008 |
Individual and Families | 833-981-0214 | 801 213-4111 |
U of U Hospitals & Clinics Employees | 833-443-3440 | 801-213-0274 |
- Request information about their plan, their practitioners/providers, or their health in the member’s preferred language
- Receive a copy of their plan’s drug formulary on request
- Receive nondiscriminatory medical care from U of U Health Plans providers (applicable to provider’s scope of practice) regardless of age, gender, color, ethnic origin, sexual orientation, marital status, income status, or medical diagnosis or condition
- Continue enrollment in their selected plan without regard to adverse changes in health or medical condition
- Receive the appropriate, highest quality of medical care
- Exercise their rights without any fear of retaliation or being treated differently
- Providers must provide information regarding treatment options in a culturally competent manner, including the option of no treatment. Providers must ensure that members with disabilities have effective communications with participants throughout the health system in making decisions regarding treatment options.
Member Responsibilities
Members are responsible to:
- Be familiar with and ask questions about their health benefits, plan requirements, covered services, and contact information; call Customer Service with questions about their benefits
- Provide information to U of U Health Plans and/or its practitioners/providers, including their Member ID Card or plan information, as needed to provide care
- Obtain services only from participating providers unless in an emergency when participating providers are not available or the closest provider, or when services out-of-network have been approved by the plan.
- Understand their health problems, be active in making decisions with their practitioner to develop agreed-upon treatment goals, and do all they can to meet the goals
- Follow an agreed-upon healthcare plan of care and healthcare instructions, or obtain a second opinion if they do not agree with the plan of care
- Build and keep a strong patient-provider relationship and cooperate with their provider and staff, including being on time for visits or calling their provider if they need to cancel or reschedule an appointment
- Report fraud or wrongdoing to University of Utah Health Plans or the proper authorities
- Pay their premiums and co-payments as required by their health care coverage
- Notify University of Utah Health Plans Customer Service immediately upon a change in status such as marriage, divorce, death in the family, or addition to the family
Note: Healthy U Medicaid or Healthy U CHIP members must also notify the Utah Medicaid Department of change in status - Make best effort to maintain good health through healthy lifestyle and obtaining necessary and appropriate medical care
- Discuss health information in any newsletter or on any website with their provider to make sure it is appropriate for them, and never use this information to replace their provider’s advice
Advance Directives
U of U Health Plans members have the right to make decisions about their health care, including a written Advance Directive. Under Utah law, there are four types of written advance directives:
- Special Power of Attorney for Health Care: a person chooses someone else to make health care decisions if that person can’t make decisions for himself/herself.
- Living Will: a written statement of the health care a person wants if he or she can’t make independent decisions.
- Directive for Medical Services after Injury or Illness: a directive made between a person (or the individual who has Special Power of Attorney for the person) and a doctor for care when the person has a serious illness or disease, or if he or she is about to have an operation that could result in further illness, injury, or death.
- Emergency Medical Services/Do Not Resuscitate: a directive alerting emergency workers that the person does not want CPR or life-saving techniques. A doctor must determine that the person is suffering from a life-threatening illness before this directive can be made.
We encourage members to tell their family members, the person who has Special Power of Attorney for them, and their providers about their wishes, and give a copy of their advance directive to each person or entity.
Providers must display the Advance Directive in a prominent place in the medical record.
Healthcare providers and healthcare facilities must cooperate with a patient’s advance directive. In instances where an individual provider, facility, or their overall institution objects to complying with a patient’s advance directive, whether based on policies, conscious objection, or other reasons as permitted under Utah state law (SB 75 2a-114), providers must meet all resulting requirements outlined in SB 75 2a-114.
Medicaid members may also contact Utah Legal Services at 801-328-8891. If a Medicaid member feels a provider did not carry out the advance directive, he or she may call the Medicaid Office of Licensing at 801-530-6628 or Utah Office of Licensing at 800-662-4157.
Additional Information
- Your patients can find more information about advance directives by calling a U of U Health Plans Customer Advocate at 833-981-0213 option 2, or by reading “Advance Directives – Sharing your wishes when you can’t speak for yourself."
- The Utah Commission on Aging also offers helpful information for patients and providers at “Advance Care Planning."
Please take the time to share this information with your patients.
Newborns’ and Mothers’ Health Protection Act
U of U Health Plans complies with the Newborns’ and Mothers’ Health Protection Act of 1996 (NMHPA). The Newborns’ Act regulates that group health plans and individual insurance issuers do not restrict a mother’s or newborn’s benefits for a hospital length of stay that is connected to childbirth to less than 48 hours following a vaginal delivery and 96 hours following a cesarean section. However, the attending provider may decide, after consulting with the mother, to discharge the mother or newborn child earlier.
If the delivery is in the hospital, the 48-hour (or 96-hour) period starts at the time of delivery. If the delivery is outside the hospital and the mother is later admitted to the hospital in connection with childbirth, the period begins at the time of admission.
Follow-up care is required for women and infants discharged early following vaginal and cesarean section births. Women and infants discharged less than 48 hours following vaginal birth or 96 hours following a cesarean section delivery should receive post-delivery follow-up care within 24 to 72 hours following the discharge.
View the NMHPA fact sheet.
Domestic Abuse, Neglect and/or Exploitation
To ensure the health and safety of children and adults, U of U Health Plans is committed to educating contracted providers about mandatory reporting requirements, reporting procedures, and opportunities for provider and patient education. We publish current information annually in our Provider Connection newsletter with important resources. U of U Health Plans network providers MUST report abuse, neglect, and/or exploitation of children, adults, or families.
Under Utah Law (§26-23a-2), any healthcare provider who treats or cares for a person who suffers from any wound or other injury inflicted by the person's own act or by the act of another must immediately report it to a law enforcement agency. In addition, any person who has reason to believe that an elderly or disabled adult is being abused, neglected, or exploited must, by Utah laws §62A-3-305 and §76-5-111.1, immediately report the situation to Adult Protective Services (a division of Aging and Adult Services) or the nearest law enforcement office. Under these laws, all reporters are immune from civil and criminal liability related to the report.
In addition to reporting to law enforcement agencies, providers are encouraged to notify the following divisions at Utah Department of Health specifically established for reporting purposes:
Child and Family Services | Division of Adult & Aging Services |
---|---|
Child and Family Services 120 North 200 West Room 225 Salt Lake City, Utah 84103 |
Adult Protective Services 120 North 200 West Room 325 Salt Lake City, UT 84103 |
801-538-4100 | 801-538-3993 | 801-538-3910 | 801-538-4395 |
24-Hour Child Abuse Reporting Report online or call 855-323-3237 |
24-Hour Adult Protective Reporting Report online or call 800-371-7897 Domestic Violence Information Line 800-897-5465 |
Providers who are employed by the University of Utah Hospitals and Clinics should also familiarize themselves with the University of Utah policy on prevention, detection, and reporting requirements in the Abuse, Neglect and/or Exploitation Policy.
U of U Health Plans encourages providers to educate themselves and their staff about the prevention and detection of abuse, neglect, and/or exploitation, and resources available for victims. Providers may contact the agencies above for additional prevention, detection, and resource information. We encourage providers to direct patients to the agencies above for additional education.
Providers can also refer patients who are victims of domestic abuse to the Domestic Violence Information Line at 800-897-LINK (5465) for available resources.
Products & Services
Products & Services
U of U Health Plans group product offerings include PPO, EPO, HSA, and QHDHP.
PPO (Preferred Provider Organization)
A PPO gives members the freedom to choose any doctor, specialist, or hospital to provide their care. The level of member responsibility is determined by whether or not the provider or facility chosen is contracted with UUHP. Although the member may choose any provider there are advantages to choosing network providers. These include lower copays and reduced out-of-pocket expenses.
EPO (Exclusive Provider Organization)
A managed care plan where services are covered only if you go to doctors, specialists, or hospitals in the plan’s network (except in an emergency).
Fully Insured, Self-Funded or Level-Funded Options
We offer an extensive variety of products for large, medium and small businesses, including employee health benefit plans and value-added services that can be tailored to meet an organization’s specific needs.
HSA (Healthcare Savings Account)
A tax-advantaged medical savings account available to enrollees in a high-deductible health plan (HDHP). The funds contributed to an account are not subject to federal income tax at the time of deposit. Unlike a flexible spending account (FSA), HSA funds roll over and accumulate year to year if they are not spent. HSAs are owned by the individual, which differentiates them from company-owned Health Reimbursement Arrangements (HRA) that are an alternate tax-deductible source of funds paired with either HDHPs or standard health plans.
Qualified High Deductible Health Plan (QHDHP) and High Deductible Health Plan (HDHP)
A high-deductible health plan (HDHP) is a health insurance plan with lower premiums and higher deductibles than a traditional health plan. Being covered by an HDHP is also a requirement for having a health savings account. Some HDHP plans also offer additional "wellness" benefits, provided before a deductible is paid. High-deductible health plans are a form of catastrophic coverage, intended to cover for catastrophic illnesses.
Utilization and Care Management
University of Utah Health Plans (U of U Health Plans) has a Utilization and Care Management Program with key components to conform to the Health Plan’s requirements. It is our belief that this program is essential to meeting the requirements of internal and external customers.
U of U Health Plans shall cooperate with the providers in an interactive educational role. Out interest is to assure that together with the providers the UUHP systems and resources will support the highest quality of medical care and meet the service demands of the UUHP patients in an efficient manner.
The UM Request Form and Utilization Review Guidelines can be found on our Policy & Forms website
UM Requests can be submitted electronically. Visit our Policy & Forms website for the information on how to submit the requests.
Key Program Components
Key components of the Utilization / Care Management program include prior authorization reviews, demand management, comprehensive case management, link to disease management, and outcome analysis.
Program Purpose
The U of U Health Plans Utilization / Care Management Department supports processes for the delivery of health care services to patients in a way that assures timely access to quality healthcare, patient satisfaction, and continuous improvement in the quality of that healthcare. The U of U Health Plans Utilization / Care Management Program will ensure that adequate resources and systems are in place to accomplish these goals.
U of U Health Plans is committed to providing timely access to high-quality health care services in an effective manner that meets or exceeds patients’ needs and expectations. While supporting the delivery of these high-quality services the Utilization / Care Management Program will monitor outcomes and data so as to provide a basis for continuous improvement and cost management.
The Utilization / Case Management Program will:
- Facilitate prior authorization reviews
Program Goals
The goal of the U of U Health Plans Utilization / Care Management Program is to provide oversight and management of utilization thereby guaranteeing the highest quality health care services are provided to all UUHP patients at the appropriate level of care and in the most timely and cost-effective manner.
This goal applies to health care services provided in both the in-patient and outpatient settings by providers in the U of U Health Plans contracted network. All U of U Health Plans patients shall have equal access to health care, appropriate to their medical plan, throughout the network.
The program is designed to achieve the following specific goals:
- Encourage provision of high-quality health care services.
- Provide services that encourage the prevention and early detection of disease.
- Encourage the efficient and effective use of health care resources.
- Achieve high customer satisfaction.
- Provide service through a select and coordinated health care provider network.
- Promote provider and patient behavior that results in medical compliance and appropriate utilization of health care resources.
- Develop data measurement and outcome tools that foster the achievement of our purpose and goals.
- Benchmark our achievements to the best of national and regional standards while identifying areas for continuous improvement.
General Structure
The scope of the Utilization / Care Management program includes:
- Prior authorization review
Utilization / Case Management Authority, Activities, and Accountability
- The authority for Utilization /Care Management lies with the University of Utah Hospital. The Utilization / Care Management function is carried out through The Quality Improvement Committee, The Operations Committee, the Director, Manager, and staff.
- The UUHP General Medical Director and Quality Medical Director have direct authority over the Utilization / Case Management Program and Quality Improvement Program.
- The adequacy of the Utilization / Care Management protocols and systems will be monitored to assure quality outcomes as well as appropriate utilization by providers. Systems and procedures will be used to identify, track and take action on over and underutilization, quality, and risk issues.
- The UUHP General Medical Director will ultimately be responsible for review and approval of all provider requests to assure the appropriate and effective use of medical resources. Denials on the basis of medical considerations will only be issued by a Board Certified licensed and designated physician.
Utilization Management Clinical Criteria
- The U of U Health Plans Utilization Management Department shall maintain a set of written utilization review decision guidelines, which are based on InterQual and Hayes criteria, nationally recognized guidelines, to help determine medical necessity.
- The established criteria will be applied and adjusted uniformly appropriate to an individual patient’s circumstances with regard to such factors as age, co-morbidity or psychosocial considerations.
- The criteria will be consistent with practice guidelines.
- Additional health plan documents such as the Medicaid Provider Manuals, plan contracts, and benefit plan documents will be reviewed and considered as criteria.
Medical Information
When making a determination of coverage based on medical necessity the UUHP Utilization Management Department will obtain all relevant clinical information and consults from the treating physician(s).
Information to be collected to support the decision may include:
- Member eligibility
- Benefit coverage / level
- Verification of other insurance, if applicable
- All relevant clinical information
- Limitations and/or exclusions
- Clinical practice guidelines and medical necessity criteria
Prior Authorization Reviews
The basic elements of prior authorization include eligibility verification, benefit interpretation, and medical necessity review. Services are reviewed, and determinations are made by Utilization Management licensed professional staff and referred to the Medical Director as necessary. Only the Medical Director can deny a service for reasons of medical appropriateness or necessity. Any quality of care issues will be reported to the Quality Improvement Specialist.
Visit Search Codes Requiring Prior Authorization to view all codes that require prior authorization. Claims for these services, received without prior authorization, will be denied.
Utilization Management staff are available seven days a week to ensure urgent requests are reviewed in a timely manner. Any extensions and/or denials will be documented with supporting data.
Except for healthy maternity and healthy newborns, all hospital admissions and inpatient services require prior authorization to assure appropriateness, continued length of stay, and levels of care.
Acute care hospital review requirements:
- Aberrant days will be assigned as appropriate.
- Plan eligibility should be identified at time of admission
- Urgent/emergent admissions will be reviewed based on criteria standards and layperson definition.
- As deemed necessary, the case manager will provide an onsite interview with the patient regarding discharge needs within the continuum of care.
Comprehensive Case Management
Patients are identified through health needs assessments at the earliest possible time for case management intervention.
The mechanism for identification may be through enrollment, primary care physician referral, claims history, high risk profiles, total costs, emergency room log, utilization discharge, planning, social workers, member services, pharmacy, survey tools or notification by state or federal agencies.
A designated case manager will follow patients across the continuum of care in both inpatient and ambulatory settings.
Coordination of care by primary as well as specialty providers will be augmented by use of ancillary health care and community social services. This coordination may be facilitated by phone, email, or case conferences.
Demand management will expedite case management-like processes as emergent coordination of care issues arise.
The frequency and duration of case management services are defined by the population in the specific case management policies.
Link to Disease Management
- Case management will work collaboratively with disease management efforts to improve educational efforts and improve outcomes.
- Led by the Quality Improvement Department Manager, disease management teams will be created to actively improve identification techniques and educational resources.
- The case manager assigned to the diseased population will be a participant in the disease management team and act as the liaison to case management.
- Referrals will actively be generated and passed between the disease management team and case management depending on the evaluation and needs of the member.
Second Opinion Survey
Patients have a right to a second medical opinion in the following situations:
- When they are concerned about a diagnosis or medical plan of care.
- If they question the reasonableness or necessity of recommended procedures.
- If the clinical indications are not clear or are complex and confusing.
- If the treatment plan in progress is not improving the medical condition within an appropriate period of time.
Healthy Premier and U Health Plus, Individual and Family Plans
Healthy Premier Individual and Family Plan is offered to eligible members on or off the Health Insurance Exchange Marketplace.
U Health Plus is an Individual/Family plan offered to Marketplace members living within the defined footprint in Salt Lake County. The supporting network of the same name included University of Utah Health Hospitals and Clinics, supplemented with strategic provider partners within the defined boundary, to ensure members have adequate access to services.
The information provided in this section is designed to assist Healthy Premier and U Health Plus providers.
Plan Categories and Benefits
Plan documents and additional information can be found on our website at: http://uhealthplan.utah.edu/individual/
Individual Plan Provider Appeals
Appeals must be received within 180 days from the date of the UUHP determination notification/Notice of Action (NOA) letter or Explanation of Benefit (EOB). UUHP will review and provide notification of decisions to the member for Appeals and Panel-level Expedited Appeals. See below for Voluntary External (Routine or Expedited) Appeal Information.
UUHP will respond to appeals: Pre-service Appeals within 30 calendar days of receipt of the request. Post-service Appeal within 45 calendar days of receipt of the request. Expedited Appeals within 72 hours of receipt of the request. Voluntary External Appeals within 45 days of the receipt of request and Voluntary Expedited External Appeals within 72 hours of the receipt of your request.
UUHP may extend the timeframes for appeal resolutions, including expedited appeals, by up to 14 calendar days if the enrollee requests or agrees to extend the appeal timeframe or UUHP determines and documents that there is need for additional information and how the delay is in the enrollee’s interest. If UUHP extends the timeframes, a written notice of the reason for the delay will be given to the enrollee.
Appeals may be received via mail, in-person delivery, fax, or orally. Oral appeals may be made by calling: (801) 213-4008 opt. 1 or (833) 981-0213 and must be followed with a written signed appeal from the entity submitting the appeal within 5 business days unless it is an expedited appeal. Written requests can be sent to: University of Utah Health Plan, 6056 Fashion Square Dr. Suite 3104, Murray, UT 84107; or Faxed to: (801) 281-6121. The appeal may be completed, using the online form, located on the University of Utah Health Plans website: uhealthplan.utah.edu .
A Provider or other authorized representative may appeal on behalf of the member, as long as the member or member’s legal guardian authorize, in writing, disclosure of personal information for the purposes of the appeal. A Consent to Appeal on Behalf of Member form is available on the website: uhealthplan.utah.edu .
Voluntary External (Routine or Expedited) Appeal: Available to members/Policyholders. The review and decision is made by an Independent Review Organization (IRO) at no cost to the member, for issues involving medical judgement, or determination that a treatment is investigational, after the member has exhausted the applicable non-voluntary levels of appeals, or if UUHP has failed to adhere to internal appeal requirements. The Voluntary External appeals must be requested within 180 days of the member receipt of the notice of the prior adverse decision. The IRO will make a decision within 45 days after receipt of the request.
Members should use the Independent Review Request form, available at www.insurance.utah.gov . Submit the request and documentation to the Utah Insurance Department by: mail: Suite 3110 State Office Building, Salt Lake City UT 84114; email: healthappeals.uid@utah.gov; or fax: 801-538-3829. If you are not able to access the request form by computer, call 801 538-3077 or toll-free 800 439-3905 to have the form mailed to you.
Coverage and Eligibility
When Coverage Begins
What is the Effective Date of Coverage?
The policy owner is covered under this policy upon our receipt of the application and remittance of the required premium payment. The effective date of coverage is the same as the policy effective date shown in the application which is filed.
Eligible Dependents are covered under this policy as follows:
- On the date the coverage is effective if they are included in the application for this policy;
- On the date the Dependent is eligible for coverage, meaning: (1) birth; (2) adoption (3) placement for adoption; (4) a marriage that results in the spouse or Domestic Partner and stepchildren being added to coverage; and (5) minor dependents required to be covered by court order or administrative order.
When members may Enroll for Coverage
Members may enroll for coverage during the Enrollment Period set by CMS or the State, or during a special enrollment period, or outside of the open enrollment period because of a qualifying event as defined by the Health Insurance Portability and Accountability Act.
Coverage for Dependent Child Due to Court or Administrative Order
If a court or administrative order requires a policy owner to provide coverage for a Dependent Child, and the child is enrolled for coverage under this policy on or after the Policy Effective Date, the following provisions will apply to the child’s coverage.
We will not deny coverage for the child on the grounds that the child:
- Was born out of wedlock and is entitled to coverage as a noncustodial parent;
- Was born out of wedlock and the custodial parent seeks enrollment for the child under the custodial parent’s policy;
- Is not claimed as a dependent on the parent’s federal tax return; or
- Does not reside with the parent within our service area.
How do You Enroll Dependents After the Policy Effective Date?
If after the Policy Effective Date, the policy owner acquires a Dependent as a result of:
- Marriage or the establishment of a Domestic Partnership;
- Birth;
- Placement for adoption; or
- A court or administrative order;
The Dependent may be enrolled for coverage within the time period indicated below in the Adding a Dependent Due to Marriage/Domestic Partnership, Adding a Dependent Child, and Adding a Dependent Due to Court or Administrative Order provisions or by Exchange Rules if this Policy is purchased on the Exchange.
Adding a Dependent Due to Marriage/Domestic Partnership:
If a policy owner has a new Dependent(s) due to marriage or the establishment of a Domestic Partnership, the effective date of coverage for the eligible Dependent(s) will be the first of the month following the event, provided we receive notification of the new Dependent(s) and approve the Dependent(s) for coverage under this Policy. The Policyowner must notify us within 60 days from the date of marriage or establishment of Domestic Partnership. If there is a change in premium, it will be included in the first billing date after the change, adjusted back to the effective month of the change.
Adding a Dependent Child Due to Birth or Placement for Adoption:
The policy owner must notify us when they acquire a new Eligible Dependent Child due to:
- Birth; or
- Placement for adoption.
The effective date of coverage for the new Eligible Dependent will be:
- The date of birth for a newborn natural child;
- The date of birth for newborn adopted child if placement for adoption occurs within 60 days of birth; and
- The date of Placement for an adopted child, if Placement for adoption occurs 60 days or more after the child’s birth.
We must receive notification and any required premium for the new Eligible Dependent Child within 60 days in order for coverage to be continued under this Policy. If such notification and any required premium are not received by us within the 60-day period, coverage under this Policy for the child only will be continued through the end of the month in which the notification is due.
With regard to an adopted child, coverage under this Policy will cease prior to end of the 60-day period if:
- The Placement is disrupted prior to legal adoption; and
- The child is removed from Placement.
"Placement for adoption" or "Placement" means the assumption and retention by a person of a legal obligation for total or partial support of a child in anticipation of the adoption of the child.
Adding a Dependent Child Due to Court or Administrative Order:
If a court or administrative order requires a policy owner to provide coverage for a Dependent Child, We must receive notification and any required premium for the child’s coverage under this Policy within 30 days (or 60 days if purchased on the exchange) of the court or administrative order. Refer to “Coverage for Dependent Child Due to Court or Administrative Order” for additional coverage details.
How Long Is Coverage Effective Under This Policy?
A Policyowner may elect to continue this Policy or discontinue this Policy during an open enrollment period or due to a qualifying event. Coverage under this Policy will be continued if the Policyowner elects to continue this Policy. If the Policyowner elects to discontinue this Policy, provide a written notice 30 days in advance of the requested termination date.
When policy owner is no longer eligible for coverage: This Policy will terminate on the first of the month following the date:
- They enter active duty in the military service. However, if the policy owner retains coverage for the Covered Dependents, this policy will remain in force to insure the Covered Dependents provided the required premiums continue to be paid;
- Of policy owner death;
- This policy terminates for any other reason.
When Covered Dependents are no longer eligible for coverage under this Policy: The coverage for Covered Dependents will continue in force through the last day of the month in which he or she ceases to be a Covered Dependent. A Covered Dependent will cease to be a Covered Dependent upon the occurrence of any of the following events:
- The Covered Dependent no longer meets the eligibility requirements specified in this Policy;
- The spouse is no longer an eligible Dependent as a result of a divorce decree or legal separation;
- policy owner and Domestic Partner are no longer in a Domestic Partnership relationship;
- Dependent Child reaches his or her 26th birthday, except as provided for Handicapped Children;
- Your Dependent enters active duty in the military;
- Your death
- This Policy terminates.
No coverage will be available for a Covered Dependent upon attainment of the limiting age for a Covered Benefit specifying a limiting age for coverage under this Policy.
Continued Coverage for Former Spouse
If the coverage for a Covered Dependent spouse is terminated under this Policy due to divorce or policy owner death, the spouse will be entitled to have issued to him or her an individual policy upon entry of the divorce decree or annulment or upon the date of death. The individual policy that will be issued will be the same as this Policy, with a carryover of the Deductible and Coinsurance.
When We receive the actual notice that the Covered Dependent spouse is to be terminated because of a divorce or annulment or policy owner death, We will promptly provide the spouse written notification of (1) the right to obtain an individual policy; (2) the premium amounts required; and (3) the manner, place, and time in which premiums may be paid. The spouse may include coverage for Covered Dependent Children insured under this Policy.
The premium for the individual policy will be determined in accordance with our table of premium rates applicable to: (1) the age of the spouse; and (2) the type and amount of coverage provided. If the spouse applies for the individual policy and submits the first monthly premium to us within 30 days after receiving the written notification regarding the individual policy, we will issue the spouse with the individual policy which will be effective immediately upon termination of his or her coverage under this Policy.
When May We Rescind this Policy?
If we find that policy owner committed fraud or intentionally misrepresented material information on an application for this Policy within two (2) years from the Policy Effective Date, this Policy will be rescinded and will be considered as never having been in effect provided we give 30 days prior notice. Any premiums paid for coverage for the ineligible person will be refunded minus any claims paid for that person. We are entitled to recover the claim amounts that exceed the amount of premium paid.
When Can We Terminate this Policy?
We will terminate this Policy at 12:01 a.m. local time at policy owner place of residence on the earliest of the following:
- During any open enrollment period that the policy is not renewed;
- If policy owner fails to pay the required premium payment when due, subject to the Grace Period; or
- If policy owner obtained this Policy through fraudulent means;
- For any other reason for termination of this Policy as specified in this Policy, provided we give policy owner at least forty-five (45 days) prior written notice.
What Is Our Responsibility for Payment of Claims if this Policy Terminates?
We will only pay a claim for covered services that were received prior to the termination date of this Policy. We will not pay Covered Medical Expenses for Covered Benefits that are incurred after the date this Policy terminates for any reason.
Premiums
When are Premiums Due?
All premium, any charges or fees for this Policy (hereinafter referred to as “premium”) must be paid to us. The premium for this policy is shown in the Application. If policy owner does not pay premiums when due, this Policy will terminate subject to the Grace Period. The Premium Due Date is shown in the Application.
Grace Period
This Grace Period provision applies if policy owner is NOT receiving any federal subsidies for this Policy.
After the first due premium payment, if a premium is not paid on or before the date it is due, it may be paid during the next thirty (30) days. These thirty (30) days are called the Grace Period. Coverage under this Policy will remain in force during the Grace Period. If any premium is unpaid at the end of the Grace Period, this Policy will automatically terminate at the end of the Grace Period.
This Grace Period provision applies if policy owner is receiving any federal subsidies for this Policy.
After the first due premium payment, if a premium is not paid on or before the date it is due, it may be paid during the next ninety (90) days. These ninety (90) days are called the Grace Period. Coverage under this Policy will remain in force during the Grace Period.
During the first month of the grace period, we will continue to pay claims incurred for Covered Medical Expenses. During the second and third months of the grace period, we will suspend payment of any claims until we receive the past due premiums. If payment is not received for all outstanding premium by the end of the grace period, this Policy will be terminated effective at 12:01 a.m. on the first day of the second month of the three month grace period. policy owner will be responsible for the cost of any health care services they receive after the last day of the first month of the grace period.
Can the Company Change the Premium Rates?
Subject to the rate requirements in the state of Utah, where this Policy is issued, we may change the rates for this Policy on any Policy Anniversary Date. Any rate change will be made only when we change rates for all policies in the same rate class on the same form as this Policy that are issued in Utah. We will give policy owner at least 45 days advance written notice prior to the effective date of any rate change.
When is a Premium Refund Applicable?
In the event the Policy is canceled for a reason other than a material misrepresentation any unearned amount of collected premium will be refunded. In the event of material misrepresentation on the application collected premium minus claims paid will be refunded.
If this Policy is Terminated, Can It be Reinstated?
If any renewal premium is not paid within the time granted to policy owner for payment, a subsequent acceptance of premium by University Health Plans or by any agent duly authorized by University Health Plans to accept the premium, without also requiring an application for reinstatement, shall reinstate the policy. However, if University Health Plans or agent requires an application for reinstatement and issues a conditional receipt for the premium tendered, the policy shall be reinstated upon approval of this application from University Health Plans or, lacking this approval, upon the 45th day following the date of the conditional receipt, unless University Health Plans has previously notified policy owner in writing of our disapproval of the application. The reinstated policy shall cover only loss resulting from such accidental injury as may be sustained after the date of reinstatement and loss due to such sickness as may begin more than 10 days after that date. In all other respects policy owner and University Health Plans have the same rights under the reinstated policy as they had under the policy immediately before the due date of the defaulted premium, subject to any provisions endorsed on or attached to this policy in connection with the reinstatement. Any premium accepted in
connection with a reinstatement shall be applied to a period for which premium has not been previously paid, but not to any period more than 60 days prior to the date of reinstatement.
Utilization Review Guidelines
Utilization Review Guidelines and limitations can be found on our website at: Policy & Forms website
Healthy Premier, Healthy Preferred and Grand Valley Preferred Group Plans
At University of Utah Health Plans (U of U Health Plans) we offer a wide range of product options, including traditional HMO plans, PPO plans, and HSA compatible plans. We are flexible and effective in benefit design and provider network combinations. With an emphasis on population health management we focus on keeping employees healthy while managing utilization to lower costs. Fully – Insured Products:
UUHP has an experienced actuarial team that develops solutions specifically for Utah employers. A variety of plans for employers with 51 or more employees makes it easy to obtain high satisfaction.
Third-Party Administration (TPA)
UUHP has been providing TPA services for employers in Utah since 1998. Local and attentive staff are ready to manage custom plans effectively and efficiently.
Healthy Premier Group Plans
Healthy Premier Group plans are available to eligible Employer Groups across the state of Utah and surrounding states.
Additional information can be found on our website at: http://uhealthplan.utah.edu/employer- groups/#
Healthy Preferred Group Plans
Healthy Preferred Group plans are available to eligible Employer Groups across the Wasatch Front.
Additional information can be found on our website at: http://uhealthplan.utah.edu/employer- groups/#
Grand Valley Preferred Group Plans
Grand Valley Preferred Group plans are available to eligible Employer Groups in Colorado.
Additional information can be found on our website at: http://uhealthplan.utah.edu/employer- groups/#
Healthy Premier, Healthy Preferred and Grand Valley Preferred Group Appeals
Appeals must be received within 180 days from the date of the UUHP determination notification/Notice of Action (NOA) letter or Explanation of Benefit (EOB). UUHP will review and provide notification of decisions to the member for first-level, second-level, and expedited appeals.
UUHP will respond to appeals: Pre-service Appeals within 30 calendar days of receipt of the request. Post-service Appeal within 45 calendar days of receipt of the request. Expedited Appeals within 72 hours of receipt of the request. Voluntary External Appeals within 45 days of
the receipt of request and Voluntary Expedited External Appeals within 72 hours of the receipt of your request.
UUHP may extend the timeframes for appeal resolutions, including expedited appeals, by up to 14 calendar days if the enrollee requests or agrees to extend the appeal timeframe or UUHP determines and documents that there is need for additional information and how the delay is in the enrollee’s interest. If UUHP extends the timeframes, a written notice of the reason for the delay will be given to the enrollee.
Appeals may be received via mail, in-person delivery, fax, or orally. Oral appeals may be made by calling: (801) 213-4008 opt. 1 or (833) 981-0213 and must be followed with a written signed appeal from the entity submitting the appeal within 5 business days unless it is an expedited appeal. Written requests can be sent to: University of Utah Health Plan, 6056 Fashion Square Dr. Suite 3104, Murray, UT 84107; or Faxed to: (801) 281-6121. The appeal may be completed, using the online form, located on the University of Utah Health Plans website: uhealthplan.utah.edu.
A Provider or other authorized representative may appeal on behalf of the member, as long as the member or member’s legal guardian authorize, in writing, disclosure of personal information for the purposes of the appeal. A Consent form is available on the website: uhealthplan.utah.edu.
Voluntary External (Routine or Expedited) Appeal
Available to members/Policyholders. The review and decision is made by an Independent Review Organization (IRO) at no cost to the member, for issues involving medical judgment, or determination that a treatment is investigational, after the member has exhausted the applicable non-voluntary levels of appeals, or if UUHP has failed to adhere to internal appeal requirements. The Voluntary External appeals must be requested within 180 days of the member receipt of the notice of the prior adverse decision. The IRO will make a decision within 45 days after receipt of the request.
Members should use the Independent Review Request form, available at www.insurance.utah.gov Submit the request and documentation to the Utah Insurance Department by: mail: Suite 3110 State Office Building, Salt Lake City UT 84114; or email: healthappeals.uid@utah.gov; or fax: 801-538-3829. If you are not able to access the request form by computer, call 801 538-3077 or toll-free 800 439-3905 to have the form mailed to you.
Healthy U (Medicaid Managed Care)
Healthy U is a managed care health plan exclusively for Medicaid-eligible members throughout the state of Utah. The information provided in this section is designed to assist providers contracted with Healthy U to recognize Healthy U members and be familiar with the services that must be accessible to these members.
Claims and Payment Process
Providers contracted with Healthy U Medicaid agree to submit claims to U of U Health Plans for services and supplies provided to our members. As many of these requirements and processes overlap with other U of U Health Plans network requirements, please visit the Claims, Payment, and Appeals section of the Provider Manual to view information for all networks, as well as Healthy U.
The following Healthy U claims and payment topics are addressed in the above-referenced section:
- Claim submission process
- Timely filing requirements
- Coordination of benefits
- Payment and remittance advices
- Fee schedule updates
- Billing members and cost-sharing responsibilities
- Electronic Data Interchange (EDI)
- Overpayments and refunds
- Healthy U Customer Service contact information
Note: Because of the singular nature of the Healthy U appeal process, please view the Medicaid Appeals Process information later in this section of the Provider Manual.
Verifying Eligibility
Healthy U members are responsible to present proof of Medicaid eligibility and enrollment in Healthy U at the time of service. Patients who fail to advise the provider of their Medicaid eligibility may be liable for services rendered on that date.
Medicaid eligibility can change from month to month; therefore, eligibility for every Medicaid enrollee—whether enrolled with Medicaid Fee-For-Service (FFS) or with an Accountable Care Organization (ACO) such as Healthy U—should be verified prior to every visit or service. Verify that the patient is eligible for Medicaid on the date of service and whether the patient is enrolled in a Managed Care Organizations (MCO), in a Prepaid Mental Health Plan (PMHP), in the “restriction” program, or has a designated Primary Care Provider (PCP).
Eligibility information is available via the Utah Medicaid PRISM Portal (preferred), or by calling Utah Medicaid at 801-538-6155 or 800-662-9651.
Medicaid Restriction Program
The Medicaid Restriction Program identifies members who may be overutilizing the healthcare system, according to specific criteria established by Utah Medicaid. Examples include, but are not limited to, members seeing multiple providers who are prescribing controlled medications, using multiple pharmacies, and excessive use of the emergency department. The goal of the program is to help the restricted member learn a more prudent way to obtain healthcare services, while decreasing excessive costs to Medicaid. Once placed in the Restriction program, the member is required to choose a PCP, hospital, and pharmacy, and is restricted to using only these providers. For the duration of the “restriction” these members are required to contact the State Department of Health Restriction Program to have their primary care provider, hospital, or pharmacy changed.
The member’s eligibility and benefits statement in PRISM will identify the member as being in the Restriction program, as well as list the PCP, hospital, and pharmacy they are allowed to use. Although the member may present a Medicaid Identification Card, verifying eligibility via PRISM will ensure you have the most recent information.
Restricted members are required to obtain medical services from their PCP. If, as determined by their PCP, the member is to receive services from another provider, the member must obtain and present a referral from their PCP provider. Any services rendered without a referral by anyone other than the member’s PCP will be denied for payment.
Healthy U conducts an orientation with each Restricted Medicaid member to ensure the member understands the limitations and requirements. Care Management is always available to answer questions and assist members and providers in navigating the restriction program.
Questions regarding this program should be directed to University of Utah Health Plans Care Management department at 833-981-0212, option 2, or 801-587-2851.
Use of Healthy U Provider Network
Except in the case of emergency, Healthy U members must obtain covered services from providers and facilities—including urgent care centers—that participate in the Healthy U network.
- Utah Medicaid may require certain members to pay a cost-sharing amount (i.e., copayments, deductibles, coinsurance, premiums) for services or benefits. Refer to Utah State Plan Attachments 4.18-A through 4.18-H for additional cost-sharing information, or view the state’s Copay Chart.
- Services received at a hospital emergency department will be paid at 100% of the prevailing Medicaid rate with no copayment. Nonemergency use of the ED does require a copayment, as noted in PRISM.
Out-of-Network
“Out-of-network” refers to services rendered by any provider that is not a participating, contracted provider in the Healthy U Medicaid network. Out-of-network services will only be reimbursed by Healthy U when they are:
- Medically necessary services that were unavailable through the Healthy U network of participating providers and are approved by the plan via a single-case agreement or benefit exception.
- Services that meet the definition of “emergency services” or urgent care services.
- Court-ordered services that are Medicaid-covered services and have been coordinated with Healthy U.
Provider Network Directory
U of U Health Plans provides a link to Healthy U Provider Directories to all its members via the Healthy U handbook upon enrollment in the plan. The most current provider directory is maintained under the Find a Provider link on our website.
Directories are also made available to Utah Medicaid representatives and to participating providers upon request. Because information in the directory is subject to change, Healthy U encourages members to check their provider’s participating status prior to obtaining services.
Use of Primary Care Providers
Healthy U members are encouraged, though not required, to choose a PCP to manage and coordinate their care. A PCP is defined as a generalist in any of the following areas:
Referrals
While referring a member to a specific provider is useful to help your patient receive specialized care, Healthy U members are not required to obtain a referral prior to receiving care from a specialist.
General Policies Regarding Covered Services
All covered services must be medically necessary, and all Healthy U plan utilization management requirements must be met for services to be reimbursed. All services must be obtained from a participating provider to be covered, except in the case of “emergency services” or when a Singe-case agreement or benefit exception has been obtained from the plan. If you have a question about whether a service or supply is covered, please contact Healthy U. View the following resources for additional details on covered services, including applicable definitions, regulations, and limitations.
- Utah Medicaid Provider Manual
- Healthy U Medicaid Member Handbook
- PRISM Coverage and Reimbursement Code Lookup tool
Direct Billing of Services
Aside from state mandated patient responsibilities, such as copayments, coinsurance, and noncovered services, healthcare providers who agree to treat Medicaid patients, such as Healthy U members, are prohibited by Federal law from billing Medicaid patients directly for covered services. Additionally, providers should not bill Healthy U members for any amount in excess of the contractually agreed upon allowed amount paid by U of U Health Plans for covered services, and the provider must accept Healthy U’s payment as payment in full. Failure to abide by state billing rules and regulations, and/or Healthy U Policies and Procedures, may result in the claim(s) being denied for payment. In such cases, the provider is prohibited from billing the member. Refer to the Utah Medicaid Provider Manual for additional rules and regulations.
Medically Necessary
Medically Necessary means any medical services or supplies that are necessary and appropriate for the treatment of an enrollee’s illness or injury, and for the preventive care of the enrollee according to accepted standards of medical practice in the community in which the provider practices and consistent with practice guidelines developed and approved by Healthy U. Covered services must meet the definition of medically necessary to be covered by the plan. Please contact the Healthy U Utilization Management department for questions on medical necessity.
Emergency Services and Medical Conditions
Emergency Services means covered inpatient and outpatient services that are furnished by a Provider that is qualified to furnish these services and that are needed to evaluate or stabilize an Emergency Medical Condition.
Emergency Medical Condition means a medical condition manifesting itself by acute symptoms of sufficient severity (including severe pain) such that a prudent layperson, who possesses an average knowledge of health and medicine, could reasonably expect the absence of immediate medical attention to result in:
- Placing the health of the individual (or, with respect to a pregnant woman, the health of a woman or her unborn child) in serious jeopardy
- Serious impairment to bodily functions
- Serious dysfunction of any bodily organ or part
Emergency providers are expected to use prudent judgment in determining whether the member requires treatment in the emergency room. If the initial screening examination determines that the enrollee’s condition is not an emergency, the patient should be referred to a local urgent care center or to their Primary Care Physician—whichever is most appropriate—for further treatment and follow up care.
The initial screening examination to make a clinical determination on whether an actual medical emergency exists is covered by Healthy U. If the emergency room provider provides treatment for the patient even after determining the condition is not for a medical emergency, Healthy U will only cover a triage fee for the initial screening examination. If, however, the patient’s condition does warrant emergency medical services, all services required to stabilize the patient will be covered by the Healthy U Medicaid benefit plan.
The U of U Health Plans Care Management department should be notified within 24 to 48 hours (same day or next working day for weekends and holidays) of all emergency visits that result in an inpatient admission.
For more information regarding emergency services, visit:
Translation Services
Healthy U Medicaid covers interpretation/translation services, with no out-of-pocket cost for members who speak little to no English, or are deaf, hard of hearing, or sight impaired. For a list of contracted translation agencies, call Healthy U Medicaid Customer Service at 833-981-0212 or 801-213-4104.
GENERAL POLICIES REGARDING NONCOVERED SERVICES
A provider may be reimbursed for the provision of noncovered services if one of these two conditions are met:
- A benefit exception is obtained from Healthy U. To obtain a benefit exception, contact the Healthy U Care Management department. Where benefit exceptions are granted, the provider is bound by the billing policies established above.
- The provider has informed (in writing) the Healthy U member of all of the following:
- The services to be rendered are not covered under the member’s Medicaid benefits
- The total charges for which the member would be liable
- And obtains the member’s authorization signature prior to the services being rendered
Note: This must be done each time a noncovered service is to be rendered. A single, one-time statement covering all future services is not acceptable.
Refer to the PRISM Coverage and Reimbursement Code Lookup tool to ensure the coverage of upcoming services.
General Exclusions
- Services rendered during a period the patient was ineligible with the Healthy U Medicaid plan
- Services not medically necessary or appropriate for the treatment of a patient’s diagnosis or condition
- Services that fail to meet the existing standards of professional practice, are investigational, or experimental
- Services obtained out-of-network that are not emergency services, not urgent care services, or where a single-case agreement or benefit exception was not obtained from Healthy U.
- Elective services requested or provided solely due to the patient’s personal preference. Provider must notify patient in writing that the service(s) are not covered and that financial responsibility will be the patient’s if the elective services are performed.
This list is not inclusive of all Medicaid noncovered services and supplies, but rather is intended to provide basic guidelines for determining noncovered services. Refer to the Utah Medicaid Provider Manual or the Healthy U Member Handbook for the full list and detailed information about noncovered services, or contact a Healthy U representative.
Women’s Services
Healthy U has special programs in place to ensure that women receive the highest quality healthcare.
U Baby Care
Healthy U offers a specialized team of nurses to help members who are pregnant access services and support to have a healthy baby. To ensure members are aware of the resources available, please notify us of all pregnant Healthy U members in your care.
The U Baby Care program is available for all pregnant members upon notification of pregnancy. A case manager (RN) is on staff to take calls from members who have questions or concerns regarding their pregnancy and to provide care management services.
When Healthy U is notified (via state report, provider notification, member notification, hospital admit) of a pregnant member, one of the U Baby staff will reach out to complete a pregnancy risk survey. Based on the results of the survey the risk of preterm birth is stratified as low, medium or high. The survey also evaluates psycho-social needs that may impact pregnancy. Depending on the survey results the care manager assists the member to identify a plan of care that will support her throughout her pregnancy.
Healthy U services for members who are pregnant include, but are not limited to, prenatal, perinatal and postpartum care coordination, connecting to community resources (WIC, Safe Kids, etc.), group prenatal education, referrals to maternal fetal medicine, and to doula services. Screening for depression is also conducted on U Baby members, with support and referrals provided as needed. The RN care managers also provide education about sexually transmitted disease and family planning, depending on member interest.
Providers may refer members for any of these services. Please call the Healthy U Care Management department at 833-981-0212, option 2, or 801-587-2851 for questions about services or to refer a member to the U Baby Program. We want to collaborate and be part of the healthcare team.
Healthy U honors the Newborn’s and Mother’s Health Protection Act. Mother and baby have the right to stay inpatient for 48 hours after a vaginal delivery and 96 hours after a cesarean section.
For additional information please visit Newborns' and Mothers' Health Protection Act (NMHPA).
Mammography
Mammography reminder letters and follow up calls go out to members meeting the mammogram criteria that have not had a mammogram within two years.
Mammogram screenings are covered for Healthy U members.
Cervical Cancer Screening
Healthy U recommends and covers Cervical Cancer Screening (pap test) for all female members on a yearly basis. Chlamydia Screening is also recommended and covered by Healthy U.
Family Planning Services
Family planning services are Medicaid covered services and must be made available to Healthy U patients free of charge. This includes disseminating information, counseling, and treatment-related to family planning services. Healthy U members may go to any Medicaid provider for family planning, even if they are not a Healthy U provider.
Birth control services include information and instructions related to birth control pills, including emergency contraceptive pills; medroxyprogesterone acetate injections, intrauterine devices; birth control patches, vaginal rings, spermicides; barrier methods including diaphragms, male and female condoms, and cervical caps; and vasectomy or tubal ligations. Office calls, examinations and counseling related to contraceptive devices are also covered and must be made available to Healthy U members. The removal of a contraceptive implant is also a covered benefit.
Notes regarding family planning:
- Tubal ligations and vasectomies must have the Medicaid Sterilization Consent form completed and signed 30 days prior to the procedure. The form expires 180 days after the consent form is signed.
- Any provider participating with Healthy U who does not wish to offer family planning services because of religious or personal reasons should contact U of U Health Plans Provider Relations at 801-587-2838, or 833-970-1848 so patients can be directed to an alternate provider.
Early and Periodic Screening, Diagnostic, and Treatment (EPSDT) Program
Formerly known as Child Health Evaluation and Care (CHEC), the federally mandated Early and Periodic Screening, Diagnosis, and Treatment (EPSDT) program includes three main components: prevention, outreach, and expanded services; each available with no out-of-pocket cost to Medicaid-eligible children. This section of the provider manual includes information on each component, other EPSDT services, and reimbursement.
Families of Medicaid-eligible children are encouraged to seek early and repeated well child health care visits beginning, ideally, at birth and continuing until the child turns 21 years of age. The Utah Department of Health and Healthy U provide outreach services to families to ensure they are informed of the importance of well-child care and that a visit is due. Healthy U also conducts education sessions for primary care physician’s offices to keep them up-to-date with the EPSDT Medicaid program. For more information about outreach education, please call our Case Management department at 801-587-2851, option 2 or 833-981-0212, option 4.
Section 1905 (a) of the Social Security Act provides expanded coverage for EPSDT enrollees when services are medically necessary to prevent, or ameliorate defects, and/or improve physical and behavioral health conditions identified during EPSDT screening - even when the service is not covered on the Medicaid fee schedule. Coverage is based upon a medical necessity review.
Call Healthy U Case Management at 801-587-2851, option 2 or 833-981-0212, option 4, with any coverage questions, or for a medical necessity review.
Screening and Prevention Services
Screenings (periodic comprehensive child health assessments) are regularly scheduled well-child examinations which include an assessment of physical and behavioral health, growth, development, and nutritional status of infants, children, and youth. Utah Medicaid recommends the assessment should include the following elements:
- Comprehensive health and development histories, including an assessment of physical and behavioral development obtained from the parent, guardian, or other responsible adult who is familiar with the child’s history
- Developmental history – Medicaid advises that “Each of these screening services is described more fully in the following sources:
- Bright Futures and Periodicity Schedule provided by the American Academy of Pediatrics (AAP). Recommended Immunization Schedule for Children and Adolescents are provided by the Centers for Disease Control and Prevention."
- Comprehensive unclothed physical examination
- Age-Appropriate Immunizations – Assess whether the child’s immunizations are up-to-date. Provide all appropriate immunizations according to the schedules in our Clinical Practice Guidelines under the Preventive tab. There are separate schedules for pediatric—newborn through age 18, and adult—for EPSDT-eligible members ages 19 until their 21st birthday.
You may also refer the child to the local health department for immunizations. - Health Education is an EPSDT requirement that includes anticipatory guidance. It should be provided to parents/guardians and children, and include information regarding developmental expectations, techniques to enhance development, benefits of healthy lifestyles, accident, injury, and disease prevention, and nutrition counseling.
Note: For a table with the recommended screening and prevention components and administration intervals, visit Utah Medicaid Official Publications and click on "Medicaid Provider Manuals," then on "EPSDT (Formerly Child Health Evaluations and Care (CHEC))" and then on "Covered Services." - Appropriate laboratory tests – Determine the applicability of specific tests for each child. Perform the following laboratory tests at the time of the EPSDT screening using the American Academy of Pediatrics Recommendations for Preventive Pediatric Health Care to determine the specific periodicity of each of the recommended tests.
- Cholesterol Screening – Conduct at your discretion based on the risk of the child.
- Lead Toxicity Screening – The Centers for Disease Control and Prevention and the American Academy of Pediatrics recommend a lead risk assessment and a blood lead level test for all Medicaid eligible children between the ages of 6 and 72 months. All children in this age group are considered at risk and must be screened. This component of the EPSDT screening is mandated by federal rules.
- Verbal Lead Risk Assessment – Complete a verbal risk assessment for all Medicaid-eligible children, ages 6 to 72 months, at each EPSDT screening. Beginning at 6 months of age, a verbal risk assessment should be performed at every EPSDT visit. The Utah Lead Coalition provides a short, yet comprehensive, Childhood Lead Risk Questionnaire that can be printed or added to the child’s electronic health record (EHR).
- Complete a blood lead level test at required intervals:
- At 12 and 24 months – Complete for all children regardless of verbal assessment score.
- Between 24 and 72 months – Complete a blood lead level test if the child has not had it at 12 and 24 months regardless of the verbal assessment score. In addition, complete a test anytime the verbal assessment indicates the child is at high risk for lead poisoning.
- Reportable blood lead levels
Blood lead level samples can be capillary or venipuncture. - A blood lead test result equal to or greater than 10 ug/dL, obtained by capillary specimen, must be confirmed using a venous blood sample.
- In accordance with the Utah Injury Reporting Rule (R386-703), all confirmed blood lead levels greater than 15 ug/dL must be reported to the Utah Department of Health Bureau of Epidemiology, which maintains a blood lead registry.
- Reports of children with blood lead levels of 20 ug/dL or greater will be shared with the Utah Department of Health Bureau of Environmental Services.
- Genetic testing – Genetic tests are complex examinations of human deoxyribonucleic acid (DNA), chromosomes, genes, or gene products to determine risk of having or transmitting a genetic disorder. Genetic testing must be medically necessary and ordered by a Medicaid-enrolled provider practicing within the scope of their license.
- Coverage of genetic testing is determined by using an evidence-based criteria tool and may require prior authorization (PA) and/or review by a Medicaid consultant.
- Information about specific genetic tests is available via the PRISM Coverage and Reimbursement Code Lookup tool.
- Prior authorization for a Healthy U Medicaid member can be requested via the following methods:
- Provider Portal – requires registration and log in
- Prior Authorization Form – submitted online
- Prior Authorization Request Form PDF to download, complete, and fax as directed
- Visit Utah Medicaid Official Publications and click on “Medicaid Provider Manuals,” then on “EPSDT (Formerly Child Health Evaluation and Care (CHEC))” for additional Medicaid details.
- Other Tests – Consider other tests based on the appropriateness of the test. Take into account the child’s age, sex, health history, clinical symptoms, and exposure to disease.
Expanded Services
Vision Services include diagnosis and treatment for defects in vision, including eyeglasses. When needed, refer the child to the appropriate specialist. Detailed information regarding Medicaid’s vision protocols is available in the Utah Medicaid Provider Manual. Visit Utah Medicaid Official Publications and click on "Medicaid Provider Manuals," then on "EPSDT (Formerly Child Health Evaluations and Care (CHEC))" and then on "Vision Services."
Dental Screenings and Services are not covered by Healthy U Medicaid but may be covered by Utah Medicaid when furnished by direct referral to a dentist for children beginning at 3 years of age. Visit Utah Medicaid Official Publications and click on "Medicaid Provider Manuals," then on "EPSDT (Formerly Child Health Evaluations and Care (CHEC))" and then on "Dental Services."
Dental services are covered by Utah Medicaid rather than by Healthy U. The Utah Medicaid program covers dental services for children including dental examinations, prophylaxis, fluoride treatment, sealants, relief of pain and infections, restoration of teeth, and maintenance of oral health
Orthodontic Treatment is provided in cases of severe malocclusions and requires prior authorization. Refer the child to a dentist as follows:
- Make the initial referral for most children beginning at age one year and yearly thereafter.
- Make a referral to a pediatric dentist at 6 months if warranted by an oral risk assessment.
- Make the referral if the child is at least four years and has not had a complete dental examination by a dentist in the past 12 months.
- Make the referral at any age if the oral inspection reveals cavities, infection, or significant abnormality.
Audiology Services include diagnosis and treatment for defects in hearing, including hearing aids. Screening should be supervised by a state-licensed audiologist.
If a newborn was not screened in the birthing facility before discharge, a screening test should be conducted as soon as possible after birth. Conduct screening exams on all children during the first EPSDT exam and perform at each periodic visit if indicated by historical findings or the presence of risk factors. When indicated, screen infants every six months until three years of age and refer the child to an appropriate specialist as required.
Age-appropriate hearing screening intervals, protocols, and procedures, and screening indicators are available in the Medicaid Provider Manual. Visit Utah Medicaid Official Publications and click on "Medicaid Provider Manuals," then on "EPSDT (Formerly Child Health Evaluations and Care (CHEC))" and then on "Audiology Services."
Speech and Language Development (SLP) Services
EPSDT-eligible members are allowed one speech evaluation per year to screen for appropriate development and to identify developmental delays. Coverage includes examination, diagnosis, and treatment of speech/communication disabilities and related factors stemming from accident, injury, illness, or birth defect. Articulatory deviations, voice disorders, language impairment, or dysfluencies may be included in some instances.
Visit Utah Medicaid Official Publications and click on "Medicaid Provider Manuals," then on "EPSDT (Formerly Child Health Evaluations and Care (CHEC))" and then on "Speech – Language Pathology (SLP) Services" for recommended screening landmarks and covered services.
Pediatric Screenings
Healthy U covers a spectrum of developmental screenings for children, which help clinicians and parents with early identification of potential developmental or behavioral health issues. Services that support young children’s healthy development can reduce the impact of developmental and behavioral disorders which have high costs and long-term consequences for health, education, child welfare, and juvenile justice systems.
Broadly defined, screening is the process by which a large number of asymptomatic individuals are tested for the presence of a particular trait. Screening tools offer a systematic approach to this process. Ideally, tools that screen for the behavioral development of young children should:
- Help to identify those children with or at risk of behavioral developmental problems
- Be quick and inexpensive to administer
- Be of demonstrated value to the patient and provide information that can lead to action
- Differentiate between those in need of follow-up and those for whom follow-up is not necessary
- Be accurate enough to avoid mislabeling many children
- Screen the child for possible behavioral health needs using a standardized behavior checklist to do this screen. We recommend the following social-emotional screening tools for screening infants 0-12 months:
- Ages and Stages Questionnaire (ASQ)
- Ages and Stages Questionnaire: Social-Emotional (ASQ:SE)
- Parent’s Evaluation of Developmental Status (PEDS)
- Temperament and Atypical Behavior Scale (TABS)
Screening accompanied by referral and intervention protocols, along with parental education, can play an important role in linking children at-risk for developmental problems with appropriate interventions.
Refer children with suspected developmental or behavioral health needs to the appropriate provider to address those needs, and help parents identify training resources. If you or the parent/guardian need help identifying an appropriate in-network provider, consult our Provider Directory or call our Care Management team at 833-981-0212, option 2, or 801-587-2851, option 4. Care Managers can also help parents locate support and educational resources. Note: Utah Medicaid emphasizes that maternal depression can also have a strong impact on parenting and child outcomes. Healthy U and Medicaid encourage providers to refer children and/or their mothers with suspected behavioral health needs to the behavioral health provider listed in the member’s PRISM record. If a behavioral health provider is not listed in PRISM, refer the member to a provider in the Healthy U Behavioral or Healthy U Integrated directory. If a member is enrolled with Healthy U (medical only), behavioral health services are available through Medicaid Fee-For-Service or their local PMHP. Behavioral health services, at a minimum, include diagnosis and treatment for behavioral health conditions. View all pediatric screenings in Utah Medicaid Official Publications and click on "Medicaid Provider Manuals" and then on "EPSDT (Formerly Child Health Evaluations and Care (CHEC))."
Reimbursement for EPSDT Services
The EPSDT fee includes payment for all components of the EPSDT exam. Services such as administration of immunizations, laboratory tests, and other diagnostic and treatment services may be billed in addition to the EPSDT screening.
Please use the Preventive Medicine codes listed in the table below each time you complete a EPSDT exam. Use these codes even if the child presents with a chronic illness and/or other health problem. Please avoid billing EPSDT exams using Evaluation and Management codes. If you do use an Evaluation and Management code, it should be accompanied by the appropriate ICD-10 V code in the table below to identify it as a EPSDT exam.
Codes for Preventive Medicine Services
New Patient | Established Patient |
---|---|
99381 Infant – less than 1 year of age | 99391 Infant – less than 1 year of age |
99382 Early childhood – age 1 through 4 years | 99392 Early childhood – age 1 through 4 years |
99383 Late childhood – age 5 through 11 years | 99393 Late childhood – age 5 through 11 years |
99384 Adolescent – age 12 through 17 years | 99394 Adolescent – age 12 through 17 years |
99385 Young adult – age 18 through 20 years | 99395 Young adult – age 18 through 20 years. |
Other | |
99431 History and examination for newborn infant | |
99432 Normal newborn care in other than hospital or birthing room setting. |
To bill for an EPSDT screening electronically, enter the procedure code in Loop 2400 - Service Line. The element is SV101-2 - Product/Service ID. In element SV111, enter a Y to indicate EPSDT. On a paper claim, enter the procedure code in Box 24-D and enter a Y in Box 24-H EPSDT.
For additional information regarding women’s and pediatric preventive services, view the U of U Health Plans Preventive Care Screening medical policy.
Foster Children
Healthy U Medicaid also provides healthcare coverage for children in the custody of the State of Utah Department of Human Services. This group includes children who have been removed from their homes by the Division of Child and Family Services (DCFS) due to suspected abuse or neglect, as well as children under the direction of the Division of Youth Corrections (DYC).
A Medicaid case is routinely opened for children in these groups and they are enrolled in one of the available Medicaid health plans. Healthy U contracts with providers who have experience and training in abuse and neglect to ensure quality care for these children and is responsible to coordinate appointments with DCFS or DYC.
If a child in State custody has an established relationship with a provider contracted with Healthy U, every effort is made to ensure the child continues his or her care with that provider. For children in State custody because of suspected abuse or neglect, specific guidelines must be adhered to when scheduling provider visits. Healthy U providers are responsible to ensure the child has an appropriate examination within 24 hours of notification of removal from the home.
In all other cases an initial health screening by a provider must take place within five calendar days of notification of removal from the home. This exam serves to identify any medical problems or conditions that require immediate attention or that might inform the selection of suitable placement for the child.
Prior Authorization Reviews
Healthy U Medicaid utilizes the experienced staff of U of U Health Plans Utilization Management department to conduct prior authorization reviews and make decisions in alignment with all of our other benefit plans.
The basic elements of prior authorization include eligibility verification, benefit interpretation, and medical necessity review. Services are reviewed and determinations are made by Utilization Management’s licensed professional staff, and referred to the Medical Director as necessary. Only the Medical Director can deny a service for reasons of medical appropriateness or necessity. Any quality-of-care issues will be reported to the Quality Improvement Specialist.
- Visit Prior Authorization Reviews for complete information about the prior authorization process.
- Visit Search Codes Requiring Prior Authorization to view all codes that require prior authorization.
Medicaid Appeals Process
With respect to Medicaid plans, it is important your provider practice understand the Medicaid appeals process, including the right to a State Fair Hearing. Below are the definitions, standards, and timelines applicable to Medicaid plans; including Healthy U, Healthy U Behavioral, and Healthy U Integrated. The process below applies to Medicaid plans only. Information regarding the appeals process for other provider networks is available at uhealthplan.utah.edu/providers (for Commercial group and Individual/Family exchange members).
Definitions
- Adverse Benefit Determination means:
- The denial or limited authorization of a requested service, including determinations based on the type or level of service, requirements for Medical Necessity, appropriateness, setting or effectiveness of a Covered Service;
- The reduction, suspension, or termination of a previously authorized service;
- A denial, in whole or in part, of a payment for a service solely because the claim does not meet the definition of a “clean claim" at § 447.45(b) of this chapter is not an adverse benefit determination
- The failure to provide services in a timely manner, as defined as failure to meet performance standards for appointment waiting times;
- The failure of the Contractor to act within the time frames established for resolution and notification of Grievances and Appeals;
- For a resident of a rural area with only one Medicaid ACO, the denial of an Enrollee’s right to exercise his or her right to obtain services outside the network; or
- The denial of an Enrollee’s request to dispute a financial liability, including cost sharing, copayments, premiums, deductibles, coinsurance, and other Enrollee financial liabilities.
- Appeal means a review of an Adverse Benefit Determination.
- Provider Dispute: An Appeal action occurs when the provider disagrees with a University of Utah Health Plans (UUHP/Healthy U) decision regarding claims processing concerns (e.g., Bundling/Unbundling, Modifiers, Coding, Multiple Procedures, claims filing procedures, etc.). A request made by the provider to review claim processing or contracted payment rates.
- Grievance means an expression of dissatisfaction about any matter other than an Adverse Benefit Determination.
Appeals Filing Process
- The Member must be eligible on the date of service.
- The member or provider can file an appeal. The appeal form and instructions are included in the Notice of Adverse Benefit Determination (NOABD) for a prior authorization denial, partial authorization, or reduction in service. Appeals can be submitted online or printed and faxed or mailed. Complete information is available on the University of Utah Health Plans Appeal Form. Timeframe instructions and reference to appeals information and the website address is also included in the Explanation of Benefits (EOB).
- The Appeal must be filed within 60 calendar days of the date on the Adverse Benefit Determination notification. §438.402
- Appeals not received within 60 calendar days of the notification date will be returned with a letter noting the receipt date of the Appeal, and that it is past the timely filing deadline for submitting an Appeal. A State Fair Hearing Form and instructions on filing a State Fair Hearing will be included with the letter.
- Providers, enrollees and authorized representatives may call Healthy U Customer Service to resolve claim or service concerns by phone. However, this does not replace or extend the timely filing of an appeal. If the member or provider does not agree with a decision, they should submit an appeal.
- Members/Providers may submit any information that they feel is relevant to the appeal.
- Reasonable language assistance is available through Translation Services or Utah Relay Services, upon the member's request.
- U of U Health Plans will accept oral (in person, telephone) or written (fax, mail, email, online) appeals from providers, members, or a member's authorized representative. Oral inquiries seeking to review an adverse benefit determination are treated as appeals—to establish the earliest possible filing date for the appeal.
- Oral appeal requests can be made by calling Healthy U Customer Service at 833-981-0212 or 801-213-4104.
- The Customer Service Advocate will enter oral appeals on the online Appeals Form that automatically records the receipt date.
- If a member is requesting an oral appeal, they can give their verbal consent to the Customer Advocate assisting them so that the oral appeal can be considered as a valid appeal.
- Written appeal requests are made by mailing or faxing the completed appeal form to:
University of Utah Health Plans Appeals Department
P.O. Box 45180
Salt Lake City, UT 84145
Fax: 801-587-9985- Appeals received via mail, in person delivery, or fax will be date stamped, with the date received.
- Online appeal requests are made using the University of Utah Health Plans Appeal Form.
Appeal Classifications and Decision Timeframes
Routine Standard Appeal
An appeal regarding the initial determination of coverage of care or services in advance of the member obtaining services, or services that have already been received by the member. A written notice of the Appeal decision will be sent to the member within 30 days of the receipt of the Appeal.
Expedited Appeal
An appeal for coverage of urgent care. An expedited Appeal is available if the member or provider indicates that taking time for a standard resolution could seriously jeopardize the member's life, health, or ability to attain, maintain, or regain maximum function.
- A written notification of the expedited Appeal decision will be sent to the member within 72 hours of receipt of the Appeal.
- U of U Health Plans must ensure that no punitive action is taken against a provider who requests an Expedited Appeal resolution or supports a member Appeal.
- If U of U Health Plans denies the request for expedited resolution, the Appeal request will be transferred to a standard timeframe appeal. [§438.408(b)(2)]. U of U Health Plans will make reasonable efforts to give the enrollee and provider prompt oral notice of the denial, and will follow up with written notice in 72 hours.
- The notification to members will include information about the member’s right to file a grievance if they disagree with the downgrade.
Timeframe Extension
U of U Health Plans may extend the time frames for resolution of appeals (expedited and standard) by up to 14 calendar days if:
- The member requests or agrees to extend the appeal timeframe
- U of U Health Plans can document (to the satisfaction of the Utah Department of Health, upon request) that there is need for additional information and how the delay is in the member's interest
- If U of U Health Plans extends the timeframes, it must give the member written notice of the reason for the extension within two business days and inform the member of the right to file a Grievance if they disagree with that decision
- U of U Health Plans must act as quickly as the member's health condition requires, and no later than the date the extension expires
If U of U Health Plans extends the time frames, it must, for any extension not requested by the member:
- Make reasonable efforts to give the member prompt oral notice of the delay
- Within two calendar days, give the member written notice of the reason for the delay and inform the member of the right to file a Grievance if they disagree with that decision
- If U of U Health Plans fails to adhere to the notice and timing requirements for extension of the appeal resolution time frame, the member may initiate a State Fair Hearing
Additional Levels of Appeal
- The Healthy U Appeals process must be exhausted before the member or provider may request a State Fair Hearing.
- A member (or their representative) or provider may request a State Fair Hearing within 120 days from the date on the Notice of Appeal Resolution.
- The State Fair Hearing Request Form will be included with the Notice of Appeal Resolution. Alternatively, a copy can be requested from Healthy U Medicaid by calling 833-981-0212 or 801-213-4104. Visit Hearings on the Medicaid website for additional information about filing for a State Fair Hearing and access the “State Fair Hearing Request Form.”
Mailing Address:
Office of Administrative Hearings
Division of Integrated Healthcare
PO Box 143105
Salt Lake City, UT 84114-3105 - Parties to the State Fair Hearing include U of U Health Plans; as well as the enrollee and their representative—who may include legal counsel, treating provider, a relative, a friend or other spokesperson, or the representative of a deceased enrollee's estate.
- The parties to the State Fair Hearing are given opportunity to: examine the content of the enrollee's file and all documents and records to be used by U of U Health Plans at the hearing, bring witnesses, establish all pertinent facts and circumstances, and present an argument without undue interference. They may question or refute any testimony or evidence, including opportunity to confront and cross-examine adverse witnesses.
- Requirements for continuation or reinstatement of benefits while an Appeal and State Fair Hearing are pending are as follows:
- The member or provider files the Appeal timely
- The Appeal involves the termination, suspension, or reduction of a previously approved service
- The services were ordered by an authorized provider
- The original period covered by the original authorization has not expired
- An enrollee requests an extension of benefits within 10 calendar days of the NOABD
- Continued benefits will end when one of the following occurs:
- The member or provider fail to file a state fair hearing and continuation of benefits within 10 calendar days of the NOABD
- The state fair hearing request is withdrawn
- The state fair hearing office issues a decision adverse to the member
- If the final resolution of the Appeal is adverse to the member (U of U Health Plans decision is upheld), U of U Health Plans may recover the cost of the services provided to the member while the Appeal was pending, to the extent that they were provided solely because of the requirements §438.420.
Healthy U Behavioral (Medicaid Managed Care for Behavioral Health)
Healthy U Behavioral is a managed care plan that provides behavioral health and substance use disorder services exclusively for Medicaid patients in Summit County, Utah. The information provided in this section is designed to assist Healthy U Behavioral network providers identify Healthy U Behavioral members and the services that must be accessible to these members.
Note: We cover behavioral health services for members enrolled in our Healthy U Behavioral or Healthy U Integrated benefit plans. If a member is enrolled with Healthy U (medical only), behavioral health services are available through Medicaid Fee-For-Service or their local PMHP.
Service Area
Healthy U Behavioral is currently available to eligible Medicaid enrollees residing in Summit County, Utah.
Receiving Care
Professional Care
Except in the case of an emergency or Single-Case Agreement (SCA), enrollees must obtain covered services from a contracted Healthy U Behavioral network provider. Services rendered by noncontracted providers will be denied with no payment.
Facility Services
Except in the case of an emergency or SCA, enrollees must obtain covered services from a contracted Healthy U Behavioral network facility. Services rendered by non-contracted facilities will be denied with no payment.
U of U Health Plans provides a link to Healthy U Provider Directories to all its members via the Healthy U handbook upon enrollment in the plan. The most current provider directory is maintained under the Find a Provider link on our website. The directory can also be accessed via our Provider Portal.
Healthy U Behavioral members are not required to obtain a referral prior to visiting a behavioral health specialist.
Covered Services
All covered services must be medically necessary and meet all Healthy U Behavioral plan requirements for services to be reimbursed. All services must be obtained from a participating provider to be covered, except in the case of “emergency services,” SCA, or when a referral has been obtained from the plan.
Healthy U Behavioral covers inpatient and outpatient behavioral health and substance abuse services, including:
- Crisis support
- Peer support
- Care management
- Case management
- 72-hour drug testing
- Psychological testing
- Court-ordered counseling
- Medication management
- Incarcerated crisis support
- Behavioral health evaluations
- Therapeutic behavioral services
- Incarcerated behavioral services
- School-based behavioral services
- Community behavioral education
- Individual, group, and family therapy
- Individual skills training and development
- Psychosocial rehabilitation services (day treatment)
- Other services as deemed appropriate by Medicaid guidelines
- Please review the Medicaid Provider Manual – Rehabilitative Mental Health and Substance Use Disorder Services
Crisis and Telephonic Care
Members of Healthy U Behavioral, as well as all members of the community, have access to crisis response programs to provide immediate behavioral therapy—even if their established behavioral professional is not available.
- Initial screening - If it appears patients need emergency behavioral health therapy care, the provider practice should conduct an initial screening within 30 minutes of the patient’s call requesting emergency care.
- Face-to-face visit – Following the telephonic emergency care assessment, if the provider determines the patient needs emergency services, the provider should arrange a face-to-face visit within an hour.
- Following the telephonic emergency care assessment – If the provider determines the patient needs urgent care, the provider should arrange a face-to-face visit within 5 days.
The following Community Crisis Intervention & Support Services are provided by the Huntsman Mental Health Institute (HMHI) 24 hours a day, 365 days a year:
- National Suicide & Crisis Lifeline – 988 – Calls within Utah are answered by HMHI
- Utah Crisis Line – 800-273-TALK (8255) or 801-587-3000 – Crisis intervention and suicide prevention
- Utah Warm Line – 833-SPEAKUT (833-773-2588) or 801-587-1055 – Triaged through the Utah Crisis Line – Noncrisis support by Certified Peer Specialists offering engagement, a sense of hope, and self-respect
- HMHI Receiving Center - Triaged through the Utah Crisis Line – Therapeutic crisis management, assessment, and discharge planning in a short-term setting (up to 23 hours)
For immediate outpatient assessment and stabilization, call our dedicated Advanced Practice Registered Nurse (APRN) at 801-585-1212, 24 hours a day, 365 days a year.
Submitting Claims and Receiving Payment
Because the Healthy U Behavioral network is contracted directly through U of U Health Plans, claims are submitted to and payment received from the health plan. Visit the Claims, Payment, and Appeals section of this manual for specifics of how to submit claims and receive payment.
Behavioral health and substance disorder claims for patients residing in Summit County who are not eligible for Medicaid or private insurance, will be paid on a “sliding scale,” according to the patient’s ability to pay.
Coordinating Care
All Healthy U members, including Healthy U Behavioral, are encouraged to choose a Primary Care Provider (PCP) to manage and coordinate all of their care. As a Healthy U Behavioral provider, coordinating care with the member’s PCP will optimize the integrated care available to members, providing the best outcomes.
Care Management
Our professional Care Management staff are valuable allies in coordinating Healthy U Behavioral members’ care throughout the continuum of their care, including inpatient and ambulatory settings, social and community services, and PCP or specialty providers.
Care Managers will also coordinate care and pharmacy services for Medicaid “Restricted” members. Care Managers can also assist Healthy U Behavioral members to identify an appropriate Healthy U Behavioral network provider and help schedule appointments if needed.
Learn more about Care Management opportunities or call 833-981-0212, option 2, or 801-587-2851, option 4 to speak with a member of the Care Management team.
Verification of Eligibility
All Healthy U Behavioral members must show their Medicaid Identification Card BEFORE receiving any type of service. Eligibility of a Medicaid member can change at any time; therefore, the provider’s office must verify that the patient is eligible for Medicaid on the date of service.
Eligibility information is available via the Utah Medicaid PRISM Portal (preferred), or by calling Utah Medicaid at 801-538-6155 or 800-662-9651.
All other information and guidelines found in the Healthy U section of this manual apply to Healthy U Behavioral members and network providers.
Provider Acknowledgements
- U of U Health Plans is responsible for payment of covered services rendered by the provider on behalf of Healthy U Behavioral members. State and/or county governments, with their respective divisions or departments, cannot be held liable for any uncollected payments.
- Providers will report in writing to the appropriate county, the Utah State Attorney General, and DSAMH any suspected fraud or abuse committed by U of U Health Plans, a provider, or an enrollee.
- Providers agree to grant the appropriate county, the Department, and CMS and their authorized representatives unrestricted access to all buildings, grounds, records, data, information systems, and other information under the control of the provider as necessary to audit, monitor, and review the financial and program activities and services associated with Healthy U Behavioral contract obligations.
- If any of the information presented in the Preferred Provider Agreement or Provider Manual is in conflict with the Healthy U Behavioral Exhibit, the Exhibit controls.
Healthy U Integrated (Medicaid Managed Care for Medical and Behavioral Health)
Healthy U Integrated is a managed care plan that provides medical and behavioral health, as well as substance use disorder services to income-qualified families and childless adults who live in Davis, Salt Lake, Utah, and Weber counties in Utah. Healthy U Integrated members have access to the combined medical and behavioral health benefits of Healthy U and Healthy U Behavioral members, respectively.
The information provided in this section is designed to assist Healthy U Integrated network providers identify Healthy U Integrated members and the services that must be accessible to these members.
Service Area
Healthy U Integrated is currently available to eligible Medicaid enrollees residing in Davis, Salt Lake, Utah, and Weber counties in Utah.
Receiving Care
Except in the case of an emergency or SCA, enrollees must obtain covered services from a contracted Healthy U Integrated network provider or facility. Services rendered by noncontracted providers will be denied with no payment.
Verification of Eligibility
All Healthy U Integrated members must show their Medicaid Identification Card BEFORE receiving any type of service. Eligibility of a Medicaid member can change at any time; therefore, the provider’s office must verify that the patient is eligible for Medicaid on the date of service.
Eligibility information is available via the Utah Medicaid PRISM Portal (preferred), or by calling Utah Medicaid at 801-538-6155 or 800-662-9651.
All other information and guidelines found in the Healthy U section of this manual apply to Healthy U Integrated members and network providers.
Questions?
Contact the dedicated Healthy U Customer Service team at 833-981-0212 or 801-213-4104, option 4, or your Provider Relations Consultant.
Healthy U CHIP (CHILDREN’S HEALTH INSURANCE PROGRAM)
Healthy U CHIP is a managed care health plan that provides physical and behavioral health benefits to CHIP enrollees. Members eligible for CHIP are required to enroll in a CHIP managed care health plan. The information provided in this section is designed to assist Healthy U CHIP providers recognize Healthy U CHIP members and the services that must be accessible to them.
Note: The state of Utah requires certain terms to be defined in this manual. Wherever possible, we include the definition in context. Where the term is not used in text, we include the definition at the end of this section of the Provider Manual. In cases where the definition is not provided by the state, we cite the online source of the standard definition.
Healthy U CHIP Overview
Children who are eligible for Healthy U CHIP include those whose families have incomes too high to qualify for Medicaid but too low to afford private health insurance coverage.
Service Area
Healthy U CHIP is available to eligible CHIP members throughout Utah.
Benefit Plans
The state determines whether a member is eligible for CHIP Plan B, CHIP Plan C, or a no-cost-share plan based on their income. Regardless of which plan the member is in the covered services are the same. Cost sharing requirements are the only difference. The assigned plan is listed on the member’s Healthy U CHIP ID card. The benefit period is 12 months, beginning with the month the child became eligible for CHIP; however, the benefit period might be shorter than 12 months in certain situations. Also, the member’s benefit plan can change during the benefit period if they meet certain qualifying events, such as meeting their maximum out-of-pocket costs, or if their income changes. Always check a member’s eligibility and benefits prior to rendering services.
Covered Benefits
These are some of the CHIP services covered by Healthy U CHIP. Preventive benefits have no out-of-pocket cost to members:
- Abortions and sterilizations (with required forms and when criteria are met)
- Ambulance for medical emergencies
- Anesthesia for medical and dental services in a surgical center or hospital (requires prior authorization from your plan)
- Autism services, including Applied Behavioral Analysis (ABA), for the treatment of autism
- Behavioral health services
- Diabetes and diabetes education
- Doctor visits, including specialists
- Drugs prescribed by your doctor that are covered on the Preferred Drug List (PDL)
- Eye exams
- Emergency care, 24 hours a day, 7 days a week
- Family planning
- Hearing exams
- Home Health
- Hospice (end-of-life care)
- Hospital services, inpatient and outpatient
- Immunizations
- Labs and x-rays
- Medical equipment and supplies
- Mental health services
- Occupational therapy
- Organ transplants (bone marrow, heart, lung, pancreas, kidney, cornea, liver)
- Orthodontia with prior authorization
- Physical therapy
- Pregnancy-related services including labor and delivery
- Substance use disorder services
- Tobacco cessation
VERIFYING ELIGIBILITY
A CHIP-eligible individual or CHIP member means any individual who has been certified by the Utah Department of Health and Human Services (DHHS) or the Utah Department of Workforce Services (DWS) to be eligible for CHIP benefits.
Children and teens under the age of 19 years old may be eligible for CHIP if they meet ALL of the following requirements:
- If they are a Utah resident
- Have countable income less than 200% of the Federal Poverty Limit (FPL)
- Are NOT eligible for Medicaid
- Are NOT covered by other health insurance at the time of application (or review)
Healthy U CHIP members are responsible to show their Healthy U CHIP Identification Card BEFORE receiving any type of service. Providers must verify that the patient is eligible for CHIP on the date of service. Patients who fail to advise the provider of their CHIP eligibility may be liable for services rendered on that date.
CHIP eligibility can change frequently; therefore, regardless of whether a CHIP enrollee is enrolled with Healthy U’s CHIP plan or with another Managed Care Organization (MCO), eligibility for every CHIP enrollee should be verified prior to every visit or service. Verify that the patient is eligible for CHIP on the date of service and with which CHIP plan the member is enrolled.
Eligibility information for CHIP is available via the state’s Patient Eligibility Verification system, by calling Healthy U CHIP Customer Service at 833-404-4300 or 801-213-0525, or by calling Utah Medicaid/CHIP at 800-662-9651. Again, eligibility can change from month to month so always check a member’s eligibility and benefits prior to rendering services.
RECEIVING CARE
Use of Healthy U CHIP Provider Network
Except in the case of an emergency or single case agreement, members must obtain covered services from in-network (participating) providers, facilities, or pharmacies.
- Members must receive ALL services from a provider PARTICIPATING in the Healthy U CHIP network in order to receive payment. Services rendered by a non-participating provider, without prior approval, will be denied with no payment.
- >Facility services are covered when received from a PARTICIPATING facility only. Services rendered by a non-participating facility, without prior approval, will be denied with no payment.
Provider Network Directory
The Healthy U CHIP Provider Directory is available online to view or print as a PDF. U of U Health Plans provides Healthy U CHIP members with directions to request or access our Provider Directory at the time of enrollment. Since information in the directory is subject to change, Healthy U encourages members to check providers’ participating status prior to obtaining services.
Directory information is also available to participating providers. We encourage providers to view our directory prior to referring members to other in-network providers for services.
Out of Network
Out of network refers to services rendered by any provider that is not a participating, contracted provider in the Healthy U CHIP plan. Out-of-network services will only be reimbursed by the plan when they are either of the following:
- Medically necessary services that were unavailable through the Healthy U CHIP network of participating providers and are approved by the plan through the referral process, under single case agreement
- Services that meet the definition of “emergency services” or urgent care services
Use of Primary Care Providers
Healthy U CHIP members are encouraged to choose a Primary Care Provider (PCP) to manage and coordinate their care. A PCP is defined as a generalist in any of the following areas:
PCP Area of Specialty | PCP Credentials |
---|---|
Family Practice | Medical Doctor (MD) |
General Practice | Doctor of Osteopathic Medicine (DO) |
General Internal Medicine | Nurse Practitioner (NP) |
Obstetrics/Gynecology | Physician Assistant (PA) |
Pediatrics | Resident in listed PCP specialty |
Healthy U CHIP members can also select a medical clinic to act as their PCP.
Referrals to In-network Specialists
Healthy U CHIP members can consult an in-network specialist without obtaining a referral from their primary care provider.
General Policies Regarding Covered Services
All covered services must be medically necessary and all Healthy U CHIP utilization management requirements must be met for services to be reimbursed. All services must be obtained from a participating in-network provider to be covered, except in the case of “emergency services” or when a single case agreement or benefit exception has been obtained from the plan. A List of Covered Services is available in the Healthy U CHIP Member Handbook. If you still have a question about whether a service or supply is covered, contact Healthy U CHIP Customer Service at 833-404-4300 or 801-213-0525.
View the following resources for additional details on covered services, including applicable definitions, regulations, and limitations.
Crisis and Telephonic Care
Members of Healthy U CHIP have access to crisis response programs to provide immediate behavioral health crisis intervention and support services—even if their established behavioral professional is not available.
The following Community Crisis Intervention & Support Services are provided by the Huntsman Mental Health Institute (HMHI) 24 hours a day, 365 days a year:
- National Suicide & Crisis Lifeline – 988 – Calls within Utah are answered by HMHI
- Utah Crisis Line – 800-273-TALK (8255) or 801-587-3000 – Crisis intervention and suicide prevention
- Utah Warm Line – 833-SPEAKUT (833-773-2588) or 801-587-1055 – Triaged through the Utah Crisis Line – Noncrisis support by Certified Peer Specialists offering engagement, a sense of hope, and self-respect
- HMHI Receiving Center - Triaged through the Utah Crisis Line – Therapeutic crisis management, assessment, and discharge planning in a short-term setting (up to 23 hours)
Direct Billing of Services
Generally, health providers who agree to treat CHIP patients are prohibited by federal law from billing CHIP patients directly for covered services. As such, the provider is prohibited from billing and/or collecting from the member, except for state mandated patient responsibilities (such as co-payments and coinsurance) and/or noncovered services (see below for instructions on billing for noncovered services), or any amount due to provider by U of U Health Plans (refer to Provider Agreement for further details).
Provider must accept the Healthy U CHIP payment as payment in full. Failure to abide by state billing rules and regulations, and/or the Policies and Procedures of Healthy U CHIP, can result in the claim(s) being denied for payment. In such cases, the Provider is prohibited from billing the member.
As noted in the Verifying Eligibility section above, Healthy U CHIP members are responsible for presenting proof of CHIP eligibility and enrollment in Healthy U CHIP at the time of service. Patients who fail to advise the provider of their CHIP eligibility may be liable for services rendered on that date.
Medically Necessary
Medically Necessary or Medical Necessity means medically necessary service as defined by Utah Administrative Code R414-1-2.
Medically Necessary means any medical services or supplies that are necessary and appropriate for the treatment of an Enrollee’s illness or injury and for the preventive care of the Enrollee according to accepted standards of medical practice in the community in which the provider practices and which are consistent with practice guidelines developed and approved by Healthy U CHIP.
Healthy U CHIP-covered services must meet the definition of medically necessary to be covered by the plan. Please contact Healthy U CHIP Customer Service at 833-404-4300 or 801-213-0525 for questions regarding medical necessity.
Emergency Services and Medical Conditions
Emergency Services means covered inpatient and outpatient services that are furnished by a provider that is qualified to furnish these services, and that are needed to evaluate or stabilize an Emergency Medical Condition.
Emergency Medical Condition means a medical condition manifesting itself by acute symptoms of sufficient severity (including severe pain) such that a prudent layperson, who possesses an average knowledge of health and medicine, could reasonably expect the absence of immediate medical attention to result any of the following:
- Placing the health of the individual (or, with respect to a pregnant woman, the health of a woman or her unborn child) in serious jeopardy
- Serious impairment to bodily function
- Serious dysfunction of any bodily organ or part
Emergency providers are expected to use prudent judgment in determining whether the member requires treatment in the emergency room. Members with non-emergent conditions should be referred to their primary care physician for treatment and follow-up care.
The initial screening examination to make a clinical determination on whether an actual medical emergency exists is covered by Healthy U CHIP. If the emergency room provider provides treatment for the patient even after determining the condition is not for a medical emergency, CHIP will only cover a triage fee for the initial screening examination. If, however, the patient’s condition does warrant emergency medical services, all services required to stabilize the patient will be covered by the Healthy U CHIP benefit plan.
The U of U Health Plans Utilization Management department should be notified within 24 to 48 hours (same day or next working day for weekends and holidays) of all emergency visits that result in an inpatient admission.
For more information regarding emergency services, visit:
Translation Services
Healthy U CHIP covers interpretation/translation services, with no out-of-pocket cost for members who speak little to no English, or are deaf, hard of hearing, or sight impaired. For a list of contracted translations agencies, call Healthy U CHIP Customer Service at 833-404-4300 or 801-213-0525.
General Policies Regarding Noncovered Services
A provider may be reimbursed for the provision of noncovered services if one of the following conditions are met:
- A benefit exception is obtained from Healthy U. To obtain a benefit exception, contact the Healthy U Utilization Management department. Where benefit exceptions are granted, the provider is bound by the billing policies established above.
- A provider may bill the Healthy U CHIP member for the provision of noncovered services if they have informed the member, in writing, of all the following:
- The specific services to be rendered are not covered under the member’s CHIP benefits
- The total charges for which the member would be liable
- Obtains the member’s authorization signature prior to the services being rendered
Note: This must be done each time a noncovered service is to be rendered. A single, one-time statement covering all future services is not acceptable.
General Exclusions:
These are some services Healthy U CHIP does not cover under the medical benefit:
This list is not inclusive of all CHIP noncovered services and supplies; rather, it is intended to provide basic guidelines for determining noncovered services. Refer to our website or contact Customer Service for detailed information on noncovered services.
- Abortions, except to save a mother’s life or if the pregnancy is the result of an act of rape or incest, with required forms
- Acupressure
- Allergy tests and treatment, selected types
- Anesthesia, general, while in a doctor’s office
- Biofeedback
- Certain immunizations (e.g., anthrax, Bacillus Calmette-Guerin (BCG), plague, typhoid, yellow fever, travel)
- Certain pain services
- Charges/services not for medical purposes (e.g., late fees or no-show fees)
- Chiropractic services
- Claims submitted after one year from the date of service
- Complementary and Alternative Medicine (CAM)
- Experimental services
- Eyeglasses for the correction of refraction
- Eye surgery for the correction of vision (e.g., LASIK)
- Food-based treatments
- Gene therapy
- Genetic counseling
- Hearing aids (unless the child was approved for cochlear implants)
- In-vitro fertilization
- Services rendered during a period the client was ineligible with the Healthy U CHIP plan
- Services not medically necessary or appropriate for the treatment of a patient’s diagnosis or condition
- Services that fail to meet the existing standards of professional practice, are investigational, or experimental
- Services obtained out-of-network that are not emergency services, urgent care services, or where a referral was not obtained from Healthy U CHIP
If you still have a question about whether a service or supply is covered, contact Healthy U CHIP Customer Service at 833-404-4300 or 801-213-0525.
Some services Healthy U CHIP does not cover under the retail pharmacy benefit:
- Anabolic steroids
- Biological sera, blood, or blood plasma
- Compounded pharmacy products; compounded products are limited and may not be covered without prior authorization if a commercial product is available or if it exceeds the cost limit
- Diabetic infusion sets, which include: (a) a cassette; (b) needle and tubing; and (c) one insulin-pump during the warranty period. Diabetic-infusion sets, pumps and accessories for insulin pumps are covered under the Durable Medical Equipment Benefit, except where insulin pump is only provided through retail benefit.
- Food supplements, special formulas, and special diets
- Homeopathic medications
- Infertility medications to treat or enhance fertility
- Investigational, experimental, clinical trial, unproven drugs, or drugs labelled “caution – limited by federal law to investigational use,” medications for cosmetic purposes (for example, but not limited to, cosmetic hair growth and removal products)
- Medications or immunizations administered to prevent disease when traveling to other countries
- Medication taken or administered while in a provider office or facility, including: medication which is taken by or administered to an individual, in whole or in part, while he or she is a patient in a doctor’s office, hospital, rest home, sanatorium, extended care facility, convalescent hospital, nursing home or similar institution which operates on its premises or allows to be operated on its premises, or a facility for dispensing pharmaceuticals (in some cases, this medication is covered under the Medical Benefits portion of the benefit plan)
- Medications that cannot be self-administered; provider-administered medications are generally covered under the medical benefit, although exceptions may apply for a particular drug or on a case-by-case basis
- Medications that are therapeutically the same as an over-the-counter medication
- Medications that are covered under a per diem or daily rate for a Skilled Nursing, Long-term Care, or Acute Rehab facility contract
- No-Charge medications received under worker’s compensation laws, federal, state, or local programs
- Medications to treat vitiligo
- Medications to treat sexual dysfunction or impotence
- Medication samples, including any corresponding administration requirements such as intravenous infusion therapy or office visits for administration
- Medications used to treat weight loss
- Medications whose primary purpose is to correct vision
- Off-label use of medication, except as outlined in the plan’s off-label-use policy
- Other-Party-Liability prescription drugs which an eligible person is entitled to receive without charge under any workers compensation laws, or any other municipal, state, or federal program
- Over-the-counter medication (OTC) or other items purchased at a pharmacy, regardless of whether there is a prescription order for the item(s), except as required under the Affordable Care Act (ACA)
- Pigmenting/depigmenting agents, except as required to treat photosensitive conditions, such as psoriasis
- Prescription drugs in excess of a 30-day supply or the plan’s day or quantity limit
- Refills exceeding the number specified by the physician or any refill dispensed after one year from the physician’s original prescription order
- Synagis® or other passive immunotherapies for the treatment of respiratory syncytial virus (RSV) outside of the state-reported RSV season
- Testopel® pellets
- Therapeutic devices or appliances, including hypodermic needles, syringes (excluding insulin syringes), support garments, and other non-medicinal substances, regardless of intended use (in some cases, items may be covered under the Medical Benefits portion of the plan)
- Vitamins and minerals, except as required under the ACA; vitamins may be limited to coverage by age and specific dosing requirements
For information on pharmacy benefits, call 855-203-3633.
Care Management
Members are identified at the earliest possible point for Care Management (CM) intervention. The mechanism for identification can be through enrollment, claims, utilization trending, medical history, survey tool or notification by provider and/or the Department of Health and Human Services. HIGH-RISK patients can be identified through primary-care referral, specific diagnosis ICD-10 clustering, emergency room logs, referral requests, payer personnel, and specialty provider contracts.
Each member identified is assigned a care manager and followed across the continuum of care, in inpatient and ambulatory settings. Services are also coordinated among social and community services, family, or specialty and primary care providers as indicated by member need. Coordination is achieved via phone, e-mail, fax, or through case conferences.
Care Coordination will be provided through our Care Management Department for the following medical and behavioral health services:
- Obstetrical Patients - Contact U Baby Care at 801-587-2851
- Out-of-area non-emergent care
- Patients with uncontrolled chronic conditions
- Patients with complex needs related to physical health and/or psychosocial issues
Learn more about Care Management opportunities or call 833-981-0212 option 2, or 801-587-2851 option 4 to speak with a member of the Care Management team.
HEALTHY U CHIP CLAIMS AND PAYMENT PROCESS
Providers contracted with Healthy U CHIP agree to submit claims to U of U Health Plans for services and supplies provided to our members. As many of these requirements and processes overlap with other U of U Health Plans network requirements, please review the Claims, Payment, and Appeals details throughout.
Claims Submission Requirements
In most circumstances, claims must be submitted under the name of the rendering provider.
Providers should submit claims via electronic 837 HIPAA-compliant transactions or on the appropriate standard paper forms (CMS 1500 for professional services and UB04 for facility services). All claims must be filed within timely filing requirements. All necessary information for correct processing of the claim should be included on or attached to the claim form, including:
- Patient Name
- Patient’s Member Identification Number
- Patient’s date of birth
- Patient’s address
- Rendering and billing provider, if different
- Provider’s name
- Provider’s Tax Identification Number (TIN)
- Provider’s NPI
- Provider’s practice and billing addresses
- Other insurance information (if applicable and known)
- Date(s) of service of claim
- Diagnosis ICD-10 Code(s) - obtained from authorized ICD-10-CM reference guides for the year corresponding to the date of service
- Procedure codes (CPT/HCPCS) or revenue codes identifying services on claim – obtained from authorized reference guides for the year corresponding to the date of service
- Medical drugs (non-retail) charges administered by a professional provider billed with the appropriate HCPCS code
- Billed charges for each service on claim
- Supporting documentation including operative reports, emergency room reports, medical records supporting diagnosis when requested, etc.
- Explanation of benefits from primary payer (if applicable)
Claims are processed and remittance advices sent to the provider in accordance with the timeliness provisions set forth in the provider’s Participating Provider Agreement. Please be aware that paper claims require a longer time to process. While we will accept claims submitted electronically or on paper, we strongly encourage providers to utilize the efficiencies gained through Electronic Data Interchange (EDI) transactions. EDI transactions are covered in greater detail later in this section.
If electronic claims are not an option in your practice, we will accept paper claims mailed to:
University of Utah Health Plans
Attention: Claims Department
P.O. Box 45180
Salt Lake City, Utah 84145-0180
Elements of Clean Claims
A clean claim is any claim submitted by a provider that:
- Includes substantiating documentation, if required
- Has a corresponding prior authorization, if required
- Complies with billing guidelines and coverage policies
- Has no missing or invalid information (e.g., CPT, DOB, NPI)
- Is received by U of U Health Plans within the timely filing period
- Does not require special treatment that prevents timely payment
- Includes all relevant information to determine other carrier liability
- If submitted on paper, is submitted on a UB-04, CMS-1500, or successor claim form, with all required elements
- If submitted electronically, is submitted in compliance with the applicable federal and state regulatory authority (i.e., Medicare or state Medicaid) and uses only permitted standard code sets
Corrected Claims
U of U Health Plans prefers to receive corrected claims via EDI transaction. To request a claim be corrected, submit the following information in Loop 2300 of an 837I (Institutional) or 837P (Professional) electronic claim form.
- In segment CLM05-3, insert the appropriate “Claim Frequency Type” code (these may be displayed by your software as a dropdown field):
- 7 – Replacement of prior claim
- 8 – Void/cancel prior claim
- Enter the original claim number in the REF*F8 “Payer Claim Control Number” field.
- If you are submitting a primary payer’s EOB with this corrected claim, you must include the primary payment date, also in REF*F8
- You must report every line associated with this claim to ensure the full claim is reprocessed
- Refer to your 5010 Implementation Guide for additional information
Note: To submit an EOB for a denied Healthy U CHIP claim, you must submit an electronic correction that includes the EOB information. U of U Health Plans can no longer accept submission of corrected claims or EOBs on paper for Healthy U members.
Common reasons to submit a corrected claim
- Primary insurance EOB missing (you must attach the primary EOB to the corrected claim)
- Primary insurance EOB amount is changing
- Incorrect billed amount
- CPT/Modifier changes
- Transposed procedure or diagnosis code
- Inaccurate data entry
- Denial of claims as duplicates
- Missing or invalid ordering or referring provider
Paper Claim Forms
If you must submit a corrected claim on a CMS 1500 (02/12) paper claim form:
- In box 22, enter the appropriate Resubmission Code:
- 7 – Correction to prior claim
- 8 – Void of a professional claim
- Enter the payer’s original claim number in box 22 under the "Original Ref. No." field.
- Remember, if you’re correcting to add an EOB, you must attach the primary EOB to the corrected claim.
If you must submit a corrected claim on a UB-04 Facility claim form:
- Enter the CLAIM FREQUENCY TYPE code as the 4th digit of Box 4 "Type of Bill"
- 7 – Correction to prior claim (e.g., 0137 indicates a correction to a Hospital Outpatient claim)
- 8 – Void/correction to prior claim
- Enter the payer’s original claim number in Box 64 "Document Control Number."
Rejected vs. Denied Claims
A rejected claim is a claim that is sent back due to an error in the claim. This could be due to an input error, incorrect data, or data that does not match what the payor has on file.
A denied claim has been processed and adjudicated in the payer system but is denied and deemed unpayable. The denial could be for a variety of reasons.
When a claim has been rejected (i.e., it has not been adjudicated), you can resubmit the claim. To resubmit the claim, simply create a new claim and resubmit it through the clearinghouse. If you resubmit a claim that has been denied, the new claim will be denied as a duplicate claim.
If Healthy U denied the claim for missing information (i.e., primary insurance EOB not submitted or complete, missing the referring physician, etc.) you can submit a corrected claim. A corrected claim will replace the previously adjudicated claim, so ensure all charges are included on the corrected claim.
Timely Filing Requirement
The timely filing period for Healthy U CHIP primary and secondary claims is 365 days from the date of service.
Note: The exception to this rule is if any kind of Medicare is the primary insurance. When Medicare is the primary insurance, the claim must be submitted within the later of 365 days from the date of service or 180 days from the Medicare EOB date. Corrections to a Healthy U CHIP claim must also be received and/or adjusted within the later of 365 days from the date of service or 180 days from the Medicare EOB date.
Coordination of Benefits
Coordination of benefits (COB) ensures patients receive benefits from all health insurance plans under which they may be covered; while also ensuring that the total combined payment does not exceed the amount charged for the services provided.
When your patient has coverage under two or more payors, Healthy U CHIP will be the payor of last resort. Additional payors to consider include other health insurance plans or liability plans such as Worker’s Compensation Fund or property owner’s insurance for injury or illness occurring on or caused by the covered property.
When another payer is the primary plan, submit claims to that plan first; then submit the claim—complete with all payment information (i.e., remittance advice)—to other payors in order of primacy. Always include all insurance coverage information on each claim to ensure each insurance plan is aware of other potential payers.
Coordinating with Healthy U CHIP
Healthy U CHIP should always be treated as the payor of last resort. If the patient has any coverage in addition to CHIP, submit the claim to the primary payor first, followed by any additional payor(s) applicable, and then to Healthy U CHIP. Include the remittance advice(s) from the primary and any other payor(s) with the claim. The Healthy U CHIP payment for claims will equal the provider’s contracted allowed amount, less any amounts paid by third-party payors.
Claims Editing, Review, and Audit
U of U Health Plans follows standard claims processing guidelines, including but not limited to: current coding manuals and editors, CMS and State of Utah CHIP rules and regulations, standard bundling and unbundling rules, National Correct Coding Initiative (NCCI) guidelines and edits, and FDA definitions and determinations. These coding edits are developed based on procedures referenced in the American Medical Association’s (AMA) Current Procedural Terminology (CPT) Manual and the Healthcare Common Procedure Coding System (HCPCS) Manual. All claims are subject to the U of U Health Plans coverage policies. We reserve the right to review and audit, adjust, and pay claims in accordance with the Participating Provider Agreement.
Electronic Data Interchange (EDI)
EDI claims and other transactions can help improve efficiency, productivity, and cash flow for providers. Approximately 80 percent of our claims pass through electronic claim processing without adjudicator intervention. This results in fewer data entry errors and faster turnaround time, 15 days on average, from the date we receive a claim to when payment is received in the provider's office.
U of U Health Plans is a member of the Utah Health Information Network (UHIN), a nonprofit coalition of payers, providers, government entities, accountable care organizations (ACO), managed care entities (MCE), billing services, and other interested parties in Utah. Numerous options are available for electronic claims submission through UHIN.
All electronic claims for U of U Health Plans, and other health plans for which we administer claims, are relayed through the UHIN clearinghouse. UHIN accepts and returns transactions via their Web portal, UTRANSEND; they also connect to most national clearinghouses and support all HIPAA-compliant billing software.
If a provider is not a member of UHIN, other options for sending EDI claims are available. For more information about UHIN and the services they offer, visit uhin.org.
Accepted Transactions
U of U Health Plans is HIPAA-compliant in the following transactions:
- 837 005010X224 (Dental)
- 837 005010X222A1 (Professional claims)
- 837 005010X223A2 (Institutional claims)
- 277CA Claim Acknowledgement/error report
- 999 Acknowledgement
- 835 005010X221A1 (Remittance advice)
- EFT (Electronic funds transfer) in conjunction with the 835
- COB (Coordination of Benefits)
- 270/271 0051010X279A1 Eligibility Request/Response (real-time)
- 276/277 Claim status inquiry/response (real-time)
Trading Partner Registration
If you currently submit electronic transactions through a clearinghouse, it is not necessary to register with UHIN. Established clearinghouses already have a trading partner number set up to submit electronic transactions through UHIN to Utah payers.
The U of U Health Plans trading partner number with UHIN is HT000179-002.
EDI Enrollment Process
A Provider must be enrolled with EDI for claims submission (837) to be eligible for Electronic Remittance Advices (ERA or 835) and Electronic Funds Transfer (EFT) transactions. The 835 and EFT transactions are interdependent (i.e., to receive the 835 a provider must be enrolled with the EFT, and to receive the EFT a provider must be enrolled with the 835); therefore, a Provider must enroll in both transactions. Data is associated with the billing provider’s NPI.
Enrollment for Electronic Remittance Advices (ERA) is accomplished through your clearinghouse. Once your enrollment is set up, they will submit the information to U of U Health Plans on your behalf.
Once U of U Health Plans has received the EDI enrollment form, we will begin setting up the EDI connections. We will notify the provider by email once the setup is complete.
Submitting Claims through UHIN
There are several different options for submitting claims through UHIN:
- Direct link - Providers can transmit a HIPAA-compliant file from their billing system directly to UHIN
- Clearinghouses - UHIN has a connection to most national clearinghouses and supports all HIPAA-compliant billing software
- MYUHIN - Billing Software provided by UHIN
Other clearinghouses
The following table is a partial list of UHIN-contracted clearinghouses:
CLEARINGHOUSE | PAYER ID |
---|---|
Apex EDI | # UHUOU |
Availity | # SX155 |
Change Healthcare/ Emdeon | # SX155 |
Claim MD | # SX155 |
ClaimRemedi | # SX155 |
Eligible | # SX155 |
Med USA | # HT000179-002 |
Office Ally | # SX155 |
Med USA | # HT000179-002 |
Office Ally | # SX155 |
Optum Clearinghouse | # SX155 |
Practice Insight | # SX155 |
RelayHealth/McKesson | # SX155 |
SSI Group | # SX155 |
TriZetto | # 00179 |
Zirmed/Waystar | # Z1030 |
Note: Payer ID numbers are assigned by the clearinghouse. U of U Health Plans does not assign or maintain these numbers; therefore, contact your clearinghouse for Payer ID information.
For help with EDI questions, please email uuhpedi@hsc.utah.edu.
Payment
Provider payments will be issued via Electronic Funds Transfer (EFT), if the provider is enrolled for this service, or via virtual credit card.
Remittance Advice
U of U Health Plans generates an explanation of how each claim was processed (remittance advice) when processing is complete. Remittance advices summarize all claims processed for that provider, by patient, during that claim period. Each claim is assigned a number and clearly identifies provider, patient, dates of service, billed charges, allowed amount, paid amount, and reason codes for any processing decisions.
Providers can view remittance advices by the following methods:
- Via our secure Provider Portal* for contracted providers – registration is required
- Via an 835 EDI transaction, if set up for this feature
- Or by postal mail if not set up for electronic transactions
Note: Because of the singular nature of the Healthy U CHIP appeal process, please view the CHIP Appeals Process information later in this section of the Provider Manual.
If you have a question on the processing or payment of a claim, please contact a Healthy U CHIP Customer Service at 833-404-4300 or 801-213-0525.
* To learn more about our secure Provider Portal, email uofuhpproviderportal@hsc.utah.edu.
Overpayments/Refunds
In the event that U of U Health Plans determines that a claim has been overpaid, we will recover the balance due by way of offset or retraction from current and/or future claims. Provisions for repayment of refunds included in the U of U Health Plans Participating Provider Agreement supersede those contained in this manual. If necessary, U of U Health Plans may refer unresolved recovery of funds to the Utah Office of Inspector General (OIG) for collection.
If overpayments are identified through the Fraud, Waste and Abuse department, the provider will be notified in writing and will be given 60 days to dispute or refund the overpayment. If the provider fails to submit the balance due within 60 days of notification, U of U Health Plans may recover the balance due by way of offset or retraction from current and/or future claims. If necessary, U of U Health Plans may refer unresolved recovery of funds to the Utah OIG for collection.
Please notify us immediately if you discover an error requiring the claim to be reprocessed.
Billing Members
Copayments
A copayment, or copay, is a fixed amount that a member is responsible to pay to the provider at the time of service (e.g., office visits).
Copayments vary according to the member’s particular benefit plan: B, C, or No Cost Sharing. Each member’s ID card indicates the amount of copayment the member is required to pay. The member is responsible for only one copayment per office visit and is responsible for paying the copayment to providers participating with Healthy U CHIP at the time of service.
Preventive services are not subject to copays. Verified American Indian and Alaska Native children do not pay copays. Members who have met their maximum out-of-pocket amount also do not pay copays
Deductibles
A deductible is an amount the member must pay out of their own pocket before benefits for a specific service are paid by the plan. Members are required to pay a deductible, based on their plan eligibility. Each plan will indicate separate deductible amounts for individual and family deductibles. A family deductible is satisfied when the combined family members’ deductibles meet the amount set for the family deductible. One family member cannot satisfy the entire family deductible.
The deductible must be paid before CHIP can pay the remaining allowable amounts of inpatient or outpatient hospital claims or major diagnostic services. Once the deductible has been met, the member no longer has a deductible for the remainder of the plan year. The deductible plan year starts on July 1 and ends on June 30 in the following year.
Deductible amounts are identified on the provider’s remittance advice and on the member’s EOB.
Coinsurance
Coinsurance is the percentage of an eligible medical expense that is payable by the member after the deductible is met. This amount, combined with any amount paid by Healthy U CHIP, will total 100% of the provider's contracted rate. Coinsurance usually applies to the out-of-pocket maximum (e.g., ambulance, emergency room, surgery, anesthesia).
Out-of-Pocket Maximum
An out-of-pocket maximum (OOPM) is the most a member will pay in cost sharing for out-of-pocket expenses during their benefit period. The OOPM is based on 5% of their countable household income. The benefit period is the 12-month period that begins with their first month of CHIP eligibility. Premiums, deductibles, coinsurance, and copays all count toward the OOPM.
The OOPM applies collectively to all CHIP members in the same CHIP household (case number assigned by the Department of Workforce Services). Noncovered services do not apply toward the OOPM.
If a member feels they have met their OOPM or has questions regarding copayment, deductible, coinsurance, etc., contact Customer Service at 833-404-4300 or 801-213-0525.
CHIP Copay Chart
BENEFITS (PER PLAN YEAR) | PLAN B – COPAY* | PLAN C – COPAY* |
---|---|---|
OUT-OF-POCKET MAXIMUM** | 5% of family’s household income | 5% of family’s household income |
PRE-EXISTING CONDITION | No waiting period | No waiting period |
DEDUCTIBLE | $70/Family | $575/Child $1,600/Family |
WELL-CHILD EXAMS | $0 | $0 |
IMMUNIZATIONS | $0 | $0 |
DOCTOR VISITS | $5 | $25 |
SPECIALIST VISITS | $5 | $40 |
EMERGENCY ROOM | $10 | 20% after deductible, minimum of $150 per visit |
AMBULANCE | 5% of approved amount after deductible | 20% of approved amount after deductible |
URGENT CARE | $5 | $45 |
AMBULATORY SURGICAL AND OUTPATIENT HOSPITAL | 5% of approved amount after deductible | 20% of approved amount after deductible |
INPATIENT HOSPITAL SERVICES | $150 after deductible | 20% of approved amount after deductible |
LAB AND X-RAY |
|
|
SURGEON | 5% of approved amount after deductible | 20% of approved amount after deductible |
ANESTHESIOLOGIST | 5% of approved amount after deductible | 20% of approved amount after deductible |
PRESCRIPTONS
|
|
|
MENTAL HEALTH AND SUBSTANCE USE DISORDER
|
|
|
RESIDENTIAL TREATMENT | $0 | $0 |
MEDICAL THERAPY
|
|
|
APPLIED BEHAVIOR ANALYSIS (ABA) / TREATMENT OF AUTISM SPECTRUM DISORDER | $0 | $0 |
CHIROPRACTIC VISITS | Not a covered benefit | Not a covered benefit |
HOME HEALTH AND HOSPICE | 5% of approved amount after deductible | 20% of approved amount after deductible |
MEDICAL EQUIPMENT AND MEDICAL SUPPLIES | 10% of approved amount after deductible | 25% of approved amount after deductible |
DIABETES EDUCATION | $0 | $0 |
VISION SCREENING | $5 (1 visit limit per year) | $25 (1 visit limit per year) |
HEARING SCREENING | $5 (1 visit limit per year) | $25 (1 visit limit per year) |
* Copay plans are based on the family’s household income. American Indian/Alaska Natives will not be charged copays, coinsurance or deductibles. CHIP members who have met their out-of-pocket maximum will not be charged copays, coinsurance or deductibles.
** CHIP (DWS) will send CHIP members an approval letter that will include the out-of-pocket maximum amount.
Women’s Services
Healthy U CHIP has special programs in place to ensure that CHIP-eligible women receive the highest quality healthcare.
“U Baby Care”
Healthy U CHIP offers a specialized team of nurses to help members who are pregnant access services and support to have a healthy baby. To ensure members are aware of the resources available, please notify us of all pregnant Healthy U CHIP members in your care.
The U Baby Care program is available for all pregnant members upon notification of pregnancy. A case manager (RN) is on staff to take calls from members who have questions or concerns regarding their pregnancy and to provide care management services.
When we are notified (via state report, provider notification, member notification, hospital admit) of a pregnant Healthy U CHIP member, one of the U Baby staff will reach out to complete a pregnancy risk survey. Based on the results of the survey the risk of preterm birth is stratified as low, medium or high. The survey also evaluates psycho-social needs that may impact pregnancy. Depending on the survey results, the care manager assists the member to identify a plan of care that will support her throughout her pregnancy.
Healthy U CHIP services for members who are pregnant include, but are not limited to, prenatal, perinatal, and postpartum care coordination, connecting to community resources (WIC, Safe Kids, etc.), group prenatal education, referrals to maternal fetal medicine, and to doula services. Screening for depression is also conducted on U Baby members, with support and referrals provided as needed. The RN care managers also provide education about sexually transmitted disease and family planning, depending on member interest.
Providers may refer members for any of these services. Please call the Healthy U CHIP Care Management department at 833-981-0212, option 2, or 801-587-2851 for questions about services or to refer a member to the U Baby Program. We want to collaborate and be part of the healthcare team.
Healthy U honors the Newborn’s and Mother’s Health Protection Act. Mother and baby have the right to stay inpatient for 48 hours after a vaginal delivery and 96 hours after a cesarean section.
For additional information visit Newborns' and Mothers' Health Protection Act (NMHPA).
Mammography
Mammography reminder letters and follow up calls go out to members meeting the mammogram criteria that have not had a mammogram within two years.
Mammogram screenings are covered for Healthy U members.
Cervical Cancer Screening
Healthy U recommends and covers Cervical Cancer Screening (pap test) for all female members on a yearly basis. Chlamydia Screening is also recommended and covered by Healthy U CHIP.
Family Planning Services
Family planning services are CHIP-covered services and must be made available to Healthy U CHIP patients free of charge. This includes disseminating information, counseling, and treatment related to family planning services. Healthy U members can go to any provider actively enrolled in the state’s PRISM system for family planning even if he or she is not a Healthy U CHIP provider.
Birth control services include information and instructions related to birth control pills including emergency contraceptive pills, Depo Provera, IUDs, the birth control patch, the ring (NuvaRing®), spermicides, barrier methods including diaphragms, male and female condoms and cervical caps, vasectomy, or tubal ligations. Office calls, examinations and counseling related to contraceptive devices are also covered and must be made available to Healthy U CHIP patients. The removal of Norplant is also a covered benefit.
Note: Elective tubal ligations and vasectomies must have the sterilization consent form signed 30 days prior to the procedure. The form expires 180 days after the consent form is signed.
Note: Any provider participating with Healthy U CHIP who does not wish to offer family planning services because of religious or personal reasons should contact Healthy U CHIP Provider Relations at 833-970-1848 or 801-587-2838 so patients can be directed to an alternate provider.
The following family planning services are not covered:
- Norplant
- Infertility drugs
- In-vitro fertilization
- Genetic counseling
Well-Child Outreach and Education
Families of CHIP-eligible children are encouraged to seek early and repeated well-child health care visits beginning, ideally, at birth and continuing through the child's 19th birthday. The Utah Department of Health and Healthy U CHIP provide outreach services to families to ensure they are informed of the importance of well-child care and that a visit is due. Healthy U also conducts education sessions for primary care provider offices to keep them up-to-date with the well-child coverage criteria. For more information about outreach education, call Healthy U CHIP Customer Service at 833-970-1848 or 801-587-2838.
Screening and Prevention Services
- Comprehensive Health History - Including an assessment of physical and mental development obtained from the parent, guardian, or other responsible adult who is familiar with the child’s history
- Developmental History – The Bright Futures Toolkit from Bright Futures™, supported in part, by the American Academy of Pediatrics®, is recommended by the Department of Health and Human Services (DHHS) for children
Nutritional History – To identify nutritional deficiencies or unusual eating/feeding habits
Dental History
Comprehensive Physical Examination – Standardized physical examination with an assessment of all body systems and a complete oral inspection of the mouth, teeth and gums
Measurement of Length, Height, and Weight – Measure and plot these items (and, for each child two years of age and younger, the occipital frontal head circumference) on the CDC Growth Charts
Vision Screening – Services include diagnosis and treatment for defects in vision. When needed, refer the child to the appropriate specialist. Further evaluation and proper follow-up are recommended for the following vision problems:
- Infants and children who show evidence of enlarged or cloudy cornea, cross eyes, amblyopia, cataract, excessive blinking, or other eye normality
- A child who scored abnormally on the fixation test, the pupillary light reflex test, alternate cover test, or corneal light reflex in either eye
- A child with unequal distant visual acuity (a two-line discrepancy or greater)
- A child less than five years of age with distant visual acuity of 20/50 or worse, or a child five years of age or older with distant visual acuity of 20/40 or worse
Hearing Services – Services include diagnosis and treatment for defects in hearing, including hearing aids. Screening should be supervised by a state-licensed audiologist
- If a newborn was not screened in the birthing facility before discharge, a screening test should be conducted as soon as possible after birth
- Conduct screening exams on all children during the first well-child exam and perform at each periodic visit if indicated by historical findings or the presence of risk factors
- When indicated, Infants require screening every six months until three years of age
- When needed, refer the child to an appropriate specialist
Speech and Language Development – Screen for appropriate development and to identify developmental delays. The following developmental landmarks for screening are recommended:
- At six months a child babbles and initiates social approach through vocalization
- At one year a child says 'mama' and 'dada' specifically and engages in vocal play
- At two years a child begins connecting words for a purpose, such as 'me go' and ‘want cookie’
- At three years a child holds up her fingers to show her age and has a vocabulary of 500 to 1,000 words. She will use an average of three to four words per utterance.
- At four years a child's speech should be 90% intelligible. They can make some articulation errors with letters s, r, l, and v. They should use a minimum of four to five words in a sentence.
- Refer the child for a speech and hearing evaluation if you observe one or more of the following:
- Child is not talking at all by age 18 months
- You suspect a hearing impairment
- Child is embarrassed or disturbed by his own speech
- Child's voice is monotone, extremely loud, largely inaudible, or of poor quality
- A noticeable hypernasality or lack of nasal resonance
- Child fails the screening tests
- Recurrent otitis media
- Speech is not understandable at age four years, especially in cases of suspected hearing impairment or severe hypernasality
Blood Pressure Measurements – Measure at each exam and compare against age specific percentiles for all children three years and older
Age-appropriate Immunizations – Assess whether the child’s immunizations are up to date. Provide all appropriate immunizations according to Childhood Immunization Timing or CDC Vaccines & Immunizations. For additional information, visit Utah Immunization Program.
You can also refer the child to the local health department for immunizations.
Laboratory Testing – Determine the applicability of specific tests for each child. Perform the following laboratory tests at the time of the well-child screening using the recommendations of the American Academy of Pediatrics to determine the specific periodicity of each of the following tests:
- Newborn Metabolic Disease Screening
- Hematocrit or Hemoglobin Screening
- Tuberculin Screening - with annual testing for the following high-risk groups:
- American Indian and Alaskan native children
- Children living in neighborhoods where the case rate is higher than the national average
- Children from Asia, Africa, the Middle East, Latin America or the Caribbean (or children whose parents have emigrated from these locations)
- Children in households with one or more cases of tuberculosis
- Cholesterol Screening – Conduct at your discretion based on the risk of the child
- Lead Toxicity Screening – The Centers for Disease Control and Prevention and the American Academy of Pediatrics recommend a lead risk assessment and a blood lead level test for children between the ages of 6 and 72 months. All children in this age group are considered at risk and must be screened. This component of the well-child screening is mandated by federal rules.
- Verbal Lead Risk Assessment – Complete a verbal risk assessment for all children ages 6 to 72 months at each well-child screening. Beginning at 6 months of age, a verbal risk assessment must be performed at every well-child visit. At a minimum, the following questions must be asked to determine the child’s risk for lead exposure:
- Does the child live in or regularly visit a house built before 1978? Was his/her childcare center or preschool/babysitter’s home built before 1978? Does the house have peeling or chipping paint?
- Does the child live in a house built before 1978 with recent, ongoing or planned renovation or remodeling?
- Do any of the child’s siblings or playmates have lead poisoning?
- Does the child frequently come in contact with an adult who works with lead? (Examples are construction, welding, pottery, or other trades practiced in your community.)
- Does the child live near a lead smelter, battery recycling plant, or other industry likely to release lead? (Give examples in your community.)
- Do you or anyone give the child home or folk remedies that may contain lead?
- Does the child live near a heavily traveled major highway where soil and dust may be contaminated with lead?
- Does the home the child lives in have lead pipes or copper with lead solder joints?
- Scoring the Verbal Risk Assessment:
- Low Risk for Lead Exposure: If the answers to all questions are negative, a child is considered low risk and must receive a blood lead test at 12 and 24 months.
- High Risk for Lead Exposure: If the answer to any question is positive, a child is considered high risk, and a blood lead level test must be obtained regardless of the child’s age. Subsequent verbal risk assessments can change a child’s risk category. If a previously low-risk child is re-categorized as high risk, that child must be given a blood lead level test.
- Complete a blood lead level testing at required intervals:
- At 12 and 24 months: Complete for all children regardless of verbal assessment score.
- Between 24 and 72 months: Complete a blood lead level test if the child has not had it at 12 and 24 months regardless of the verbal assessment score. In addition, complete a test anytime the verbal assessment indicates the child is at high risk for lead poisoning.
- Reportable blood lead levels:
Blood lead level samples can be capillary or venipuncture. However, a blood lead test result equal to or greater than 10 ug/dL obtained by capillary specimen must be confirmed using a venous blood sample. In accordance with the Utah Injury Reporting Rule (R386-703), all confirmed blood lead levels greater than 15 ug/dL must be reported to the Utah Department of Health, Bureau of Epidemiology which maintains a blood lead registry. Reports of children with blood lead levels of 20 ug/dL or greater will be shared with the Utah Department of Health, Bureau of Environmental Services.
- Verbal Lead Risk Assessment – Complete a verbal risk assessment for all children ages 6 to 72 months at each well-child screening. Beginning at 6 months of age, a verbal risk assessment must be performed at every well-child visit. At a minimum, the following questions must be asked to determine the child’s risk for lead exposure:
Other Tests – Consider other tests based on the appropriateness of the test (e.g., the child’s age, sex, health history, clinical symptoms and exposure to disease)
Health Education – This is a well-child requirement that includes anticipatory guidance. It should be provided to parents/guardians and children, and include information regarding developmental expectations, techniques to enhance development, benefits of healthy lifestyles, accident, injury and disease prevention, and nutrition counseling.
Recommended: – View the CDC’s Child and Adolescent Immunization Schedule by Age
Mental Health: –Services that support young children’s healthy mental development can reduce the prevalence of developmental and behavioral disorders which have high costs and long-term consequences for health, education, child welfare, and juvenile justice systems.
Broadly defined, screening is the process by which a large number of asymptomatic individuals are tested for the presence of a particular trait. Screening tools offer a systematic approach to this process. Ideally, tools that screen for the mental development of young children should:
- Help to identify those children with or at risk of behavioral developmental problems
- Be quick and inexpensive to administer
- Be of demonstrated value to the patient and provide information that can lead to action
- Differentiate between those in need of follow-up and those for whom follow-up is not necessary
- Be accurate enough to avoid mislabeling many children
- Screen the child for possible mental health needs. You can use a standardized behavior checklist to do this screen. We recommend the following social-emotional screening tools for screening infants 0-12 months:
- Ages and stages questionnaire (ASQ)
- Ages and stages questionnaire: social-emotional (ASQ:SE)
- Parent’s evaluation of developmental status (PEDS)
- Temperament and Atypical Behavior Scale (TABS)
Screening accompanied by referral and intervention protocols can play an important role in linking children with and at-risk for developmental problems with appropriate interventions. Refer children with suspected mental health needs for mental health assessment. Mental health services include diagnosis and treatment for mental health conditions.
Dental services are not covered by Healthy U CHIP. Dental services are covered by Premier Access CHIP. For information about CHIP dental, contact Premier Access at 877-854-4242.
Reimbursement for Wellness Services
The wellness fee includes payment for all components of the well-child exam. Services like administering immunizations, laboratory tests, and other diagnostic and treatment services can be billed along with the Wellness screening.
Use the Preventive Medicine codes listed in the table below each time you complete a well-child exam. Use these codes even if the child presents with a chronic illness and/or other health problem. Please avoid billing well-child exams using Evaluation and Management codes. If you do use an Evaluation and Management code, it should be accompanied by the appropriate ICD-10 V code in the table below to identify it as a well-child exam.
Codes for Preventative Medicine Services | |
---|---|
New Patient | Established Patient |
99381 Infant – less than 1 year of age | 99391 Infant – less than 1 year of age |
99382 Early childhood – age 1 through 4 years | 99392 Early childhood – age 1 through 4 years |
99383 Late childhood – age 5 through 11 years | 99393 Late childhood – age 5 through 11 years |
99384 Adolescent – age 12 through 17 years | 99394 Adolescent – age 12 through 17 years |
99385 Young adult – age 18 through 20 years Established Patient | 99395 Young adult – age 18 through 20 years |
To bill for a well-child screening electronically, enter the procedure code in loop 2400 - Service Line. The element is SV101-2 - Product/Service ID. In element SV111, enter "Y“ to indicate EPSDT/CHEC. On a paper claim, enter the procedure code in box 24-D and enter "Y” in box 24-H EPSDT.
For additional information regarding the latest in Pediatric Health, visit Women’s Health Services or Recommendations for Preventive Pediatric Health Care.
Prior Authorization Reviews
Prior authorization or pre-authorization is a process used by Healthy U CHIP to assure health benefits are administered as designed, that members receive treatments that are safe and effective for the condition being treated, and that the treatments used have the greatest value. Prior authorizations require the contracted provider to receive preapproval for coverage of a particular treatment in order for the service to be covered by the health plan benefit.
The experienced staff of U of U Health Plans Utilization Management department conducts Healthy U CHIP prior authorization reviews and makes decisions in alignment with all of our other benefit plans.
The basic elements of prior authorization include eligibility verification, benefit interpretation, and medical necessity review. Services are reviewed and determinations are made by Utilization Management’s licensed professional staff and referred to the Medical Director as necessary. Only the Medical Director or pharmacist can deny a service for reasons of medical appropriateness or necessity.
Prior authorization requests for a Healthy U CHIP member can be submitted via the following methods:
- Provider Portal – requires registration and log in
- Prior Authorization Form – submitted online
- Prior Authorization Form - PDF to download, complete, and fax as directed
In addition to submitting the request as outlined above, we require clinical documentation supporting the requested services, including but not limited to:
- Medical History (including treatment, diagnostic tests, examination data)
- Description of treatment plan and treatment to date
- Diagnostic/laboratory/radiology results
- Clinical notes that are necessary to certify medical necessity
Prior authorization decision timeframes
- Decision timeframes begin the date when Healthy U CHIP receives the request, even if not all necessary information is provided, and even if the request is received after normal business hours.
- A written notification of any decision to deny a service authorization request, or to authorize a service in an amount, duration, or scope that is less than requested, is made according to the following timeframes:
- Standard prior authorization requests: Healthy U CHIP provides written or electronic notification of the decision which is faxed or mailed to providers and members as expeditiously as the member's health condition requires, but no later than 14 calendar days from the receipt of the request for authorization.
- Expedited authorization requests: Healthy U CHIP provides a written or electronic notification of the decision which is faxed or mailed to providers and members as expeditiously as the member's health condition requires, but not later than 72 hours after the receipt of the request for authorization.
- Post-service review decisions – Healthy U CHIP provides a written or electronic notification of the decision which will be faxed or mailed to providers and members within 30 calendar days of receipt of request.
- Extending the UM decision-making timeframes – UUHP may extend the time frame for making standard or expedited decisions no longer than 14 calendar days from the original 14-day determination if:
- The member or the provider requests an extension
- UUHP justifies a need for additional information
- No other reason other than needing more information is used for extending authorization timelines outside the additional 14 days.
- Visit Prior Authorization Reviews for complete information about the prior authorization process.
- Visit Search Codes Requiring Prior Authorization to view all codes that require prior authorization.
Prior Authorization Review for Retail Pharmacy
Information on submitting Retail Pharmacy prior authorizations is available on our Healthy U CHIP Pharmacy page.
Prior authorization decision timeframes for retail pharmacy:
- Decision timeframes begin the date Healthy U CHIP receives the request, even if not all necessary information is provided, and even if the request is received after normal business hours.
A written notification of all decisions is made according to the following timeframe:
- Standard and expedited prior authorization requests: Healthy U CHIP provides written and/or electronic notification of the decision which is faxed or mailed to providers and mailed to members within 24 hours after the receipt of the request for prior authorization.
CHIP Appeals Process
With respect to CHIP plans, it is important your provider office understands the CHIP appeals process, including the right to a State Fair Hearing. Below are the definitions, standards, and timelines applicable to Healthy U CHIP. The process below applies to CHIP and Medicaid plans only.
Information regarding the appeals process for other provider networks (for Commercial group and Individual/Family exchange members) is available in the Claims Appeals Process section of our Provider Manual.
Definitions
Adverse Benefit Determination means:
- The denial or limited authorization of a requested service, including determinations based on the type or level of service, requirements for medical necessity, appropriateness, setting, or effectiveness of a covered service
- The reduction, suspension, or termination of a previously authorized service
- The failure to provide services in a timely manner, as defined as failure to meet performance standards for appointment waiting times
- The failure of Healthy U CHIP to act within the time frames established for resolution and notification of Grievances and Appeals
- For a resident of a rural area with only one MCO, the denial of an enrollee’s right to exercise his or her right to obtain services outside the network
- The denial of an enrollee’s request to dispute financial liability, including cost sharing, copayments, premiums, deductibles, coinsurance, and other enrollee financial liabilities
- A denial, in whole or in part, of a payment for a service solely because the claim does not meet the definition of a “clean claim" at § 447.45(b) is not an adverse benefit determination
Appeal means a review of an adverse benefit determination made by Healthy U CHIP.
Grievance means an expression of dissatisfaction about any matter other than an adverse benefit determination made by Healthy U CHIP. Grievances may include, but are not limited to, the quality of care or services provided, aspects of interpersonal relationships such as rudeness of a Provider or an employee, failure to respect the enrollee’s rights regardless of whether remedial action is requested.
Appeals Filing Process
- The member must be eligible on the date of service.
- The member or provider can file an appeal. The appeal form and instructions are included in the Notice of Adverse Benefit Determination (NOABD) for a prior authorization denial, partial authorization, or reduction in service. Appeals can be submitted online, or printed and faxed or mailed. Complete information is available on the University of Utah Health Plans Appeal Form. Timeframe instructions and reference to appeals information and the website address is also included in the EOB.
- The appeal must be filed within 60 calendar days of the date on the adverse benefit determination notification. §438.402
- Appeals not received within 60 calendar days of the notification date will be returned with a letter noting the receipt date of the appeal, and that it is past the timely filing deadline for submitting an appeal. A State Fair Hearing Form and instructions on filing a State Fair Hearing Request will be included with the letter.
- Providers, enrollees and authorized representatives may call Healthy U Customer Service at 833-404-4300 or 801-213-0525 to resolve claim or service concerns by phone; however, this does not replace or extend the timely filing of an appeal. If the member or provider does not agree with a decision, they should submit an appeal.
- Members/Providers may submit any information that they feel is relevant to the appeal.
- Reasonable language assistance is available through Translation Services or Utah Relay Services, upon the member's request.
U of U Health Plans will accept oral (telephone) or written (fax, mail, email, online) appeals from providers, members, or a member's authorized representative. Oral inquiries requesting review of an adverse benefit determination are treated as appeals to establish the earliest possible filing date for the appeal.
- Oral appeal requests can be made by calling Healthy U CHIP Customer Service at 833-404-4300 or 801-213-0525.
- The Customer Service Advocate will enter oral appeals on the online Appeal Form that automatically records the receipt date.
- If a member is requesting an oral appeal, they can give their verbal consent to the Customer Service Advocate assisting them so that the oral appeal can be considered as a valid appeal.
- Written appeal requests are made by mailing or faxing the completed Appeal Form to:
University of Utah Health Plans Appeals Department
P.O. Box 45180
Salt Lake City, UT 84145
Fax: 801-587-9985
- Appeals received via mail, in person delivery, or fax will be stamped with the date received.
- For online appeal requests, use the University of Utah Health Plans Appeal Form.
- Parties to the Appeal include U of U Health Plans; as well as the enrollee and their representative—who may include legal counsel, treating provider, a relative, a friend or other spokesperson, or the representative of a deceased enrollee's estate.
Appeal Classifications and Decision Timeframes
Routine Standard Appeal
An appeal regarding the initial determination of coverage of care or services in advance of the member obtaining services, or services that have already been received by the member. A written notice of the appeal decision will be sent to the member within 30 days of receipt of the appeal.
Expedited Appeal
An appeal for coverage of urgent care. An expedited appeal is available if the member or provider indicates that taking time for a standard resolution could seriously jeopardize the member's life, health, or ability to attain, maintain, or regain maximum function.
- A written notification of the expedited appeal decision will be sent to the member within 72 hours of receipt of the appeal.
- U of U Health Plans must ensure that no punitive action is taken against a provider who requests an expedited appeal resolution or supports a member appeal.
- If U of U Health Plans denies the request for expedited resolution, the appeal request will be transferred to a standard timeframe appeal. [§438.408(b)(2)].
- U of U Health Plans will make reasonable efforts to give the enrollee and provider prompt, oral notice of the denial, and will follow up with written notice in 72 hours.
- The notification to members will include information about the member’s right to file a grievance if they disagree with the downgrade.
Timeframe Extension
U of U Health Plans may extend the time frames for resolution of appeals (expedited and standard) by up to 14 calendar days if:
- The member requests or agrees to extend the appeal timeframe
- U of U Health Plans can document (to the satisfaction of the Utah Department of Health, upon request) that there is need for additional information and how the delay is in the member's interest
- If U of U Health Plans extends the timeframes, it must give the member written notice of the reason for the extension within two business days and inform the member of the right to file a grievance if they disagree with that decision
- U of U Health Plans must act as quickly as the member's health condition requires, and no later than the date the extension expires
If U of U Health Plans extends the time frames, it must, for any extension not requested by the member:
- Make reasonable efforts to give the member prompt, oral notice of the delay
- Within two calendar days, give the member written notice of the reason for the delay and inform the member of the right to file a Grievance if they disagree with that decision
- If U of U Health Plans fails to adhere to the notice and timing requirements for extension of the appeal resolution time frame, the member may initiate a State Fair Hearing
Continuing Coverage
Requirements for continuing or reinstating benefits while an appeal is pending are as follows:
- The member or provider files the appeal request timely
- The appeal involves the termination, suspension, or reduction of a previously approved service
- The services were ordered by an authorized provider
- The original period covered by the original authorization has not expired
- An enrollee requests an extension of benefits within 10 calendar days of the NOABD
Continued benefits will end when one of the following occurs:
- The member or provider fail to file a State Fair Hearing Request Form requesting continuation of benefits within 10 calendar days of the NOABD
- The state fair hearing request is withdrawn
- The state fair hearing office issues a decision adverse to the member
- If the final resolution of the hearing is adverse to the member (U of U Health Plans decision is upheld), U of U Health Plans may recover the cost of the services provided to the member while the hearing was pending, to the extent that they were provided solely because of the requirements §438.420
State Fair Hearing
- The Healthy U Appeals process must be exhausted before the member or provider can request a state fair hearing.
- A member, their representative (or legal representative of a deceased member’s estate), or provider may request a state fair hearing within 120 days from the date on the Notice of Appeal Resolution.
- The State Fair Hearing Request Form will be included with the Notice of Appeal Resolution.
- Visit Hearings on the Medicaid website for additional information about filing for a state fair hearing and access the “State Fair Hearing Request Form,” in English or Spanish.
- In addition, a copy can be requested from our office by calling 833-404-4300 or 801-213-0525.
Mailing Address:
Office of Administrative Hearings
Division of Integrated Healthcare
PO Box 143105
Salt Lake City, UT 84114-3105
Email: utmedicaidhearings@utah.gov
Fax: 801-536-0143 - Parties to the state fair hearing include U of U Health Plans; as well as the enrollee and their representative—who may include legal counsel, treating provider, a relative, a friend or other spokesperson, or the representative of a deceased enrollee's estate.
- The parties to the state fair hearing are given opportunity to: examine the content of the enrollee's file and all documents and records to be used by U of U Health Plans at the hearing, bring witnesses, establish all pertinent facts and circumstances, and present an argument without undue interference. They may question or refute any testimony or evidence, including opportunity to confront and cross-examine adverse witnesses.
- Requirements for continuation or reinstating benefits while a state fair hearing is pending are as follows:
- The member or provider files the hearing request timely
- The request involves the termination, suspension, or reduction of a previously approved service
- The services were ordered by an authorized provider
- The original period covered by the original authorization has not expired
- An enrollee requests an extension of benefits within 10 calendar days of the NOABD
- Continued benefits will end when one of the following occurs:
- The member or provider fail to file a State Fair Hearing requesting continuation of benefits within 10 calendar days of the NOABD
- The state fair hearing request is withdrawn
- The state fair hearing office issues a decision adverse to the member
- If the final resolution of the hearing is adverse to the member (U of U Health Plans decision is upheld), U of U Health Plans may recover the cost of the services provided to the member while the hearing was pending, to the extent that they were provided solely because of the requirements §438.420.
Coverage Policies
Visit Coverage Policies to view guidelines for our coverage determinations.
Additional Resources
Advantage U (Medicare Advantage PPO) and Advantage U Signature Part B Buyback (PPO)
Note: Effective January 1, 2024, Advantage U (Medicare Advantage PPO), which includes Advantage U Signature and Advantage U Signature Part B Buyback (PPO), is no longer offered to our members. Because timely filing provides 365 days for claim submission, information regarding Advantage U remains in the Provider Manual until December 31, 2024 to support claims runout.
University of Utah Health Plans added Advantage U Signature (PPO), a Medicare Advantage product, to our fully insured Group commercial, Individual and Family (both available on and off the ACA Marketplace), and Healthy U and Healthy U Behavioral Medicaid products. In January 2023, U of U Health Plans added Advantage U Signature Part B Buyback (PPO) to our Medicare Advantage benefit plans, as well. Advantage U Signature and Advantage U Signature Part B Buyback were available to Medicare beneficiaries living in Davis, Salt Lake, Tooele, Utah, and Weber counties.
Network Name
The provider network for Advantage U Signature and Advantage U Signature Part B Buyback (PPO) is “Advantage U.” The information listed in this section applies only to Advantage U providers and supplements the information available elsewhere in this Provider Manual, which is common to all U of U Health Plans lines of business.
Advantage U Fee Schedule
Advantage U fee schedule rates are based on published Medicare rates. In the event that CMS makes a change to their published rates, U of U Health Plans will implement the updated rate within 45 days of the CMS publication. No retroactive adjustments will be made to claims payments in response to the updated rate.
Medicare Advantage Administrative Partner
University of Utah Health Plans delegated Cognizant® TMG HealthSM to perform the following administrative functions for the Advantage U network and our Advantage U Signature and Advantage U Signature Part B Buyback members:
Cognizant is based in Jessup, PA, and provides reliable business process solutions for numerous Medicare Advantage plans throughout the United States.
Advantage U Contact Information
Description | Contact Information |
---|---|
Claim inquiries, Customer Service, member eligibility | Phone: 855-275-0374 | 801-893-6645 |
Medical management and prior authorizations | Phone: 888-605-0858 | 801-587-3003 Website: uhealthplan.utah.edu/providers/policy-forms |
Quality Improvement | Phone: 801-587-2777 Fax: 801-281-6121 |
Provider Relations and Contracting | Phone: 833-970-1848 | 801-587-2838 Fax: 801-281-6121 Email: Provider.relations@hsc.utah.edu |
Pharmacy
|
Website: AdvantageUMedicare.com Phone: 888-970-0851 |
Electronic Data Interchange (EDI) | Phone: 801-587-2638 or 801-587-2639 TPN: HT000179-002 Website: uhealthplan.utah.edu/EDI Email: uuhpedi@hsc.utah.edu |
Paper claims for Advantage U Signature members | Advantage U Claims Cognizant PO Box 4405 Scranton, PA 18505 |
Contact Information for All Other U of U Health Plans Products
Description | Contact Information |
---|---|
General (non-claims) mailing address | Advantage U University of Utah Health Plans 6056 Fashion Square Dr. Suite 3104 Murray, UT 84107 |
EDI Trading Partner Number: (All non-Advantage U claims) |
Phone: 801-587-2638 or 801-587-2639 TPN: HT000179-002 Website: uhealthplan.utah.edu/providers/edi.php Email: uuhpedi@hsc.utah.edu |
Paper claims (For all non-Advantage U members) |
University of Utah Health Plans PO Box 45180 Salt Lake City, UT 84145-0180 |
Member Information
Identification Card
Front | Back |
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Member Benefits
Advantage U Signature and Advantage U Signature Part B Buyback members are covered for all of the services available through Original Medicare Parts A and B, and prescription medications covered through Part D. We also offer coverage for dental, vision, fitness, hearing aids, and over-the-counter benefits. Additional supplemental services may also be included. Advantage U Signature Part B Buyback members have a Part B Premium Reduction.
- Preventive Benefits – Advantage U Signature covers the same preventive services as are covered by Original Medicare, at no cost to our members. Please visit the MLN Educational Tool: Medicare Preventive Services for an interactive listing of covered services.
In addition to preventive benefits covered by Original Medicare, Advantage U Signature offers:
- Annual Physical Exam – One per year
- Vision – annual allowance for exam and eyeglasses or contacts through a VSP Choice network provider
- Dental – annual allowance for preventive and comprehensive dental services through DentaQuest network providers
Member Rights and Responsibilities
Advantage U Signature and Advantage U Signature Part B Buyback members receive complete plan details annually in their “Evidence of Coverage” materials, including what benefits are covered, appeal rights, contact information, and rights and responsibilities. The following rights and responsibilities are in addition to those listed in the Member Rights and Responsibilities section of this manual.
- Receive sufficient information to decide among all relevant treatment options
- Right to express preference about future treatment decisions
- Right to refuse treatment
- Stay current with Medicare premiums
- Pay any cost-share amounts assigned for medical or other health care, noncovered services, or medications
- Contact Advantage U Customer Service if they have questions or concerns
- Notify providers and Advantage U Signature if they move
Advantage U Provider Responsibilities
The following responsibilities are in addition to those listed in the Benefits and Responsibilities section of this manual:
- Access standards
- Provider responsibilities
- Site audits and ensuring appropriate physical facilities
Record Retention
For Advantage U Signature and Advantage U Signature Part B Buyback members, medical records must be maintained for 10 years from the end of the contract between U of U Health Plans and CMS, or the provider and U of U Health Plans; or 10 years from the date of completion of an audit.
Compliance with Federal Regulations (Medicare)
Advantage U network providers are required to comply with all federal Medicare Advantage regulations when providing services to Advantage U Signature and Advantage U Signature Part B Buyback members.
Inpatient Services
U of U Health Plans is responsible for covered in-network inpatient hospital acute services until the beneficiary is discharged.
If the member’s Advantage U coverage begins during an inpatient stay:
- Payment for inpatient services until the discharge date is the responsibility of the previous Medicare Advantage organization or original Medicare, as appropriate
- U of U Health Plans is not responsible for inpatient services until the date after the beneficiary’s discharge
If the member’s Advantage U coverage ends during an inpatient stay:
- Payment for inpatient services is the responsibility of U of U Health Plans until the date of discharge
Outpatient Observation
Hospitals and critical access hospitals (CAH) observing a Medicare beneficiary for longer than 24 hours are required to provide the patient with a Medicare Outpatient Observation Notice (MOON), informing them that they are outpatients receiving observation services, not inpatients of the hospital or CAH.
View Medicare Outpatient Observation Notice for details and a sample copy of the form.
Discharge Planning
CMS requires that Medicare members be fully informed prior to being discharged from an inpatient facility. Hospitals and Home Health Agencies are required to follow the discharge planning processes outlined in the most current version of the CMS’ Discharge Planning Rule Supports Interoperability and Patient Preferences fact sheet.
Claims and Payment
The following information applies only to Advantage U providers, and supplements information listed in the Billing and Claims Payment section of this manual.
Submitting Claims
We prefer you submit claims electronically through UHIN, using TPN HT000179-002; however, if you need to submit a paper claim, please mail the claim to:
Advantage U Claims
Cognizant
PO Box 4405
Scranton, PA 18505
Timely Filing Requirements
- Primary claims – 365 days from date of service
- Secondary claims when any insurer other than Medicare is primary – 365 days from date of service
Coordination of Benefits
Standard Medicare Coordination of Benefits (COB) guidelines apply to Advantage U Signature claims. For questions about COB, contact Customer Service at 855-275-0374
Balance Billing
Advantage U network providers have agreed to accept the Advantage U fee schedule maximum allowed amounts as full payment for services rendered to Advantage U Signature and Advantage U Signature Part B Buyback members, and never bill the member for amounts in excess of the allowed amount or for noncovered services.
CMS does not allow providers to use the Advance Beneficiary Notice of Noncoverage (ABN) for Medicare Advantage enrollees, including Advantage U Signature or Advantage U Signature Part B Buyback members. (See Medicare Claims Processing Manual, Chapter 30, Section 50.3.)
When there is question about whether a service or item is covered under the member’s Advantage U Signature and Advantage U Signature Part B Buyback benefits, contact Advantage U Customer Service.
Correct Coding and Documentation
Health plans and CMS rely on the accuracy and completeness of claims data and documentation to efficiently process claims, design benefit plans, establish fee schedules, and review administrative practices. Additionally, by being aware of differences in complexity, as reported on claims, CMS and health plans can design better quality programs for similar populations and more accurately measure cost performance.
You can help ensure your patients’ conditions and treatment are properly reported and documented by incorporating these tips into your business practice:
Providers
- Record all conditions to the highest specificity (e.g. “Type 2 diabetes with diabetic polyneuropathy” instead of “Type 2 diabetes”; “Morbid obesity with a BMI of 37.4” instead of “Overweight”)
- Review and document every ongoing condition (with subjective, objective, assessment, and plan [SOAP] notes) at least annually
Coders
- Always code to the most specific ICD-10 code (e.g., E08.5 Diabetes mellitus due to underlying condition with circulatory complications, instead of E08 Diabetes mellitus due to underlying condition)
- Report every ICD-10 recorded in the encounter with the claim, regardless of whether it was the purpose of this visit or is an ongoing condition
Documentation excellence is essential for many facets of healthcare delivery. We appreciate your efforts toward establishing coordinated and dedicated reporting practices within your clinic.
Advantage U Appeals
An appeal, or request for reconsideration, includes a review of a denial or other adverse determination.
Who May File an Appeal
- Members are informed of their appeal rights any time a denial or other adverse determination is completed by Advantage U. Included in the denial notice are instructions on how and where to file an appeal for reconsideration. Read Member Information about Organization & Coverage Determinations, Appeals and Grievances, Exceptions.
- Providers contracted with the Advantage U Network may appeal an adverse determination only in the following circumstances:
- Preservice determinations – Appeals must be received within 60 calendar days from the date of initial determination notification.
- Provider payment disputes – Requests for reconsideration of claim billing errors or claim denials specifically related to the provider’s contract with Advantage U must be submitted within 60 calendar days of the date on the remittance advice.
- Noncontracted Providers may appeal a post-service payment denial within 60 calendar days of the date on the remittance advice. A completed Waiver of Liability form must accompany the request.
To Submit a Part C Appeal - Appeal and Reconsideration Request Form
To Submit a Part D Appeal - Request for Redetermination of Medicare Prescription Drug Denial
Advantage U Response to Appeals
Advantage U will respond to appeals in the following timeframes:
- Preservice Part C appeal – within 30 calendar days of receipt of the request
- Preservice Part B appeal for (medical) drug – within 7 calendar days of receipt of the request
- Post-service appeal – within 60 calendar days of receipt of the request
- Expedited Part C appeal – within 72 hours of receipt of the request
- Expedited Part B appeal – within 24 hours of receipt of the request
Advantage U may extend the timeframes for Part C appeal resolutions—including expedited appeals—by up to 14 calendar days in most cases, if the enrollee requests or agrees to extend the appeal timeframe or Advantage U determines and documents that there is need for additional information and how the delay is in the enrollee’s interest. If Advantage U extends the timeframes, a written notice of the reason for the delay will be given to the enrollee.
Note: Advantage U cannot extend the timeframe if the appeal involves a Part B drug.
Part C appeal requests can be completed using the Appeal and Reconsideration Form. Appeals can be submitted via mail, in-person delivery, or fax.
- Mail or deliver written request forms to:
Advantage U
Attn: Appeals
PO Box 3389
Scranton, PA 18505 - Fax Appeal Request Forms to 855-215-6952.
- Note: Only expedited appeals can be accepted orally.
Oral appeals can be made by calling 855-275-0374.
Part D appeal requests may be completed online using the Redetermination of Prescription Drug Denial form. If preferred, you may also submit your request by mail or fax.
- Mail or deliver written request forms to:
CVS Caremark
Appeals Dept. – MC109
PO Box 52000
Phoenix, AZ 85072-2000 - Fax Appeal Request Forms to 855-633-7673.
Independent Review Entity (Routine or Expedited) Appeal
If Advantage U upholds an adverse decision on a Part C appeal, we will automatically prepare a written explanation and send the complete case file to the Independent Review Entity (IRE) contracted by CMS. For Part D upheld appeals, the provider or member can submit a request to the IRE if additional review is desired. The review and decision is made by the IRE—at no cost to the member.
Pharmacy
Advantage U has contracted with CVS Caremark® to administer pharmacy benefits for Advantage U Signature and Advantage U Signature Part B Buyback members.
Description | Contact Information |
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Pharmacy Prior Authorizations | 888-970-0851 |
CVS Caremark Mail Order Pharmacy | Advantage U Signature PO Box 94467 Palatine, IL 60094-4467 |
Online Formulary | AdvantageUMedicare.com |
Compliance Requirements
The following information applies only to Advantage U providers and supplements compliance information listed in the Rules and Regulations section of this manual.
U of U Health Plans relies on our contracted providers and other contracted partners to help us meet the needs of our members. These individuals and organizations are considered First tier, Downstream, and Related Entities (FDRs). FDRs provide health or administrative services to Advantage U Signature and Advantage U Signature Part B Buyback members and are a vital part of our Medicare Advantage program.
U of U Health Plans has a policy against retaliation toward any individual who in good faith files a complaint, reports a potential compliance issue, expresses a concern, or assists with an investigation.
FDRs have specific responsibilities under Medicare guidelines, including:
- Distribute Code of Conduct/Compliance Policies
- To employees and downstream contractors
- At time of hire/contracting and annually thereafter
- Distribute general compliance and FWA training/education
- To employees and downstream contractors
- At time of hire/contracting and annually thereafter
- Complete exclusion and preclusion list screenings
- Prior to hiring/contracting
- Monthly thereafter
- Make employees/contractors aware of reporting mechanisms (e.g., Compliance Hotline)
- Report FWA and compliance concerns to U of U Health Plans
- Disclose use of offshore operations to U of U Health Plans
- Conduct an annual audit of the offshore entity and its operations
- Complete an annual attestation regarding offshore arrangements
- Fulfill applicable statutory, regulatory, and other Part C or Part D requirements
- Monitor and audit any of your own subcontractors (downstream entities)
- Ensure contracts include CMS required provisions
- Promptly resolve identified issues
- Provide data and documentation for a CMS audit
- Participate in auditing and monitoring activities conducted by U of U Health Plans, including providing compliance attestations and, upon request, documentation to demonstrate compliance with the above requirements.
Definitions
- Abuse – includes actions that may, directly or indirectly, result in unnecessary costs to the health benefit program, improper payment, payment for services that fail to meet professionally recognized standards of care, or services that are medically unnecessary. Abuse involves payment for items or services when there is no legal entitlement to that payment and the provider has not knowingly and/or intentionally misrepresented facts to obtain payment.
- Downstream Entity – any party that enters into a written arrangement, acceptable to CMS, with persons or entities. These persons or entities are involved with the MA benefit or Part D benefit, below the level of the arrangement between an MA organization or applicant or a Part D plan sponsor or applicant and a First Tier Entity. These written arrangements continue down to the level of the ultimate provider of both health and administrative services.
- FDR – First tier, downstream, and related entity providing administrative or health care services under the Medicare Advantage or Part D program.
- FWA – Fraud, waste, and abuse.
- First Tier Entity – any party that enters into a written arrangement, acceptable to CMS, with an MA organization or Part D plan sponsor or applicant. These arrangements involve providing administrative or health care services to a Medicare-eligible individual under the MA program or Part D program.
- Fraud – Knowingly and willfully executing, or attempting to execute, a scheme or artifice to defraud any health care benefit program or to obtain (by means of false or fraudulent pretenses, representations, or promises) any of the money or property owned by, or under the custody or control of, any health care benefit program. Fraud is intentionally submitting false information to the government or a government contractor to get money or a benefit.
- Related Entity – entity related to an MA organization or Part D sponsor by common ownership or control and: (a) Performs some of the MA organization or Part D plan sponsor’s management functions under contract or delegation; (b) Furnishes services to Medicare enrollees under an oral or written agreement; or (c) Leases real property or sells materials to the MA organization or Part D plan sponsor (this occurs at a cost of more than $2,500 during a contract period).
- Waste – overutilization of services, or other practices that, directly or indirectly, result in unnecessary costs to the health benefit program. Waste is generally not considered to be caused by criminally negligent actions but rather the misuse of resources. Waste is using, consuming, spending or expending resources thoughtlessly or carelessly.
Reporting Fraud, Waste, and/or Abuse (FWA)
Providers, including all First-Tier, Downstream, and Related Entities (FDRs), such as provider’s employees and/or provider’s subcontractors, must report any suspected fraud, waste or abuse, misconduct, noncompliance with applicable regulations, or criminal acts. Reports can be made anonymously through the University of Utah Ethics and Compliance Hotline at 855-275-0374 or at secure.ethicspoint.com. The Compliance Hotline is available 24 hours a day, 7 days a week.
Medicare Advantage Marketing Guidelines for Providers
Medicare Advantage plan marketing is regulated by CMS. Providers must comply with applicable laws, regulations, and CMS guidance regarding Medicare Advantage plan marketing. Providers should be familiar with the Medicare Communications and Marketing Guidelines (MCMG), including but not limited to Section 60 “Activities in a Healthcare Setting.”
Providers are not authorized to engage in marketing activities on behalf of U of U Health Plans without the express written consent of U of U Health Plans and advance review and approval of any marketing materials by U of U Health Plans.
Advantage U network providers should remain neutral when assisting beneficiaries with enrollment decisions.
Quality Improvement
U of U Health Plans is committed to ensuring all of our members receive quality health care. As noted elsewhere in this manual, we achieve quality outcomes through our Utilization and Care Management. Our quality initiatives support the care you provide in alignment with our common triple aim: providing the right care at the right time in the right place.
Advantage U Quality Programs - [In Development]
Star Ratings
To provide Medicare Advantage members with greater information to help them distinguish between Medicare Advantage plans, CMS instituted the Star rating program in 2008. Health plans are rated on various quality measures, including:
- Members receiving preventive screenings, tests, and vaccines
- Managing chronic conditions
- Members’ reported experiences with the health plan, their providers, and overall improvement in their health
- Member complaints and changes in the health plan’s performance
- Health plan customer service
Members and providers alike benefit from a health plan’s strong Star rating through better relations with each other and the health plan, greater focus on preventive medicine and early disease detection, and strong benefits that support management of chronic conditions.
We look forward to partnering with you to deliver the highest quality health care available.